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Congress established the Section 184 Indian Housing Loan Guarantee Program
in 1992 to encourage homeownership, property rehabilitation, and new
construction opportunities for Native Americans.
Authorized under the Housing and Community Development Act of 1992, the
Program is designed to offer home ownership, property rehabilitation, and
new construction opportunities for eligible tribes, Indian Housing
Authorities and Native Americans seeking to own a home on their native
lands. The Program is designed for fee simple land within the operating
area of an Indian Housing Authority or Tribe, Tribal Trust land, or on
individually allotted land on reservations.
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