To update the table for use in a stress test based on date at the end of any given quarter, you must use the most recently available Index at that time, which is the Index dated the previous quarter. For example, to calculate the risk-based capital level for 1Q2002, the appropriate National Average House Price Index to use is for 4Q2001. As explained in the regulation, the RBC stress test recognizes the quarter lag in the calculation. The National Average House Price Index in model-ready format will be available at the link below as OFHEO releases the quarterly House Price Index: March 1, 2002 (below); June 3, 2002 (below); September 3, 2002 (below); December 2, 2002 (below); March 3, 2003 (below); June 2, 2003 (below); September 3, 2003 (below), December 1, 2003 (below), March 1, 2004 (below); June 1, 2004 (below); and September 1, 2004 (below).

2Q 2004 National Average HPI for use in the 3Q 2004 Risk-Based Capital Stress Test (TXT)

1Q 2004 National Average HPI for use in the 2Q 2004 Risk-Based Capital Stress Test (TXT)

4Q 2003 National Average HPI for use in the 1Q 2004 Risk-Based Capital Stress Test (TXT)

3Q 2003 National Average HPI for use in the 4Q2003 Risk-Based Capital Stress Test (TXT)

2Q 2003 National Average HPI for use in the 3Q2003 Risk-Based Capital Stress Test (TXT)

1Q 2003 National Average HPI for use in the 2Q2003 Risk-Based Capital Stress Test (TXT)

4Q 2002 National Average HPI for use in the 1Q2003 Risk-Based Capital Stress Test (TXT)

3Q 2002 National Average HPI for use in the 4Q2002 Risk-Based Capital Stress Test (TXT)

2Q 2002 National Average HPI for use in the 3Q2002 Risk-Based Capital Stress Test (TXT)

1Q 2002 National Average HPI for use in the 2Q2002 Risk-Based Capital Stress Test (TXT)

4Q 2001 National Average HPI for use in the 1Q2002 Risk-Based Capital Stress Test (TXT)

Useful information regarding use of National Average HPI files:

This data is presented in a space delimited format. If you have any questions about this data or its format please contact OFHEO at (202) 414-3800 or send an email hpi.help.desk@ofheo.gov.