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NCUA Letters to Credit Unions

Status Definitions
Active: Information/guidance is current, accurate, and relevant.
Inactive: Information/guidance is outdated, but is useful from a historical or reference perspective.
Cancelled: Information/guidance is no longer relevant or applicable.

NUMBER SUBJECT DATE STATUS
1 Flood Disaster Protection Act of 1973 02/13/76 Cancelled
1 Revising the Call Report Form 01/00/92 Cancelled
2 Real Estate Settlement Procedures Act of 1974 (RESPA) 03/24/76 Cancelled
3 Federal Trade Commission Rule: Preservation of Consumer Claims and Defenses 05/12/76 Cancelled
4 Direct Deposit of Civil Service Retirement Checks 05/27/76 Cancelled
5 Equal Credit Opportunity Act - Regulation B 06/22/76 Cancelled
6 Real Estate Settlement Procedures Act Amendment of 1975 06/29/76 Cancelled
7 NCUA's Consumer Regulation Compliance Checklist 02/02/77 Cancelled
8 Fair Credit Billing Brochure 02/09/77 Cancelled
9 Equal Credit Opportunity Act Amendments of 1976 and amendments to Regulation B 03/22/77 Cancelled
10 Federal Credit Union Provisions Contained in HR 3365 04/19/77 Cancelled
11 Equal Credit Opportunity Act Brochures 06/08/77 Cancelled
12 Family Service Award Program 06/30/77 Cancelled
13 Reverse Repurchase Agreements 08/18/77 Cancelled
14 SEC's Complaint Against Winters Government Securities Corporation 09/30/77 Cancelled
15 Credit Card Activities 10/04/77 Cancelled
16 Truth-In-Lending Disclosures -Payroll Deduction Plan 2 11/18/77 Cancelled
17 Supervision Fee for FCUs 01/04/78 Cancelled
18 The Equal Credit Opportunity Act Brochure 04/17/78 Cancelled
19 "Your Insured Funds" 04/27/78 Cancelled
20 Truth-in-Lending - Regulation Z 06/15/78 Cancelled
21 Fiduciary Liability Insurance 06/27/78 Active
22 Manual of Laws Affecting FCUs 08/16/78 Cancelled
23 Annual Operating Fee vs. Supervision Fee 12/19/78 Cancelled
24 Proposed Regulation to Restrict Speculative Investment Activities by FCUs 12/27/78 Cancelled
25 Guidelines for Documenting the Need for and Feasibility of any Substantial Investment in Fixed Assets 02/09/79 Cancelled
26 CLF Survey 03/23/79 Cancelled
27 President's Anti-Inflation Program 03/21/79 Cancelled
28 Consumer Handbook to Credit Protection Laws 04/16/79 Cancelled
29 Government Securities (Safekeeping) -- (PDF Version ) 04/17/79 Active
30 Truth-in-Lending Enforcement 04/27/79 Cancelled
31 New Fee Structure for NCUA 06/12/79 Cancelled
32 Regulation B - Model Loan Application Form 07/30/79 Cancelled
33 Truth-in-Lending Enforcement 07/30/79 Cancelled
34 Phase-Out of Share Draft Programs 10/15/79 Cancelled
35 Amendments to Section 701.35(g) of NCUA Rules and Regulations 01/00/80 Cancelled
36 Waiver/Reserve Requirements (1st 1980) 03/31/80 Cancelled
37 Dollar Price Repurchase Agreement 04/01/80 Cancelled
38 Part 701, NCUA Rules and Regs (loan rates >12%) 04/01/80 Cancelled
39 Federal Reserve Board Credit Restraint Program 04/11/80 Cancelled
40 Electronic Fund Transfer Act - Regulation E and FCUs 05/08/80 Cancelled
41 Share Draft Legislation 05/14/80 Cancelled
42 Waiver of Reserve Requirements (2nd/1980) 05/22/80 Cancelled
43 Proposed Replacement Forms for Financial Statements 08/15/80 Cancelled
