HHS Logo: bird/facesU.S. Department of Health and Human Services

Research on Employment Supports for People with Disabilities: Summary of the Focus Group Findings

The Lewin Group, Inc.
Berkeley Policy Associates, Cornell University

September 2001


This report was prepared under contract #HHS-100-97-0011 between the U.S. Department of Health and Human Services (HHS), Office of Disability, Aging and Long-Term Care Policy (DALTCP) and The Lewin Group. For additional information about the study, you may visit the DALTCP home page at http://aspe.hhs.gov/daltcp/home.htm or contact the ASPE Project Officer, Andreas Frank, at HHS/ASPE/DALTCP, Room 424E, H.H. Humphrey Building, 200 Independence Avenue, SW, Washington, DC 20201. His e-mail address is: Andreas.Frank@hhs.gov.



TABLE OF CONTENTS

ACKNOWLEDGMENTS
EXECUTIVE SUMMARY
I. INTRODUCTION
A. Purpose and Organization of the Report
B. Study Background
C. Evolution of Disability Policy
II. FOCUS GROUP FINDINGS
A. Introduction
B. Supports Used During Childhood/at Onset of Disability
  1. Special Education
  2. Health Insurance
  3. Supplemental Security Income
  4. Parental Expectations and Teacher, Mentor and Peer Support
C. Supports Used in Securing First Job and in Maintaining Current Employment
  1. Ranking of the Importance of Selected Supports
  2. Health Insurance
  3. Social Security Disability Programs
  4. Vocational Rehabilitation
  5. Employers
  6. Individual Motivation
  7. Other Supports
NOTES
REFERENCES
EXHIBITS
EXHIBIT 1. Ranking of Supports by Site
EXHIBIT 2: Rankings by Impairment
APPENDICES (separate files)
APPENDIX A: Focus Group Methodology and Characteristics of Participants
  1. Focus Group Methodology
  2. Characteristics of Focus Group Participants
APPENDIX B: Locality Profiles
  1. Overview of Localities
  2. Los Angeles, California
  3. Newark, New Jersey
  4. Seattle/Tacoma, Washington


ACKNOWLEDGMENTS

Work on this project was conducted by The Lewin Group and its subcontractors, Berkeley Policy Associates and Cornell University. The study was funded by the U.S. Department of Health and Human Services (HHS), Office of the Assistant Secretary for Planning and Evaluation (ASPE).

Staff from The Lewin Group, under the direction of Gina Livermore, conducted the literature review, developed the data collection methodology and instruments, prepared Office of Management and Budget clearance materials, conducted screening for the Newark, NJ focus groups, developed a database of the focus group findings, and analyzed and prepared the reports of the findings for this project. These staff principally include Mark Nowak, Julie Karp, Elizabeth Eiseman, Jennifer Duffy, and Mark Laidlaw.

Staff from Berkeley Policy Associates, under the direction of Sherry Almandsmith and Kay McGill, assisted in the development of the data collection methodology, pre-tested the data collection instruments, conducted the screening for the Seattle, WA and Los Angeles, CA focus groups, arranged and conducted the focus groups at all sites, and summarized the findings of each focus group session. These staff include Linda Toms Barker, Laurie Posner, Michellana Jester, Christie MacDonald, Susan Haight-Liotta, Laura Ellerbe, and Zinnia Ng.

David Stapleton of Cornell University provided technical guidance throughout the project and co-authored all project reports.

The project has benefited greatly from the input of a number of individuals: Bob Williams, Floyd Brown, and Andreas Frank at the ASPE Office of Disability, Aging and Long-Term Care Policy were instrumental in refining the scope and setting the direction for the project, and played important roles in shaping the analysis and presentation of the findings. At the start of the project, the input received from the project's Technical Advisory Group (TAG) greatly influenced the overall direction of the study, the focus group methodology, and the selection of the sites where the focus groups were conducted. The TAG members included: Ruth Brannon, National Institute for Disability and Rehabilitation Research; Henry Claypool, Administration on Developmental Disabilities; Judith Cook, University of Illinois-Chicago; Bruce Flynn, Washington Business Group on Health; Lex Frieden, Institute for Rehabilitation and Research; Claire Ghiloni, Massachusetts Rehabilitation Commission; Allen Jensen, George Washington University; Jennifer Kemp, President's Committee on the Employment of Adults with Disabilities; John Kregel, Virginia Commonwealth University; Doug Kruse, Rutgers University; Charlie Lakin, University of Minnesota; Pamela Loprest, The Urban Institute; Bonnie O'Day, National Rehabilitation Hospital Research Center; Becky Ogle, Presidential Task Force on the Employment of Adults with Disabilities; Alan Shafer, Social Security Administration; and Ed Yelin, University of California-San Francisco.

