In addition to traditional deposit accounts, such as checking, savings, and certificates of deposit, we offer an array of nondeposit investment choices.

Unlike traditional deposit products, nondeposit investment products are not insured. Examples of uninsured investment products include:

• annuities
• mutual funds
• stocks
• bonds
• government securities
• municipal securities
• U.S. Treasury securities

When you meet or talk with a sales representative about nondeposit investment products, you should be informed that:

• This product is not insured by the Federal Deposit Insurance Corporation.
• This product is not a deposit, or other obligation of, or guaranteed by, the bank.
• This product is subject to investment risks, including possible loss of principal amount invested.

Look for the logo disclosure (see below) in visual media, such as television broadcasts, ATM screens, billboards, signs, posters, and in written advertisements and promotional materials, such as brochures.

How to Protect Yourself