Bad Credit? No Credit? No Problem! So the ads would have you believe. The fact is that if your credit needs repairing, one person IS in the best position to fix it -- YOU. Ads in newspapers, on radio, television and the Internet, and in the mail promise that negative information can be removed from
your credit file for a fee. The companies behind these ads will take your money. But
there's nothing they can do for you that you can't do for yourself -- for free. Only time,
a conscientious effort, and a personal debt repayment plan can improve a poor credit
record.
Information about a variety of credit issues is available here from the FTC. |