We also want to acknowledge the contribution of Michael Collins of the California State Independent Living Council (SILC). His organization funded a study in the Los Angeles area conducted by Berkeley Policy Associates using the focus group methodology developed under this project. The samples and findings of the California SILC study have been integrated with those obtained from the focus groups conducted in Los Angeles for this study.

We greatly appreciate the assistance of the many local disability organizations who provided invaluable assistance in recruiting focus group participants, providing locations to conduct the groups and staff to assist with on-site logistics.

Finally, we would like to thank the nearly 300 individuals who participated in the focus groups and so generously and candidly shared their experiences with us. Without their participation, the study would not have been possible.

The opinions, conclusions, and errors in this report are the sole responsibility of the authors, and do not represent the official views of the HHS, the California SILC, Berkeley Policy Associates, Cornell University, or The Lewin Group.


EXECUTIVE SUMMARY

A. Introduction

This report summarizes the findings from information collected during three sets of focus groups conducted for a study on employment supports for people with disabilities sponsored by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) within the U.S. Department of Health and Human Services. The study is intended to increase the understanding of the role of various supports in helping people with disabilities find and maintain employment.

The findings in this report are from focus groups conducted with 284 participants with significant disabilities, all of whom had obtained a measure of employment success, in Los Angeles, California; Newark, New Jersey; and Seattle/Tacoma, Washington, between April and December 2000. The focus groups were conducted between April and December 2000. All participants were 18 years old or older, had a significant disability with onset prior to first substantial employment, and had annual earnings of at least $8,240 before taxes and transfers. At the time of the focus groups, the latter was the federal poverty line for a family of one.1 It is approximately equivalent to working 30 hours a week at the federal minimum wage. Basic socio-demographic, disability, and employment information was collected via a telephone screening instrument and a pre-focus group registration form.

A slight majority of participants were male, and their average age was 38 at the time of interview. Just over half (55 percent) had experienced disability onset before age 13. Just over half were single, 61 percent were white, 16 percent were African-American, and 13 percent were of Hispanic ethnicity. While all had substantial earnings, 23 percent had annual earnings below $10,000. Median earnings were under $20,000. Only 7 percent had earnings above $50,000. Many lived in households with other income; median household income was about $40,000. The largest impairment category was mental illness (30 percent), followed by communication (21 percent) and mobility (19 percent) impairments.

Prior to each focus group session, participants were asked to rank on a scale of 1 (very important) to 5 (not important) the importance of various supports in helping them find and maintain employment. About 75 percent (or more) of participants assigned a rank of 1 or 2 to each of five supports (listed in descending order): family encouragement; access to health insurance; skills development and training; college; and employer accommodations. Job coach services, personal assistance services (PAS) and special education ranked lowest, with more than 45 percent of participants assigning a rank of 4 or 5 to these supports.

We asked focus group participants to discuss supports that were important to them at three critical periods of their lives: during childhood or at disability onset; obtaining first employment or first employment after disability onset; and in maintaining current employment. We present the findings from these focus groups below. Because we found that the supports used to obtain first employment and those used to maintain current employment were very similar, we have combined the discussion of these topics into one section.2

B. Supports Used During Childhood/at Onset of Disability

In this section we describe the supports that focus group participants used during childhood, or at disability onset. Among the supports identified, special education and health insurance generated the most discussion. While health insurance was widely experienced as a positive support, special education received mixed reviews. Participants also discussed Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), assistive devices, self-motivation, and the support of family and friends.

