Costs for Medicare Advantage Plans

What you pay in a Medicare Advantage Plan

Your 

 in a 

 depend on:

• Whether the plan charges a monthly
  Premium
  .  Some plans have no premium.
• Whether the plan pays any of your monthly
  Medicare Part B (Medical Insurance)
  premium.  Some plans pay all or part of your Part B premium.
• Whether the plan has a yearly
  Deductible [glossary]
  or any additional deductibles.
• How much you pay for each visit or service (
  Copayment
  or
  Coinsurance
  ). For example, the plan may charge a copayment, like $10 or $20 every time you see a doctor. These amounts can be different than those under
  Original Medicare
  .
• The type of health care services you need and how often you get them.
• Whether you go to a doctor or
  Supplier
  who accepts
  Assignment
  if:
  • You're in a PPO, PFFS, or MSA plan.
  • You go
    Out-of-network
    .
• Whether you follow the plan's rules, like using
  Network
  providers.
• Whether you need extra
  Benefits [Glossary]
  and if the plan charges for it.
• The plan's yearly limit on your out-of-pocket costs for all medical services.
• Whether you have
  Medicaid [Glossary]
  or get help from your state.

Get more cost details from your plan

If you're in a Medicare plan, review these notices your plan sends you each fall:

• "Evidence of Coverage" (EOC). The EOC gives you details about what the plan covers, how much you pay, and more.
• "Annual Notice of Change" (ANOC). The ANOC includes any changes in coverage, costs, or service area that will be effective in January.

If you don't get these important documents, contact your plan. Get your plan's contact information from a Personalized Search (under General Search), or search by plan name.