FINANCING OPTIONS: Special 7(a) Loans SPECIAL 7(a) LOANS: The SBA has available a variety of specialized 7(a) loan programs which are designed to meet a particular type of credit need for the small business borrower. Each special purpose loans has particular conditions, in addition to (or in lieu of) those required for a basic 7(a) loan. These alternative rules are established to ensure that the particular need is prudently provided and administered.