1. Special Education

Participants who developed disabilities during childhood commonly reported use of special education, and offered mixed assessments of its value. Among those who identified special education as a valuable support, a number noted the ability of the special education system to provide accommodations as an attractive feature. Other participants who experienced special education as a positive support attributed their positive experiences to special education teachers that challenged them, expected them to be productive, who were even willing to break rules to provide unconventional or additional supports or accommodations:

Many participants also described negative experiences with special education, saying that special education programs provided no vocational classes or job opportunities; others said that their programs lacked basic instructional materials and teacher expertise, or that the programs did not otherwise meet their basic needs. Some even said that special education may actually have been damaging because it didn't provide education but was merely a place to "park" children with disabilities.

Among special education participants who were mainstreamed (moved from special education into regular classrooms), many were happier after mainstreaming was initiated, but said gaining access to necessary accommodations in the mainstream environment was a substantial challenge:

2. Health Insurance

Many participants (including users of both public and private health insurance) cited health insurance as critical to preserving their families' financial well-being, and to receiving needed medical services and prescription drugs. Many participants experienced some limitation in coverage (due to policy restrictions or switching plans) during childhood, which they said had been detrimental to rehabilitation. Other participants described difficulty securing consistent coverage through public health insurance programs.

Generally, participants were more likely to describe use of private health insurance than public health insurance during childhood, and those covered by private insurance were more likely to identify and discuss importance of insurance receipt as a critical support.

Some participants were assisted by charitable organizations that provided free or reduced cost medical care. For example, two participants said that the Shriners' Hospital paid for substantial portions of their medical services.

Many participants reported paying out-of-pocket for medical costs, if not covered by health insurance. One participant was deafened by a head injury and reported receiving little medical care at the time because her parents had to cover the costs. She commented on the lasting consequences of improper treatment:

3. Supplemental Security Income

In general, most participants did not report use of SSI during childhood, with some citing lack of awareness as the reason why their parents did not seek public services or supports for which they or their children might qualify. Among those who did report receiving SSI during childhood, most reported positive experiences with the benefit.

A number of participants began receiving SSI in high school or later, and one reported that SSI receipt resulted in increased independence on her part:

4. Parental Expectations and Teacher, Mentor and Peer Support

The family experiences of focus group participants varied considerably, with some participants reporting that their parents were particularly supportive, while others reported how they had to succeed despite a lack of support (or even outright discouragement) from their parents. Among participants whose parents were supportive, many said their parents encouraged them to accept their conditions, to make realistic choices, and to have high expectations of themselves. Others said their parents were important sources of emotional support and encouragement:

Some participants struggled with parents and family members who fostered a sense of dependence and disability:

A number of participants discussed how in early childhood or at disability onset they developed a strong determination to succeed despite the low expectations of others. Rather than accepting the low expectations of others, including parents and teachers, they became intent on proving them wrong.

5. Other Supports

Several other supports were mentioned by focus group participants as being useful during childhood or at the onset of disability. A number of participants engaged in school-based work preparation programs and had generally positive experiences. One participant said she had enrolled in a 60-credit childcare class offering comprehensive information about the childcare industry and training to be a childcare specialist. Another said he enrolled in a school-based work program that included interviewing skills, which he said was useful in preparing him for subsequent job interviews. Two participants in one focus group said they took useful courses in money management in school. Several individuals had informal "work-study" arrangements at school and in summer programs. Others mentioned having used assistive devices during school.

C. Supports Used in Securing the First Job and in Maintaining Current Employment

In this section we describe the supports that participants found most useful in getting a first job and in maintaining current employment. Among the supports identified, participants spoke at length about health insurance, employer accommodations, and personal motivation. Participants also spoke about SSDI and SSI, in-kind support programs, and support from family and friends.

1. Health Insurance

Health insurance coverage is especially important for many people with disabilities, as their need for medical services is much greater than that of people without physical or mental impairments. Because of their medical conditions, however, people with disabilities often have difficulty obtaining private health insurance, or face restrictions in the types of services their insurance will cover.

