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NCUA Regulations | Recent Final Regulations | Proposed Regulations| Legal Opinion Letters | Interpretive Rulings & Policy Statements | Chartering Manual | Bank Secrecy Act | Federal Credit Union Act


Regulations, Legal Opinions and Laws


The Federal Credit Union Act (FCUA) is the source of authority for all federally chartered credit unions and governs the coverage and terms of insured accounts at all federally insured credit unions. The FCUA also determines the structure and duties of the National Credit Union Administration.

NCUA issues regulations to interpret and enforce the provisions of the FCUA. Visit our Regulations section to find a PDF version of this publication.

NCUA issues guidance to assist credit unions with the interpretation of regulations, raise awareness of emerging issues and communicate the agency's interpretation of legal issues. Visit Legal Opinions, Letters to Credit Unions, Regulatory Alerts, Accounting Bulletin and IRPS for more information.

Many consumer protection and financial protection laws are enforced by NCUA and other federal agencies. Visit Laws and Enforcement Authorities for Credit Unions to view a list of these laws.