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The long struggle to the American Dream for some becomes even more of a battle when they have no partner to work with them in dealing with the financial aspects of the fight. The dream of home ownership, saving for a child’s college education, or investing for the future is seldom achieved when an individual’s primary financial institution is the local pawnshop, title loan company or check-cashing outlet.

Accessing the American Dream can become a reality for more Americans with an approach of empowerment for both individuals and communities.  With their demonstrated heartbeat for extending service to folks from all walks of life, credit unions can be the financial partner many Americans are missing in their struggle for a piece of this nation’s economic pie.

It is important that credit unions and the National Credit Union Administration (NCUA) as regulator/insurer realize that credit unions are part of the solution to this nation’s problems of the lack of economic empowerment and growth in predatory lending.  We must work to see that America’s credit unions continue its strong performance in meeting these needs and extend that service even further.  Access Across America will seek to build on efforts by credit unions to create and by NCUA to facilitate economic empowerment for people from walks of life.

Every day, credit unions are providing the access for millions of Americans to reach for their part of the American Dream.  NCUA is likewise working daily to make sure that our regulatory process facilitates this outreach without sacrificing safety and soundness.  Together we are seeing great progress. 

Access Across America is our re-statement of our commitment to seeing that progress continue and manifest itself in the lives of more Americans who need access to financial empowerment through credit union membership eligibility and the resulting access to low-cost financial services.



Access Across America is an initiative of the
National Credit Union Administration

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