Housing Finance
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Report
The Effects of Increasing Fannie Mae’s and Freddie Mac’s Capital
October 20, 2016In this report, CBO analyzes a policy that would allow Fannie Mae and Freddie Mac to increase their capital by reducing their payments to the government and discusses the effects that it would have on the budget and the mortgage market.
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Report
The Federal Role in the Financing of Multifamily Rental Properties
December 3, 2015CBO reviews the federal government’s current role in the multifamily mortgage market and four broad approaches to modifying that role.
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Report
Transitioning to Alternative Structures for Housing Finance
December 16, 2014CBO analyzed possible transitions to four alternative market structures that involve choices about whether and how the government would continue to guarantee payment on mortgages and mortgage-backed securities.
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Report
Budgetary Estimates for the Single-Family Mortgage Guarantee Program of the Federal Housing Administration
September 23, 2014Loan guarantees made in the FHA’s single-family mortgage program between 1992 and 2013 are now projected to generate small costs over their lifetimes rather than the significant savings that were originally recorded in the federal budget.
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Cost Estimate
S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2014
September 5, 2014As ordered reported by the Senate Committee on Banking, Housing, and Urban Affairs on May 15, 2014
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Report
Modifying Mortgages Involving Fannie Mae and Freddie Mac: Options for Principal Forgiveness
May 1, 2013CBO examined three options for Fannie Mae and Freddie Mac to use principal forgiveness for certain underwater borrowers. How would those options affect the number of mortgage defaults, the federal budget, and the overall economy?
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Report
Fair-Value Accounting for Federal Credit Programs
March 5, 2012CBO examines fair-value accounting as an alternative to the current approach for measuring the costs to the government of federal credit programs.
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Report
Fannie Mae, Freddie Mac, and the Federal Role in the Secondary Mortgage Market
December 22, 2010This study looks at how Fannie Mae and Freddie Mac evolved into the institutions they are today.