Regulation

• OFHEO's Final Risk-Based Capital Regulation (Amended Final Rule as of 2/13/03) (2/13/03) (244 pages)
  
  
  
• RISK-BASED CAPITAL (as of 7/19/01)(567 pages) 
  
  
  
• To download RISK-BASED CAPITAL as published in Federal Register from OFHEO's site (from Federal Register of 9/13/01)




• Technical Amendment to Risk-Based Capital Rule (PDF) (TXT) (11/1/02)




• RISK-BASED CAPITAL Correcting Amendments (4/19/02)




• RISK-BASED CAPITAL Amendment (2/20/02)(in Federal Register 3/15/02)




• OFHEO Proposed Amendment to Risk-Based Capital Rule (PDF)  (TXT) - (9/12/02)
  
  

• RBC Report Instructions (PDF) - (2/28/04)
• New Activities Treatment 


• To download RBC Simulation Application (last updated 4/2/04)

• OFHEO Guideline 401 - Risk-Based Capital - Process for Capturing and Utilizing National Average HPI Files(5/28/02)
  
  
• To download the National Average House Price Index files used in OFHEO's Risk-Based Capital Rule.


• OFHEO Guideline 402 - Risk-Based Capital - Process for Capturing and Utilizing Interest Rate Files (10/23/02)


• OFHEO Guideline 403 - Risk-Based Capital - Process for Capturing and Utilizing Average Loan Size Files (PDF) (10/8/02)
• Download the Average Loan Size Files used in OFHEO's Risk-Based Capital Rule. 
• OFHEO Guideline 404 -  Risk-Based Capital - Process for Capturing and Utilizing Aggregate Enterprise Amortized Original LTV Distribution Files (10/27/02)
• Download the Amortized Original LTV Distribution Files used in OFHEO's Risk-Based Capital Rule
• OFHEO Guideline 405 - Risk-Based Capital - Process for Capturing Intex Data Files (8/21/02)


• OFHEO Guideline 406 - Risk-Based Capital - OFHEO Public Release of RBC Code and Instructions and Responding to External Questions (10/2/02)


• OFHEO Guideline 407 - Risk-Based Capital - OFHEO Review of Unrated Securities and Counterparties (PDF) (TXT) (10/2/02)


• OFHEO Guideline 408 - Risk-Based Capital - Preparing and Submitting System Change Requests (PDF) (TXT) (11/8/02)


• pending - OFHEO Guideline 409 
• OFHEO Guideline 410 - Risk-Based Capital - Frequently Asked Questions (FAQs) for Risk Based Capital Operations (PDF) (TXT) (11/7/02)
• OFHEO Guideline 414 - Risk-Based Capital Report - Materiality Guideline (PDF) (5/19/03)


• OFHEO Guideline 415 - Risk-Based Capital - Process for Upgrading Intex CMO Subroutines (PDF) (TXT) (4/30/03)

• Note: Risk-Based Capital results can be found under Capital Classification heading.


• Frequently Asked Questions (FAQs) (technical in nature) for Risk-Based Capital Operations - as of 7/21/04.
• Presentation on OFHEO's Stress Test Results for Fannie Mae and Freddie Mac - (PDF) (6/27/02)

Contact Information For Risk-Based Capital

For press inquiries contact OFHEO External Relations at 202.414.6922 or

For technical questions or clarification send an e-mail to

For general questions contact Alfred Pollard at 202.414.6924 or  

To request a copy of the rule send an e-mail to