44 Currency and Foreign Transactions Reporting Act 09/02/80 Cancelled
45 National Consumer Education Week 09/08/80 Cancelled
46 Truth-in-Lending Enforcement 09/30/80 Cancelled
47 Early Warning System Codes 10/01/80 Cancelled
48 Waiver/Reserve Requirements (3rd quarter, 1980) 10/03/80 Cancelled
49 Reserve Requirements of Depository Institutions - Regulation D 10/08/80 Cancelled
50 Community Services Administration's Rural Development Loan Program - Final Reg 10/14/80 Inactive
51 Monetary Control Act - Regulation D 10/17/80 Cancelled
52 Waiver/Reserve Requirements (4th Quarter of 1980) 12/29/80 Cancelled
53 Electronic Fund Transfer Act - Regulation E 12/31/80 Cancelled
54 Cautions to be Taken in Making Investments in Federal Funds Market Transactions 03/26/81 Active
55 No. American Dealer Services, Inc. - Filing for Bankruptcy 04/01/81 Cancelled
56 Standard Bylaw Amendments 04/10/81 Cancelled
57 Diversification in the Investment Portfolio 06/24/81 Active
58 Economic Recovery Tax Act of 1981
All Savers Certificates
09/03/81 Cancelled
59 Two Amendments to Part 701.35(h)(5) authorizing "All Savers" certificates. 10/01/81 Cancelled
60 Deregulation of Share, Share Draft, and Share Certificate Accounts 10/08/81 Active
61 Onsite Visits to FCUs 02/08/82 Cancelled
62 Discontinuance of Records Preservation Program 02/24/82 Cancelled
63 Standard Amendment to Article XIX, Section 7 of FCU Bylaws 03/12/82 Cancelled
64 Discontinuance of NCUA 1125, CU Financial Report 05/07/82 Cancelled
65 Criteria Used to Establish an Allowance for Loan Losses 05/07/82 Cancelled
66 Repurchase Agreements 07/21/82 Active
67 Standard Amendment to Article XII, Section 8 of FCU Bylaws 08/18/82 Cancelled
68 NCUA Return to an Annual Examination Program 10/19/82 Cancelled
69 Garn-St.Germain Depository Institutions Act of 1982 10/25/82 Cancelled
70 Bylaw Amendments - Par Value of Shares, Optional Credit Committee, Officer Titles 11/29/82 Cancelled
71 Questionnaire - Study of Directors' Compensation 12/13/82 Cancelled
72 Letter from the President congratulating NCUA 12/15/82 Cancelled
73 Standard Amendment of FCU Bylaws to give BOD's Flexibility in Defining Members of Their Immediate Families as Used in FOM 02/02/83 Cancelled
74 Solicit Support in Attempt to Solve the Dilemma of Double Insurance Premiums 12/21/83 Cancelled
75 National Consumers Week 04/09/84 Cancelled
76 Insurance Capitalization Plan Approved 10/18/84 Cancelled
77 Notice - NCUA's Announcement of Terminating Court and Administrative Proceedings Involving First Empire Funding Corporation 03/20/85 Cancelled
78 Currency and Foreign Transaction Reporting Act 03/28/85 Active
79 Mutual Funds 05/29/85 Active
80 Financial Performance Report for December 31, 1985 02/26/86 Cancelled
81 Financial Performance Report for December 31, 1985 02/26/86 Cancelled
82 Reluctance to Reduce or Re-evaluate the Dividend Rates 05/08/86 Cancelled
83 Amendments to Regulation D (Reserve Requirements of Depository Institutions) 05/23/86 Cancelled
84 Insider Dealing and Conflicts of Interest 08/06/86 Active
85 Long Term Investments & GNMA Mutual Funds 08/11/86 Cancelled
86 Financial Performance Report for December 1986 05/00/87 Cancelled
