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The Board has requested public comment on the proposals listed below. Comments can be submitted through this web site using the "Submit comment" links. Comments may also be submitted in writing or by electronic mail (see text of each proposal for contact information). Please note the closing date for each comment period.

Public comments on the proposals and, if publicly available, related staff materials can be viewed by following the associated links. Comments can also be viewed in Room MP-500 of the Board’s Martin Building (20th and C Streets, NW, Washington, D.C.) between 9:00 a.m. and 5:00 p.m. (Eastern Time) weekdays or can be obtained by formal request under the FOIA. All comments are reproduced without alteration except when necessary for technical reasons.

The proposals are grouped by subject: (1) regulations ("Rulemaking Proposals"), (2) policies ("Other Proposals"), and (3) reports of financial and other information ("Information Collection Proposals"). Under each heading, the proposals are listed in reverse order of publication in the Federal Register, with the most recently published proposal as the first entry.

The rules and proposed rules that the Board expects to issue during the next six months are summarized in the Unified Agenda (also known as the Semiannual Regulatory Agenda), which is published twice a year in the Federal Register. View the Board’s Unified Agenda.

You can find, review, and submit comments on other federal documents that are open for comment and published in the Federal Register at Regulations.gov.

Rulemaking Proposals | Other Proposals | Information Collection Proposals

Rulemaking Proposals
Proposals concerning Board regulations codified in the Code of Federal Regulations

Proposal to amend Regulation E, which implements the Electronic Funds Transfer Act, and to revise the official staff commentary
Interagency interim rule to conform the regulations implementing the Community Reinvestment Act (CRA)
Review to identify outdated, unnecessary, or unduly burdensome regulatory requirements pursuant to EGRPRA
Proposal to implement affiliate marketing notice and opt-out provisions of Fair Credit Reporting Act
Interagency proposal to develop, implement, and maintain appropriate measures to properly dispose of consumer information
Proposed amendments to cover the entire range of check processing services provided in the Check 21 Act
Proposed amendments to the regulation implementing the Privacy Act of 1974
Proposed amendments to address the uniformity and adequacy of information provided to consumers when they overdraw their accounts
Proposal to retain trust preferred securities in the tier 1 capital of bank holding companies, but with stricter quantitive limits and clearer qualitative standards
Interagency proposal on the use of medical information for credit eligibility
Proposed amendments to add a model form for financial institutions to use if they furnish negative information to consumer reporting agencies
Proposal to revise the formats for public disclosure of mortgage lending data reported pursuant to the Home Mortgage Disclosure Act (HMDA)and Regulation C
Proposed amendment to the CRA regulations to update and keep pace with changes in the financial services industry
Review to identify outdated, unnecessary, or unduly burdensome regulatory requirements pursuant to the (EGRPRA)
Proposed amendments to implement the recently enacted Check Clearing for the 21st Century Act (Check 21 Act)
Proposed framework for Risk-Based Capital Guidelines; Implementation of New Basel Capital Accord

Rulemaking Proposals | Other Proposals | Information Collection Proposals

Other Proposals
Proposals concerning Board policies not codified in the Code of Federal Regulations

Request for information to study the adequacy of investigations of disputed consumer information reported to consumer reporting agencies
Proposed revisions to the Bank Holding Company rating system
Amendment of one system of records: Federal Reserve Bank and Branch Directors (BGFRS-14), and removal of another system of records: Personnel Background Investigation Reports (BGFRS-2)
Proposal to assist insured depository institutions in the responsible disclosure and administration of overdraft protection services
Request for comment on prescreened solicitations for credit or insurance
Request for comment on the adequacy of disclosures on debit card fees
Proposed statement describing internal controls and risk management procedures that will assist financial institutions that engage in complex structured finance activities to identify and address the risk associated with such transactions
Proposed revisions to Part II of the PSR policy which addresses risk management in payments and securities settlement systems
Amendment of one system of records: Consumer Complaint Information System (BGFRS-18), and removing another system of records: Financial Disclosure Reports and Outside Business Interests Applications (BGFRS-19)
Proposal to modify the daylight overdraft measurement rules, and to align the PSR policy's treatment of the general corporate account activity
Amendment of three systems of records: Payroll and Leave (BGFRS-7), Biographical File of Reserve Bank Officers (BGFRS-12), and Federal Reserve System Bank Supervision Staff Qualifications (BGFRS-13) to include new routine uses, as well as reflect changes in the format and maintenance of some records.
Proposed changes to the Board's cash services policy to reduce depository institutions' overuse of Reserve Bank cash processing services

Rulemaking Proposals | Other Proposals | Information Collection Proposals

Information Collection Proposals
Proposals concerning the reporting of financial and other information under authority delegated to the Board by the Office of Management and Budget

Proposal to extend for three years without revision the following currently approved collections of information: Report of Assets and Liabilities of U.S. Branches and Agencies of Foreign Banks (FFIEC 002), Report of Assets and Liabilities of Non-U.S. Branches that are Managed or Controlled by a U.S. Branch or Agency of a Foreign (Non-U.S.) Bank (FFIEC 002S)
Joint proposal to revise the following currently approved collections of information: Country Exposure Report and Country Exposure Information Report (FFIEC 009 and FFIEC 009a)
Joint comment request concerning a voluntary, one time quantitative impact study and an operational risk loss data collection stemming from the Basel Capital Accord
Proposal to approve the extension for three years, with revision, of the following reports: Semiannual Report of Derivatives Activity (FR 2436), Consolidated Bank Holding Company Report of Equity Investments in Nonfinancial Companies (FR Y-12)

Rulemaking Proposals | Other Proposals | Information Collection Proposals


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Last update: September 30, 2004