About Covered California

Covered California is the place where Californians can get brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place to get federal premium assistance to help you buy private insurance from companies like the ones listed on the right. That means you may qualify for a discount on private insurance, or get health insurance through the state’s Medi-Cal program. Either way, you’ll get great health coverage.

SHOP AND
COMPARE

Enter some information about yourself to get a quick estimate of what you would pay for health insurance. The lower your income, the more we can help!

APPLY

Like what you see? You’re ready to apply! You’ll need your income information, ID, proof of citizenship or lawful presence, Social Security number and ZIP code.

NEED HELP?

You can get free help on the phone or in your neighborhood. Call (800) 300-1506 or click on the “Find Local Help” button on the home page.

REVIEW YOUR CHOICES

See your private insurance options and how much they will cost. Select the plan you want. You may find out you qualify for Medi-Cal.

Your county Medi-Cal office will help you from here.

PAY YOUR BILL

You may be able to make your first month’s payment online, or you can wait for the bill to come in the mail.

YOU'RE COVERED

Congratulations! You and your family can enjoy the peace of mind of knowing you have health insurance.
Be sure to start using your coverage to get the care that you need.

All Californians can sign up during the annual open-enrollment period, which begins in the fall. Many others may be eligible to sign up at any time during the year due to a life-changing event such as getting married, having a child or moving. Medi-Cal enrollment is year-round, as well.

You can learn more about the Affordable Care Act and the coverage available through Covered California in the Individuals and Families section of our site. If you’re already enrolled, you can also visit the Members Area of our site for resources to help you use your coverage

Additionally, Covered California also makes affordable health coverage available to small-business employers and their employees. Visit the Covered California for Small Business section of this website for more information.

Covered California helps Californians buy low-cost coverage from these top-quality health plans: