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	Guides, Manuals and Forms

Federal Credit Union Bylaws

This section of the web site contains the NCUA Board’s most recent version of the Federal Credit Union Bylaws, which has been in effect since October 14, 1999, as well as previous versions of bylaws and bylaw amendments. Unless adopted by a federal credit union before October 14, 1999, all prior versions of the Federal Credit Union Bylaws are no longer in effect. Federal credit unions that have not adopted the 1999 bylaws should consult the Foreward for guidance on adopting the revised bylaws in their entirety, adopting portions of the revised bylaws or adopting nonstandard bylaw amendments.

This section also contains opinions issued by the Office of General Counsel about particular nonstandard bylaw amendments requested by federal credit unions. Additional opinion letters regarding bylaws may be found in the Legal Opinion Letters section of this web site.

Federal Credit Union Bylaws (Rev. 10/99) – 64 Fed. Reg. 55760 (Oct. 14, 1999) in PDF or
HTML version - Federal Credit Union Bylaws (Rev. 10/99)

Federal Credit Union Standard Bylaw Amendments and Guidelines (Rev. 10/91) in PDF

Federal Credit Union Bylaws (Rev. 10/87) in PDF

Nonstandard Bylaw Amendment Opinions by Year:

2003

03-0127 -- Board of Directors Meetings
03-0142 -- Payroll Deductions; Trust Accounts; Delinquency
03-0158 -- Board of Directors Meetings
03-0411 -- Supervisory Committee
03-0518 -- Elections
03-0606 -- Officers; Withdrawal of Membership; Initial Shares; Trust Accounts
03-0626 -- Meetings; Committees; Officers; Fees
03-0718 -- Board of Directors Meetings
03-0944 - Election Process

2002

02-0242 – Board of Directors
02-0322 – Elections
02-0452 -- Notice of Meetings
02-0625 – Nominations
02-0650 – Board of Directors Meetings
02-0756 -- Elections
02-0813 -- Board of Directors Meetings
02-0907 -- Elections
02-1125 -- Ballots
02-1208 -- Ballots
02-1233 -- Board Meetings

2001

01-0255 – Membership Share; Inactive Accounts; Meeting Notice
01-0320 – Elections
01-0404 – Restriction on Credit Union Employment
01-0531 – Nominations by Petition
01-0653 – Ballots
01-0725 – Special Meetings
01-0756 – Pensioners Defined; Amendment Process
01-0824 – Entrance Fee; Par Value
01-0827 – Elections
01-0841 – Elections
01-0952 – Elections; Nominations
01-1021 – Accounts; Depository Guidelines
01-1041 – Members
01-1110 – Members; Common Bond; Pensioners Defined
01-1113 – Elections; Ballots
01-1218 – Board of Directors Meetings

2000

00-0403 – Nominations; Suspension; Credit Union Employment; Withdrawals
00-0412 – Ballots
00-0555 – Joint Account Holders
00-0645 – Share Accounts
00-0717 – Nominations by Petition
00-0825 – Nominations
00-0941 – Special Meetings; Nominating Committee; Immediate Family Member
00-1025 – Restriction on Credit Union Employment
00-1049 – Board Meeting Conducted Via Internet
00-1141 – Quorum
00-1202 – Board Meetings by Teleconference; Committee Chairs
00-1203 – Elections

1999

99-0218 – Elections
99-0227 – Board Eligibility
99-0419 – Removal of Board or Committee Member
99-0559 – Compensated Director
99-0636 – Participation Loans
99-1028 – Management Interlocks

1998

98-0405 – Nominations by Petition
98-0558 – Elections
98-0702 – Board Meetings
98-0725 – Annual Meeting
98-1126 – Elections; Supervisory Committee; Credit Union Employment

1997

97-0424 – Board Eligibility
97-0723 – Board Meetings by Audio or Video Conference
97-0932 – Loan Review Committee
97-0939 – Restrictions on Credit Union Employment
97-0949 – Nominating Committee
97-1015a – Loans to Nonnatural Persons
97-1058 – Attendance Requirement for Committees
97-1253 – Indemnification
97-1256 – Membership Share; Annual Meeting Notice; Nominations by Petition

1996

96-0119 – Order of Nominations
96-0229 – Board Meetings
96-0616 – Age for Voting or Office

1995

95-0116 – Advisory Board
95-0214 – Definition of Immediate Family Member
95-0339 – Membership Account; Par Value
95-0417 – Indemnification
95-0446 – Loan to Nonnatural Person
95-0603 – Telephone Conference Board Meeting
95-0719 – Loan Applications
95-0725 – Loans
95-0923 – Telephone Ballot System
95-1122 – Director Employee
95-1142 – Telephone Conference Board Meeting

1994

94-0125 – Elections
94-0624 – Loan Review Committee
94-0705 – Indemnification
94-0712 – Removal of Directors
94-0733 – Directors During Conversion
94-1102 – Nominations by Petition
94-1102a – Nominations by Petition

1993

93-0202 – Board of Directors
93-0213 – Elections
93-0823 – Nominations by Petition
93-0824 – Supervisory Committee Member Terms
93-0835 – Board Meetings by Audio or Video Conferencing
93-0836 – Age Requirements
93-0841 – Loan Review Committee
93-0922 – Transfer Fees
93-0942 – Dormant Accounts
93-1119 – Loan Review Committee
93-1136 – Loans to Charitable Organizations

1992

92-0126 – Nominating Committee
92-0317 – Removal of Directors and Officers
92-0522 –Termination of Membership
92-0622 – Indemnification
92-0634 – Special Membership Meetings
92-0940 – Loans to Insiders
92-1135 – Elections
92-1246 – Passbook Accounts; Board of Directors; Membership
92-1249 – Real Estate Loans; Members Addresses

1991

91-0110 – Board of Directors Term in Office
91-0118 – Vacancy
91-0328 – Voting Procedures
91-0413 – Board Eligibility
91-0423 – Board of Directors Meetings
91-0508 – Restrictions on Credit Union Employment
91-0703 – Notice of Annual Meeting and Election
91-0750 – Restrictions on Credit Union Employment
91-0814 – Indemnification
91-0819 – Ballots
91-0903 – Cash Disbursements
91-0904 – Locator Service Fees
91-1009 – Elections
91-1120 – Elections

1990

90-0110 – Nominating Committee; Elections
90-0211 – Elections
90-0318 – Indemnification
90-0323 – Annual Meeting
90-0334 – Indemnification; Officer Titles
90-0336 – Board of Directors, Eligibility
90-0405 – Indemnification
90-0428 – Board of Directors, Supervisory Committee
90-0430 – Indemnification
90-0515 – Par Value
90-0520 – Elections, Nominations by Petition
90-0527 – Dormant Account Fees
90-0614 – Shares Installment; Deceased Member Accounts
90-0812 – Vacancy
90-0815 – Removal
90-0826 – Special Meetings
90-1033 – Elections
90-1204 – Credit Committee Removal
90-1212 – Check Signing Authority
90-1213 – Corporate Bylaws
90-1229 – Quorum; Indemnification

1989

89-0201 – Removal of Director and Committee Member
89-0207 – Indemnification
89-0224 – Indemnification
89-0303 – Elections; Supervisory Committee
89-0317 – Removal of Director
89-0301 – Par Value
89-0302 – Board of Directors Meetings
89-0403 – Par Value
89-0406 – Removal of Director and Committee Members
89-0411 -- Indemnification
89-0412 – Elections
89-0501 – Board of Directors
89-0515 – Nominations, Eligibility
89-0516 – Eligibility of Former Employees
89-0524 – Board of Directors, Eligibility
89-0607 – Membership; Loans
89-0703 – Elections
89-0706 – Board of Directors, Eligibility, Elections
89-0834 – Credit, Supervisory and Other Committees
89-0843 – Board of Directors
89-1009 – Elections; Notice of Meeting
89-1028 – Elections
89-1029 – Removal of Employees
89-1114 – Board Officers’ Titles
89-1122 – Special Meetings; Removal of Employees
89-1212 – Corporate Credit Union Removal of Directors

1988 or earlier

88-0324 – Loan
88-0518 – Removal of a Director
88-0526 – Board of Directors Eligibility
88-0719 – Delegations; Titles; Compensation
88-0811 – Notice of Meeting; Annual Meeting; Nominations; Elections
88-0907 – Executive Officer; Term Limits
88-0923 – Credit Committee, Term Limits
88-1017 – Credit Committee; Indemnification
88-1129 – Adoption of Board Policy
88-1201– Board of Directors Eligibility
86-0808 – Board of Directors Eligibility
86-1104 – Board of Directors Eligibility
85-0315 – Removal of a Director
85-0822 – Minimum Age for Elective Office
84-0221 – Removal of a Director
83-0104 – Board of Directors Eligibility
82-1022 – Board of Directors Eligibility

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