Loan Consolidation and Repayment

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Federal Government Assistance

After college, the federal government has ways to help you repay your loans.

• Eligibility depends upon the type of loan, when it was made, and whether it's in default. Check with your loan officer to find out if you qualify.
• Loan Consolidation: combine your federal loans into a single loan with one monthly payment.
• Sometimes loans may be canceled in exchange for public service.
  Teachers: Cancellation/Deferment Options
  Health professions: National Health Service Corps
  Law school graduates: State Loan Repayment/Forgiveness Programs
  Medical school graduates: Loan Repayment Program
  Federal employees: Federal Student Loan Repayment Program
• If you are having problems with your loan and all other approaches fail, contact the Department of Education's Office of the Ombudsman.