Factors that may affect your retirement benefits

• Getting benefits while working
  • Earnings Limit Calculator


• Different kinds of earnings

Wages	Federal government employment
Self-employment	State and local government employment
Military service	Farm work
Railroad earnings	Nonprofit and religious organizations
Household employment	Work outside the United States
Pension, annuities, interest and dividends

• Maximum covered earnings
• Credits
• Windfall elimination provision (WEP)
• Government pension offset (GPO)
• Income tax and your Social Security benefits