Payday loans

What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m a servicemember? Read answer

What types of loans are covered under the Military Lending Act? Read answer

What are my rights under the Military Lending Act? Read answer

Could I be arrested if I don’t pay back my payday loan? Read answer

My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it? Read answer

My payday lender claims to be located in another country and therefore does not have to comply with U.S. federal laws that protect consumers. Is that true? Read answer

What should I consider if I'm thinking about getting a payday loan online? Read answer

I heard that taking out a payday loan can help rebuild my credit or improve my credit score. Is this true? Read answer

Can a payday lender garnish my wages? Read answer

How can I stop a payday lender from electronically taking money out of my bank or credit union account? Read answer

Why did my payday lender charge me a late fee or a non-sufficient funds (NSF) fee? Read answer

What can I do if I can’t repay my payday loan? Read answer

How do I repay a payday loan? Read answer

How can I tell if a payday lender is licensed to do business in my state? Read answer

Do I have to put up something as collateral for a payday loan? Read answer

What do I need to qualify for a payday loan? Read answer

What are the costs and fees for a payday loan? Read answer

Should I get a payday loan if I need money now? Read answer

What is the difference between a payday loan and a deposit advance? Read answer

What does it mean to renew or roll over a payday loan? Read answer