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Benefits Available to CIT Employees

HEALTH BENEFITS

 

The Federal Employees Health Benefits Program gives you:

A choice of plans and options; A Government contribution of approximately 40-60% toward the cost; Benefits are pro-rated for part-time employees; % of Government contribution is weighed by the number of hours per pay period; Payments by payroll deduction; Immediate coverage from the effective date of enrollment without medical exam; An opportunity to temporarily continue group coverage or to convert to non-group coverage if your enrollment ends or a covered family member loses his or her eligibility; Continued protection for you and family members after retirement. Paid using pre-tax dollars.

Types of Plans:

Prepaid Plans - Known as Comprehensive Medical Plans/Health Maintenance Organizations, prepaid plans provide or arrange for health care by designated plan physicians and hospitals in designated locations.

Fee-for-service Plans - these plans reimburse you or the health care provider for covered services. You may choose your own physician, hospital, or other health care providers. These plans include, for example, Blue Cross and Blue Shield.

FEHBP for Temporary Employees:

If you are a temporary employee and you have completed 1 year of current, continuous employment, you can participate in the FEHBP. You will pay both the employee's and the Government's share of the premiums.

LIFE INSURANCE

The Federal Employees Group Life Insurance (FEGLI) is a group plan that offers you three main advantages: Broad coverage; Low rates; and Payment through payroll deductions.

Basic - Basic life coverage is equal to your actual rate of annual pay (rounded to the next $1,000) plus $2,000 or a total amount of $10,000 whichever is greater.

Optional coverage's are available.

The Government pays one third of the cost of your Basic Life Coverage, you pay the balance.

RETIREMENT

Depending on when you entered the Federal service, you will be covered under either CSRS, CSRS Offset, or the FERS retirement plans.

Employees first hired after December 31, 1983 are automatically covered under FERS and Social Security. FERS is a 3-part plan: Basic Benefit Annuity; Social Security; and the Thrift Savings Plan.

THRIFT SAVINGS PLAN

TSP is a very important portion of the FERS. It is a tax-deferred savings and investment plan that gives you a way to save money for your retirement. If you are in the FERS, you will receive an automatic 1% of your salary paid by the Agency, into a TSP account. You can also receive matching funds as follows: For the first 3 percent that you contribute, the Agency will match you dollar for dollar; for the next 2 percent (4 -5%), the Agency matches you 50 cents on the dollar. So if you were to contribute 5% of your salary, you actually have 10% of your salary going into an account. Your money can then be put into any of the 3 Funds available:

1) Government Securities Investment (G) Fund;

2) Common Stock Index Investment ( C) Fund;

3) Fixed-Income Investment (F) Fund;

4) Small Capitalization Stock Index (S) Fund;

5) International Stock Index (I) Fund.

PAID TRAINING

Once you are employed, your supervisor is responsible for ensuring that you receive the training you need to perform you job. You will receive on-the-job developmental assignments and you may also take advantage of one or more of the many courses NIH offers. With the approval of your supervisor you may take short term governmental courses or University and private sector courses. If you complete additional education or training outside of NIH, notify your HR Office so that your training records may be included in your official personnel folder.

MASS TRANSIT SUBSIDY PAYMENTS

If you commute to NIH by bus, train, or Metrorail, you may receive up to $44.00 per month in farecards, tokens, coupons, or tickets. To be included in this program, you must be willing to forego parking on NIH campus.

FEDERAL HOLIDAYS

Government workers are entitled to 10 paid holidays each year: New Year's Day (Jan 1); Martin Luther King, Jr.'s Birthday (third Monday in Jan); Presidents' Day (3rd Monday in Feb); Memorial Day (Last Monday in May); July 4th ; Labor Day (first Monday in September); Columbus Day (second Monday in Oct); Veterans Day (Nov 11); Thanksgiving Day (fourth Thursday in Nov); Christmas Day (Dec 25). Once every 4 years, Washington area employees also receive Inauguration Day off (January 20).

FLEXIBLE HOURS

AWS/Gliding Schedules

The two general categories of alternative work schedules (AWS) available at NIH are flexible and compressed. A flexible work schedule allows you to select starting and stopping times within a flexible span, subject to supervisory approval. A compressed work schedule allows you to work more hours per day and have an extra day off. The most common compressed schedules include:

5-4/9, in which you work 9 hrs a day for 8 days, 8 hrs for 1 day, and have 1 day off per biweekly pay period.

4-day workweek, in which you work 10 hrs a day, 4 days a week, and have 1 day off per week, Not all offices in CIT participate in AWS. It is not an entitlement. Check with your supervisor or Human Resources Consultant for more information.

LEAVE

ANNUAL: Earned on the basis of years of Federal service: If you have 0-3 years of service, you earn 4 hours of annual leave per 2 week pay period. Employees are permitted to accumulate annual leave up to 240 hours. Under this system, employees have to "use or lose" any leave over 240 hours by the end of the leave year. Except for emergencies, annual leave must be authorized in advance by the employee's supervisor.

SICK: Full time employees earn 13 days of sick leave per year. Because of its nature, authorization for sick leave is not usually obtained in advance unless the employee knows he or she will be unable to work because of medical, dental, or optical exams, an operation, convalescence, or lengthy illness. There is no limit on the amount of sick leave sick can be accumulated. No lump sum payment is made for unused sick leave when employees leave the federal service.

LEAVE SHARING - Employees experiencing a personal or family medical emergency who have exhausted all of their available leave may qualify for the voluntary leave transfer program. Eligible employees can receive donations of leave from fellow employees to help offset hardships resulting from the emergency.

MISC LEAVE CATEGORIES - Also available are Court Leave for serving as a government witness, or to serve on a jury; and Military Leave, if you are in the National Guard or the Ready Reserve. There is no special category for Maternity Leave in the Federal Government, however, absences for maternity reasons are covered by sick leave, annual leave, and leave without pay.

FAMILY FRIENDLY LEAVE ACT - Under this Act, eligible employees may now use up to 12 weeks of paid sick leave during the leave year to care for a family member. Employees who maintain a sick leave balance of at least 80 hours may use an additional 64 hours of sick leave. Also, eligible employees can get up to 7 days of paid leave each calendar year to serve as a bone marrow or organ donor.

SUBSIDIZED/ONSITE DAYCARE

Childkind, Inc. provides day care for employee's infants and toddlers (ages 2 months to 3 years). The facility is located in building T-46. For information and applications, please call (301) 496-8357. Parents of Preschoolers, Inc., provides day care for employee's preschool children (ages 2 ½ years to 5 years). The facility is located in Building 35. For more information and applications, please call (301) 496-5144.

ONSITE FITNESS CENTER

The NIH Fitness Center Provides members an opportunity to be involved in a total health maintenance program focused on cardiovascular endurance, muscular strength, and flexibility. The central theme is prevention of health problems by improving employee physical fitness. The centers are located in Building 31, Room B4C18; the Rockledge building, Room 502-S; and Building T-39 (aerobics and dance).

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Send comments and questions to: cit-hr@mail.nih.gov  


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