For those receiving SSDI or SSI, eligibility to receive public health insurance was cited as one of the most attractive features of benefit receipt:

Access to health insurance played a key role for many participants in influencing decisions to enter the labor force. Public health insurance for people with disabilities is typically linked to receipt of SSDI or SSI, and many focus group participants described struggling with the choice between seeking employment and losing access to health insurance provided through SSDI/SSI. Others cited the importance of employment for providing access to private health insurance.

Many participants described their experiences in searching for employment that would provide access to private health insurance comparable, or superior, to coverage under Medicare or Medicaid. A number of participants said that even though they considered features of private health insurance carefully before accepting an offer of employment, they were not always able to accurately assess benefits, or to secure the level of benefits they desired. Once employed, participants noted that continuous access to sufficient private health insurance was not guaranteed as some employers might choose to make unanticipated and disruptive policy changes.

Among participants with access to needed private health insurance through employment, retaining coverage served as one of the main attractions to continued work, regardless of the circumstances of employment:

Many participants described work and other management strategies they had employed in order to retain health insurance coverage. Typically, participants managed their earnings in order to retain Social Security benefits, which allowed them to retain access to public health insurance. Techniques include taking time off, shifting responsibilities, working without pay, shifting to part-time employment, and turning down promotions. One participant said that he makes sure that he does not go over the earnings limit, and that his boss keeps tabs for him and tells him when and when not to work.

In some cases, participants reported that they were advised by program personnel to manage earnings. Several reported having been advised by vocational rehabilitation (VR) counselors and others receiving benefits to stay underemployed to keep benefits while another said:

2. Social Security Disability Programs

Many, if not most, of the focus group participants had received at one time or another, or were currently receiving, SSDI or SSI disability income. Unlike access to health insurance, which participants nearly universally identified as a necessary support, perception of the value of SSDI and SSI varied. A number of participants reported that income support programs had been absolutely critical in keeping them on the path toward employment, while others described SSDI and SSI as insufficient and valuable mostly for the access to health insurance they could provide.

Among those who had received SSDI and SSI, most were grateful for the income the programs provided, but were unhappy with the amount of the benefit, or with the earnings restrictions associated with the benefit. In general, participants' comments echoed a major concern: SSDI and/or SSI benefits were not sufficient to live on, but fear of loss of benefits discouraged work attempts for some, and for others the benefits disappeared too soon after first work attempts were made:

In one focus group, all agreed with a participant who said that Social Security, Section 8 housing assistance, and other income-based incentives were always taken away just when they were needed most -- at first employment. At this time, said the participant, one does not have any savings and needs to have something to "tide you over more than ever before" for the costs associated with employment, such as transportation, clothing, and day care.

Participants across focus groups related numerous stories about SSI overpayments, including difficulty in identifying and resolving them.

Most reporting the experience of overpayments were eventually acquiescent regarding reimbursement. However, at least one participant found that by continually challenging the request for reimbursement the debt was eventually forgiven, a process that he likens to his initial application for benefits:

3. Vocational Rehabilitation

Participants highly valued supports and services that were individualized, and that enabled them to participate more fully in mainstream society. For example, participants were most pleased with VR providing or paying for equipment and services, such as computers, assistive technologies, transportation, education, and third-party training. Such supports targeted specific needs and promoted independence. They were less satisfied with services received in a "sheltered" or segregated environment, such as job training provided through the state VR system.

Others noted the agency's excessive bureaucracy made timely access to services difficult.

Others said that VR funding fell short regarding education, and one participant said that despite its strengths, the VR system has minimal positive impact on employment:

Particularly for people with mental retardation/developmental disability, job coaches provided through VR services play very important roles in securing and maintaining employment. Such coaches provide motivation and support, serve as a source of information about services, mentor and counsel individuals, in some cases accompany individuals on job interviews, and even help resolve employment disputes and difficulties. Because the role of the job counselor can be so critical, participants' perceptions regarding VR may be heavily influenced by behavior of the job coach or case manager.

Participants noted that the levels of knowledge, compassion, and skill of VR staff are important to the success of VR services, and in the absence of a qualified counselor, it is important to self-advocate and have a clear idea of what you want. Several individuals with mental disorders indicated that they were not successful in obtaining assistance from the traditional VR system, but were able to find the employment services and supports they needed in the mental health system.