87 Anti-Drug Abuse Act of 1986 02/17/87 Cancelled
88 Home Equity Lending 03/02/87 Cancelled
89 Investment Trading Policies 04/03/87 Inactive
90 Recordkeeping and Reporting Requirements under the Bank Secrecy Act -- (PDF Version ) 05/19/87 Active
91 Guidance and Investment 06/01/87 Cancelled
92 NCUA Opinions on the Legality of Mutual Funds 08/13/87 Inactive
93 CAMEL Rating System 09/25/87 Cancelled
94 Financial Statement Classification of FCU Member Share Accounts 11/30/87 Active
95 Financial Performance Report for December 1987 03/00/88 Cancelled
96 Privately Issued Mortgage Related Securities -- (PDF Version ) 03/00/88 Active
97 (SFAS No. 91) Fees and Costs Associated with Originating Loans 03/11/88 Inactive
98 CAMEL Rating Matrix 06/07/88 Cancelled byLCU No. 111
99 IRS Form 990 06/03/88 Cancelled
100 Amended IRS Form 990 - Return of Organization Exempt from Income Tax 10/27/88 Active
101 Federal Credit Union Handbook 11/04/88 Cancelled
102 Operating Fee Assessment for FY 1989 12/05/88 Cancelled
103 Capitalization Deposit Adjustment 01/04/89 Cancelled
104 Federal Credit Union Handbook 01/25/89 Cancelled
105 Financial Performance Report for December 1988 03/00/89 Cancelled
106 National Consumers Week 02/24/89 Cancelled
107 Investments in and Loans to Credit Union Service Organizations 05/16/89 Inactive
108 Investments in Mortgage Related Securities by FCUs - Legal Opinions No Longer Required 05/23/89 Inactive
109 Information Processing Issues -- (PDF Version ) 09/01/89 Active
110 Financial Institutions Reform, Recovery, and Enforcement Act of 1989 08/31/89 Inactive
111 CAMEL Rating System 09/29/89 Cancelled by LCU No. 117
112 Real Estate Lending 10/20/89 Cancelled by LCU No. 124
113 Operating Fee Assessment for FY 1990 11/21/89 Cancelled
114 Home Mortgage Disclosure Act 12/29/89 Inactive
115 Financial Performance Report for December 1989 02/00/90 Cancelled
116 Financial Trends - First Half of 1990 10/00/90 Inactive
117 CAMEL Rating System 12/00/90 Cancelled by LCU No. 144
118 Operating Fee Assessment for FY 1991 11/27/90 Cancelled
119 Using Method D for Loan Delinquency Calculations 12/00/90 Active
120 Interest Rate Adjustment Errors for ARM Loans 01/00/91 Active
121 Financial Performance Report for December 1990 02/00/91 Cancelled
122 NCUA Reviews of EDP Vendors -- (PDF Version ) 02/00/91 Active
123 Use of State-Licensed or Certified Appraisers 06/00/91 Inactive
124 Real Estate Secured Credit by Credit Union Members 06/00/91 Active
125 Mortgage Disclosure Statements 06/00/91 Inactive
126 Interim Guidelines for Establishing and Maintaining Allowance for Loan Losses (ALL) 09/00/91 Inactive
127 Financial Trends - First Half of 1991 10/00/91 Inactive
128 Operating Fee for 1992 11/21/91 Cancelled
129 Use of Certified or Licensed Appraisers in Certain Real Estate Transactions 01/00/92 Inactive
130 Changes in Interest Rates During Examinations 02/00/92 Active
131 Financial Performance Report for December 1991 02/00/92 Cancelled
132 CAMEL - Revisions to Liquidating Ratios 03/00/92 Cancelled by LCU No. 144
133 Financial Trends for 1991 04/00/92 Inactive
134 Financial Accounting Standards No. 107 04/00/92 Inactive
