Retail Credit
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Retail credit encompasses a wide range of consumer credit products and services offered by national banks. This topic also covers issues related to retail credit offerings.
Popular Links
Shared National Credit (SNC) Report
Survey of Credit Underwriting Practices
Quarterly Report on Bank Trading and Derivatives Activities
Detecting Red Flags in Board Reports: A Guide for Directors
Follow the links on this page to OCC bulletins, policies, advisory letters, handbooks, guidance, and other retail-credit-related resources.
In This Section
- Allowance for Loan and Lease Losses
- Consumer Protection—Retail
- Credit Cards
- Examination Procedures and Booklets
- General Retail Credit
- Home Equity
- Models and Scoring
- Mortgage Banking
- Other Retail Products
- Residential Appraisals
- Retail Risk Management and Classification
- Student Lending
- Subprime Lending
Popular Links
Shared National Credit (SNC) Report
Survey of Credit Underwriting Practices
Quarterly Report on Bank Trading and Derivatives Activities
Detecting Red Flags in Board Reports: A Guide for Directors
Related News and Issuances
| Date | ID | Title |
|---|---|---|
| 01/14/2021 | NR 2021-8 | OCC Finalizes Rule Requiring Large Banks to Provide Fair Access to Bank Services, Capital, and Credit |
| 12/16/2020 | NR 2020-172 | OCC Reports Decline in Mortgage Performance |
| 09/29/2020 | NR 2020-129 | Agencies Issue Two Final Rules |