4. Employers

Focus group participants reported a wide range of experiences with employers in seeking accommodations for their disabilities, including modifications to elevators, doors, entrances and exits and other features of the building; receipt of additional training time; receipt of flexible job hours; ability to work from home; or changes in job duties. Employers provided some accommodations through formal disability integration policies, and other employers provided supports more informally. In all cases, participants regarded the accommodations as important, or even essential.

Among building modifications, the installation of ramps and other features to accommodate wheelchairs were most often cited.

A number of participants said that flexible work schedules were a particularly important accommodation. Flexible scheduling allows them to work efficiently, keep doctor appointments and stay healthy.

Participants, particularly those with hearing or vision impairments, also commonly reported access to assistive devices and technologies. Such technologies typically included computers with Braille and speech access, optical character recognition software, Opticon (to convert text to large print), JAWS software (converts computer screen output into speech), TTYs (teletypewriters), electronic schedulers, and others.

The accommodations most frequently cited as being provided by employers include:

Many participants said that the behavior of immediate supervisors played a major role in job entry and career development. Having a supportive supervisor aided in securing accommodations, educating co-workers about accommodations and disability, protecting confidentiality, and ensuring that co-workers provide tools and information necessary for the individual to complete tasks.

A number of participants cited substantial difficulties in gaining access to needed accommodations. In some cases, they were able to prevail, and in other cases they worked around the lack of accommodations.

Participants also described various experiences negotiating with employers for needed accommodations. For some, providing information and technical assistance to an employer was sufficient, for others, accommodations were substantially delayed or never received due to differences between employees and employers regarding priorities, or lack of access to information:

Several participants cited co-worker or supervisor attitudes that made gaining access to needed accommodations very difficult:

Participants also said that supervisors need to understand the nature of the disability and the required accommodations, and when they do not, employment situations often fail. Newark participants were more likely to have stories about an employer failing or refusing to accommodate a disability and to report concerns about divulging the presence of a disability to an employer or potential employer.

Many participants said that lack of understanding about disability sometimes led to anxiety and fear among their co-workers:

Participants also reported that the willingness of co-workers to learn about the nature of the disability was also important for ensuring a comfortable and productive work environment:

One person stressed the need for training about hidden disabilities:

A number of participants said that even relatively small efforts at education can be effective. One person described how employer knowledge of the Americans with Disabilities Act (ADA) helped ensure access to employment:

A number of participants, particularly those with a mental illness, discussed a reluctance to disclose their disabilities to employers and potential employers because of concerns regarding employer reaction, fears about being treated differently by co-workers, and consequences for employment.

Participants with hidden disabilities talked about the difficulties they encountered because even after disclosure, some employers, co-workers, or others did not believe they had disabilities:

A participant with multiple sclerosis said that living with a non-apparent disability is both harder and easier than living with an apparent disability. She said that she must spend time explaining the nature of her disability to others because people do not usually have such knowledge. At the same time, she said that she can be treated with a degree of normalcy that people with apparent disabilities do not typically experience.

Others reported experiencing workplace discrimination, including termination, and other difficulties after disclosing their disabilities. For example, one woman said she disclosed her disability, in confidence, to her supervisor, who violated her trust by sharing the information with co-workers.

Others said that lack of understanding on the parts of employers, and potential employers, had led to lost promotions and lost employment opportunities. One hearing-impaired participant said that she had tried repeatedly to work as a paralegal, but that no company was willing to risk taking her on because of her disability. She said that she could not find a good job in her field because people will not hire her because of her disability. As she put it, "They won't say it to your face, but you can tell." She said that it was the attitudes of employers that hurt people with disabilities most: "Attitudinal barriers are the biggest deterrent to getting work."

