Introducing New Eligibility for Same-Sex Domestic Partners
Same-sex domestic partners of eligible Federal and U.S. Postal Service employees and annuitants can apply for coverage under the Federal Long Term Care Insurance Program (FLTCIP) as qualified relatives.
You must be in an eligible group to apply for coverage under the FLTCIP. The FLTCIP is medically underwritten, which means that certain medical conditions, or combinations of conditions, will prevent some people from being approved for coverage. If you are in an eligible group, you will need to apply to find out if you can enroll in the FLTCIP.
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What is the Federal Long Term Care Insurance Program?
The Federal Long Term Care Insurance Program (FLTCIP) provides long term care insurance for its enrollees, who are Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives. The FLTCIP is sponsored by the U.S. Office of Personnel Management, an agency in the Federal government. John Hancock Life & Health Insurance Company, one of the country’s top insurers, provides the insurance.
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FLTCIP 2.0
We introduced a new benefit design called FLTCIP 2.0 on October 1, 2009. If you apply for coverage now, you will be applying for FLTCIP 2.0 coverage.
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Current Enrollees
The special decision period to submit a personalized plan change option has ended.
The Current Enrollees section of our website is designed specifically for you. You can download a form to change your method of paying premiums, find information on how to file a claim, and learn more about your coverage. You can also log in to your FLTCIP account to review your benefits, update your contact information, and more.
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The Basics of Long Term Care and Long Term Care Insurance
According to the U.S. Department of Health and Human Services (HHS), at least 70 percent of people over age 65 will require some long term care services at some point in their lives.2 But, what is long term care and how do you know if you need long term care insurance?
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