When to Expect Your Refund if You Claimed the Earned Income Tax Credit or Additional Child Tax Credit

 

If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), your refund may be delayed. You can expect to get your refund as soon as the first week of March if:

Additionally, your financial institution may need time to accept your direct deposit or issue a debit card. Many institutions don’t process payments on weekends or holidays. So, if you file early, be aware of federal and local holidays that may affect how soon you get your refund.

Why We Hold Your Refund

By law, we can’t issue your refund before March. This includes your entire refund, not just the part that’s related to the credit you claimed on your tax return.

If you claim the EITC or ACTC, we may need more information from you about your return. If we do, we will send you a letter.

How to Track Your Refund

Check the status of your refund:

We update these applications with your estimated deposit date as soon as February 22 if you file your taxes early.

We update both applications once a day, usually overnight.

Protecting Americans from Tax Hikes (PATH Act)

The Protecting Americans from Tax Hikes (PATH Act) made changes to the tax law:

  • Refund delays: If you claim the EITC or ACTC, we can’t issue your refund until March.
  • Social Security number: You, your spouse and all qualifying children or relatives you claim on your tax return must have a valid Social Security number that was issued before the due date of the year you’re filing for (including extensions). This rule also applies to EITC claims you make when you amend your return or file an original return.

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