In all 50 states … on coasts, on mountains, along rivers, in the desert … in towns and cities of every size … floods happen.

The most important thing you can do to protect yourself from financial loss is to have flood insurance. Floods can also pose life-threatening risks to you and your family. So be smart. Be FloodSmart. Be prepared for anything nature sends your way.

Find out what to do before, during and after a flood, and read Real Encounters from people who survived floods.