135 Putting NCUA's Mission into Perspective 04/28/92 Inactive
136 Quarterly Monitoring of Member Business Loans 08/00/92 Cancelled
137 No. 137 Was Skipped - No Letter Assigned Cancelled
138 Financial Trends - First Half of 1992 08/00/92 Inactive
139 Collateralized Mortgage Obligations (CMOs) 09/00/92 Active
140 Operating Fee Invoice for 1993 11/28/92 Cancelled
141 Summary Statistics for the 1991 Home Mortgage Disclosure Act (HMDA) Data Reported 12/00/92 Inactive
142 Federal Financial Institutions Examination Council (FFIEC) Policy Statement - Money Laundering 02/00/93 Cancelled
143 Extension of Comment Period for Proposed Truth-in-Savings Rule 03/01/93 Cancelled
144 CAMEL Rating System Revisions 03/00/93 Cancelled by LCU No. 161
145 Financial Trends for 1992 03/00/93 Inactive
146 Yields on Assets 08/00/93 Active
147 Financial Trends - First Half of 1993 08/00/93 Inactive
148 Truth-in-Savings Regulation 11/00/93 Inactive
149 Operating Fee Invoice for 1994 11/18/93 Cancelled
150 Sale of Mutual Funds, Annuities, and Other Non-Deposit Investments 12/00/93 Active
151 Summary Statistics for the 1992 Home Mortgage Disclosure Act (HMDA) Data Reported 12/00/93 Inactive
152 Financial Trends - 1993 03/00/94 Inactive
153 Decline in the Number of Small CUs 04/00/94 Active
154 Credit Unions' Lending Policies 04/00/94 Active
155 Credit Union Investment in Mutual Funds 04/00/94 Active
156 Financial Trends - First Half of 1994 09/00/94 Inactive
157 Selection and Use of Brokers (HYM) 09/00/94 Active
158 Provisions of the Riegle Community Development and Regulatory Improvement Act of 1994 10/00/94 Inactive
159 Operating Fee for 1995 11/18/94 Cancelled
160 Call Report Changes for 1995 11/00/94 Cancelled
161 CAMEL Rating System Revisions 12/00/94 Active
162 Truth-in-Savings Act Compliance 12/00/94 Active
163 Sanctions Imposed Against Selected Foreign Countries -- (PDF Version ) 01/00/95 Active
164 Items Added to Call Report - for Reporting Cycles in 1995 02/00/95 Cancelled
165 FFIEC Seminar - Risk Management 04/00/95 Cancelled
166 Financial Trends - 1994 03/00/95 Inactive
167 CAMEL Rating System Modifications 05/00/95 Active
168 Corporate Credit Unions' Requirements for Insurance - Proposed Rule 04/24/95 Cancelled
169 Collateralized Mortgage Obligations (CMOs) and Real Estate Mortgage Investment Conduits (REMICs) 04/00/95 Active
170 Automated Clearinghouse - Deposits for Processing Activities 05/00/95 Active
171 Regulatory Accounting Position on FAS 116 06/00/95 Inactive
172 Bank Secrecy Act - Revised Currency Transaction Report 06/00/95 Active
173 Bank Secrecy Act Amendments (Funds Transfers) 07/00/95 Active
174 Risk-Based Loans 08/00/95 Active
175 Bank Secrecy Act - Amendment Implementation Date Change 09/00/95 Active
176 FEMA Standard Flood Hazard Determination Form 09/00/95 Active
177 Financial Trends - First Half of 1995 09/00/95 Inactive
178 Guidance on Currency Transaction Report 09/00/95 Active
179 AIRES Examination Program 09/00/95 Active
180 Criminal Referral Reporting (Changes) 10/00/95 Cancelled by 96-CU-3
181 1996 Operating Fee -- (PDF Version ) 11/00/95 Active
182 FAS 115 - Investments 11/00/95 Active
183 1996 Call Report Changes 11/00/95 Active