FSA provides programs and services that support the economic stability of American farmers, ranchers and rural landowners. The Agency works hard to ensure the American agriculture industry is solid by providing farmers and ranchers with financial capital, risk management assistance, and recovery support in times of economic distress or disaster. The Agency also works to assure public funds are well managed. Sometimes agricultural price fluctuations, continual adverse weather conditions, or unexpected personal matters can affect the ability to make timely loan payments. In such instances, FSA may be able to provide certain loan servicing benefits to direct loan borrowers whose accounts are distressed or delinquent due to circumstances beyond their control.