Authorization
to Convert Your Check: If you provide
us a check to make your payment, your check
will be converted into an electronic fund
transfer. “Electronic fund transfer” is
the term used to refer to the process in
which we electronically instruct your financial
institution to transfer funds from your account
to our account, rather than processing your
check. By paying with a completed, signed
check to us, you authorize us to copy your
check and to use the account information
from your check to make an electronic fund
transfer from your account for the same amount
as the check. Your check will be stamped “VOID-Electronically
Processed”. The check will be returned
to you if hand-delivered. If the check is
mailed, the check will be destroyed within
14 days. If the electronic fund transfer
cannot be processed for technical reasons,
you authorize us to process the copy of your
check.
Insufficient
Funds: The electronic fund transfer
from your account will usually occur within
24 hours, which is faster than a check
is normally processed. Therefore, make
sure there are sufficient funds available
in your checking account when you send
us your check. If the electronic fund transfer
cannot be completed because of insufficient
funds, we may try to make the transfer
up to two times [and you may be subject
to a $25.00 returned check fee].
Transaction
Information: The electronic fund transfer
from your account will be on the account
statement you receive from your financial
institution. However, the transfer may
be in a different place on your statement
than the place where your checks normally
appear. We will keep a copy of the check
for record keeping purposes.
Your
Rights: You should contact your financial
institution immediately if you believe
that the electronic fund transfer reported
on your account statement was not properly
authorized or is otherwise incorrect. Consumers
have protections under a Federal law called
the Electronic Fund Transfer Act for an
unauthorized or incorrect electronic fund
transfer.
More
Information – A pamphlet with
more information about this process, including
information about your rights under Federal
law, is available from the cashier. [You
may also call your Local County or billing
office or visit our Internet site at http://www.pcc.gov for
detailed information.]
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