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Prepaid Rule

These summaries, charts, and reference materials offer an easy way to understand the rule and see which provisions are likely to apply to certain products or businesses. These references aren’t substitutes for reviewing the Prepaid Rule, but they can give you an idea of where to start.

Featured topic

On March 13, 2018, the Bureau updated the small entity compliance guide and the guide to preparing the short form disclosure for prepaid accounts to reflect the 2018 Prepaid Amendments.

Rule

Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)

Guides

Small entity compliance guide

Preparing the short form disclosure for prepaid accounts

Quick references

Executive summary of the 2018 prepaid rule amendments

Unofficial redline of the 2018 amendments to the prepaid rule

Prepaid rule’s key changes for payroll card accounts

Prepaid rule’s key changes for government benefit accounts

Prepaid account coverage chart

Model and sample pre-acquisition disclosure forms for prepaid accounts

Prepaid rule’s effective date

Executive summary of the 2016 prepaid rule

Additional materials

Disclosure native design files and sample code

For the convenience of the prepaid industry and to help reduce development costs, the Bureau is providing native design files for print and source code for web-based disclosures for all of the model and sample forms included in the final rule.

Consumer education materials

Prepaid cards and other prepaid accounts. Information to help consumers choose the right prepaid account for their situation and understand their rights.