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Social Security Online
Benefit Calculators
Office of the Chief Actuary SSA logo: link to Social Security home page

Compute Your Benefit

Updated August 20, 2004
Quick Calculator
(Aquí en Español)
Provides rough estimates of your retirement benefit at three different retirement ages. These estimates show the effects of early and delayed retirement. Also provides estimated disability and survivor benefits if you die or become disabled today.
Online Calculator
(Aquí en Español)
To use the Online Calculator, you must have a copy of your earnings record because you will need to enter your covered earnings for each year. This calculator is more accurate than the Quick Calculator. (The Online Calculator requires that your browser be JavaScript-enabled.)

A special-purpose version of the Online Calculator provides benefit estimates under the Windfall Elimination Provision (WEP) for those who receive a pension from work not covered by Social Security.

Detailed Calculator To use this program, you need to install it on your computer. This program is the most powerful of the three and is capable of computing any type of Social Security benefit.

Related information

Request a Social Security Statement To make the best use of either of our calculators, you should have a record of your earnings.
Effect of earnings on benefits If you're under the normal retirement age and you continue to work while receiving benefits, you may be subject to the retirement earnings test. We can show the effect of your earnings on your benefits.
How we compute retirement benefits See examples illustrating how we compute retirement benefits.
Actuarial Publications Compute Your Benefit Automatic Increases Trust Fund Data Beneficiary Data Actuaries at SSA
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