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| Eligibility |
Fund
Uses |
Application
Processing |
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Eligibility top
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The Farm Labor Housing Loan and Grant program
provides capital financing for the development of housing for domestic farm laborers.Loans are made to farmers, associations of farmers, family farm
corporations, Indian tribes, nonprofit organizations, public agencies, and associations of
farmworkers. Typically, loan applicants are unable to obtain credit elsewhere, but
in some instances, farmers able to get credit elsewhere may obtain loans at a rate of
interest based on the cost of federal borrowing. Grants are made to farmworker
associations, nonprofit organizations, Indian tribes, and public agencies. Funds may
be used in urban areas for nearby farm labor. (This is the only Rural Housing
Service rural service area exception.)
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Fund Uses top |
Farm Labor Housing loans and grants are provided to
buy, build, improve, or repair housing for farm laborers, including persons whose income
in earned in aquaculture (fish and oyster farms) and those engaged in on-farm processing.
Funds can be used to purchase a site or a leasehold interest in a site; to
construct housing, day care facilities, or community rooms; to pay fees to purchase
durable household furnishings; and to pay construction loan interest.Loans are for 33
years at 1% interest, except as noted above. Grants may cover up to 90% of
development costs. The balance may be a Farm Labor Housing Program loan.. Funds may
be used to build, buy, improve, or repair labor housing and to provide related facilities.
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Application Processing top |
The District Director has the authority to appove
loans to individuals of up to $100,000, and the State Director can approve loans of up to
$400,000. Larger loans must receive prior approval from the National Office.
The State Director can award grants with the prior approval of the National Office. |
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