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The Community Reinvestment
Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and
implemented by Regulations 12 CFR parts 25, 228, 345, and 563e,
is intended to encourage depository institutions to help meet
the credit needs of the communities in which they operate. In
this section of the web site, you can find out more about the
regulation and it's interpretation and information on CRA examinations.
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