If you don't log in to update your application and enroll in a plan by December 15, 2018, you may be automatically enrolled in a 2019 plan. Automatic enrollment is a good fallback. But the best way to make sure you have a 2019 plan that works for you, with the savings you qualify for, is to log in, update your application, and view all your plan options for 2019.
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End highlighted textThe letter you get from your insurance company will say if you'll be automatically enrolled in your 2018 plan or a similar plan.
If you'll be automatically enrolled, we strongly recommend you log in to your Marketplace account.
Insurance companies sometimes decide to change which health plans they offer in the Marketplace. This is a normal part of their business operations. Your health insurance company may have decided not to offer your particular plan through the Marketplace in 2019.
If so, we'll enroll you in a 2019 plan with similar pricing and coverage to your 2018 plan. Your letter from your insurance company will explain.
You can accept the enrollment in the similar plan or compare your options and change plans.
Note: An insurance company can't move you to a different plan based on your health or how much care you use. It can move you only if it's no longer offering the plan you had to anyone in your area. Learn about how insurance companies can price plans.
You can log in to your HealthCare.gov account until December 15, 2018, to update your application and enroll in any available 2019 Marketplace plan.
Note: An insurance company can't move you to a different plan based on your health or how much care you use. It can move you only if it's no longer offering the plan you had to anyone in your area. Learn about how insurance companies can price plans.
Log in to your HealthCare.gov account by December 15, update your application, and check out the plans available to you for 2019. Preview 2019 plans and prices before you apply.
Yes. If you don’t want your current coverage to continue into 2019, you can choose to have your Marketplace coverage end on December 31, 2018. To do this:
If you don’t take action by December 15, 2018, the Marketplace will automatically enroll you in your current coverage (or a similar plan) on December 16, 2018.
Before you prevent automatic enrollment for 2019 without picking a new plan, there are important things to consider.
If you want Marketplace coverage in 2019, you need to complete a 2019 application before Open Enrollment ends on December 15, 2018.
If you haven't updated your application and confirmed your 2019 health plan selection by December 15, you'll get a notice from the Marketplace saying which plan you've been enrolled in.
When you log in to your account on or after December 16, you may see a message telling you that we've automatically enrolled you in a plan for 2019. You'll find this on your "My Applications & Coverage" page.