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With change comes a new perspective: choice. For 2005, you have new choices, encouraging greater involvement in your benefits. Getting involved means understanding your choices, exploring your options and making decisions that are right for you. benefits are important: they provide support to you when you need it. They’re also personal: you have to assess your own situation and decide which options are best for you. Choose well.
 

Why this guide is important

This guide is intended to provide information about your benefits – including the changes for 2005 – so you can make decisions regarding enrollment options. Take this opportunity to review your current benefit elections and decide if they’ll meet your needs for the next year or whether you want to make changes in your coverage. In order to make informed choices, you should:

Important Note:

This information describes only certain highlights of some of the company’s benefit plans. It does not supersede the actual provisions of the applicable plan documents or contracts, which in all cases are the final authority. Company plans, programs, practices or processes may be amended, changed, or terminated by the company at any time without prior notice to, or consent by, participants. This notice does not constitute a contract of employment between the company and any individual, or an obligation by the company to maintain any particular benefit program, practice or policy.

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