A GUIDE TO HMDA REPORTING: GETTING IT RIGHT!

The Guide is a valuable resource for assisting all institutions in their HMDA reporting. It provides a summary of responsibilities and requirements, directions for assembling the necessary tools, and step-by-step instructions for reporting HMDA data. The 2004 version should be used for guidance on collecting and reporting calendar year (CY) data beginning January 1, 2004 (due March 1, 2005), the 2003 version should be used for guidance on collecting and reporting CY 2003 data (due March 1, 2004), and the 1998 version should be used for guidance on collecting and reporting CY 2002 data.

Available Formats:

Guides

2004 A Guide To HMDA Reporting PDF File
   Hardcopy ($5/copy) Item #010

      The 2004 edition was updated with the following:

• Florence, AL Metropolitan Statistical Area (code 22460) was changed to Florence-Muscle Shoals, AL Metropolitan Statistical Area (code 22520); see metropolitan statistical area changes to Colbert and Lauderdale Counties on page F-1.
• Suffolk County-Nassau County, NY Metropolitan Division (code 44844) was changed to Nassau-Suffolk, NY Metropolitan Division (code 35004); see metropolitan division changes to Nassau and Suffolk Counties on page F-19.
• Bristol, VA Metropolitan Statistical Area (code 14980) was deleted and its component entities (Bristol city, VA and Washington County, VA) were added to Kingsport-Bristol-Bristol, TN-VA Metropolitan Statistical Area (code 28700); see metropolitan statistical area changes to Washington County and Bristol city on page F-29.
• The "Foreward" was updated to reflect that certain HMDA data also are available from the FFIEC, by accessing the FFIEC Internet site, www.ffiec.gov/hmda, by sending an e-mail to hmdahelp@frb.gov, or by calling the Board’s HMDA Assistance Line, (202) 452 - 2016; see the last sentence of the 5th paragraph on page v.
• The OMB number for HUD was updated on the Transmittal Sheet form from "2502-0529" to "2502-0539"; see page A-12.
• A more legible sample of the Loan/Application Register form was placed on page A-13.

2003 A Guide to HMDA Reporting PDF File (Internet only)

The 2003 edition is different from the 1998 edition in only minor respects. The differences reflect:

• the requirement, effective on January 1, 2003, to collect race and sex data on telephone applications;
• the requirement, effective on January 1, 2003, to use 2000 census tract numbers;
• new sources of geographic information available from the Census Bureau (see especially pp. 13-17);
• minor changes to the appendices, and the elimination of former appendix F as unnecessary;
• changes in the ways data are transmitted;and
• other edits.

1998 A Guide To HMDA Reporting PDF File
   Hardcopy ($5/copy) Item #010

Guide Information Letters
2002 Guide Information Letter PDF File | MS Word