5. Personal Motivation

One factor apparent throughout all of the focus groups and across all disabilities was the importance of both purpose and determination in contributing to successful employment outcomes among participants. Many participants made explicit references to the value of being motivated and resourceful, both to secure benefits and later to secure employment.3

Numerous participants described the challenges in learning the complex set of benefits available to adults with disabilities. For many, success in navigating this structure was related to desire:

Numerous others described the importance of self-reliance in seeking employment, and in maintaining, and advancing in employment. For some, the desire to be independent was a key motivating factor in seeking employment. Participants also described the need to assert themselves in receiving needed accommodations at work.

A number of participants said that experiences early in life motivated them to succeed. In particular, some were intent on proving wrong those who held low expectations for them.

6. Other Supports

The supports discussed above are among those most frequently mentioned by focus group participants. Other additional supports were discussed to varying degrees. While not as widely used, these supports provided critical help to a number of participants. In some cases, the supports are most relevant to individuals with particular impairments.

a. Personal Assistance Services (PAS)

Few participants used PAS, but those who did were generally quite positive about them. One participant said that her assistant serves as her reader at work, which has allowed her to keep her job. Another participant uses a personal assistant both on and off the job, because she requires constant assistance. Several individuals struggled with the idea of using PAS, with one person saying she could not get used to the idea of a stranger touching her. Others, however, credited personal assistance with helping them regain a sense of independence.

Among those who received PAS at home, the level of support needed varied with the severity of the individual's condition. Some individuals require assistance with housework only, while others, need more extensive care, such as caregivers and personal attendants.

Individuals who needed PAS in childhood typically did not receive formal services, but instead received care from family members.

b. Housing/Community Living Programs

Many participants equated access to non-institutional and non-shared housing with independence. Having both a place to live, and having this sense of independence, agreed many participants, was linked to gaining a foothold in employment. In a number of cases, participants credited both Section 8 and supported housing programs with assisting them with their housing needs. Two participants described becoming homeowners through special housing programs. One bought a home through the Federal Housing Authority. The other built her own home with the assistance of a community non-profit organization.

Not all participants, however, were positive about the Section 8 subsidized housing program. Even if eligible for Section 8 housing, participants expressed difficulty in obtaining the certificate. Then, some participants said, finding housing was a further challenge. Two people said they had recently received a Section 8 certificate, but had not yet found housing. Another participant expressed great surprise that anyone ever moved off the waiting list and obtained a Section 8 certificate.

Numerous participants favorably described independent living skills training they had received through Community Living Programs.

c. Transportation

Many participants have access to public transportation only, and could not get to work otherwise. Among those who use public transportation, a number reported use of subsidized fare and access to free van service. Among the participants who used private transportation, a number of methods were employed to gain access. For instance, VR paid for modifications for several participants' vehicles, and in many cases participants said that spouses, other family members, and friends regularly included them as passengers in private vehicles. Another person carpools with co-workers, and one person reported having been provided transportation by her job coach.

A common theme among focus groups regarding transportation was the need for access to reliable transportation, in order to maintain employment. Some participants were frustrated by provisions or restrictions associated with public programs. For example, one participant, who lives in the Seattle suburbs where there is no bus service or other public transportation, talked about the difficulty of securing a reliable car while receiving Medicaid or SSI benefits.

Among those with access to public transportation, many expressed satisfaction with the available subsidy programs.

Public transportation is extremely important to people with disabilities living in Los Angeles County. Many participants regularly use ACCESS Services, Los Angeles County's paratransit system for people with disabilities. Nonetheless, participants reported problems with the system. One person complained about bus drivers' limited training about accessibility for people with disabilities. Another said he had found it difficult to get information about how to use the bus service, and another was not satisfied with the bus schedules. Others noted limitations in service hours and unreliability.

A number of participants drive their own cars, and many have adaptive equipment on board. Some had paid for their adaptive equipment themselves or with the assistance of family members, and others had received funding from VR to make the modifications. Three participants said that they had received rebates from a car manufacturer after fitting their new cars with adaptive equipment. They had learned about the money-back option offered by most automobile manufacturers through word-of-mouth and through advertisements in disability magazines. Many participants said that they wished to be able to drive themselves to gain a greater sense of independence, but this was difficult to accomplish for some because needed adaptive equipment was expensive and sometimes difficult to find.

d. Informal Supports from Family and Friends

Many related stories and events illustrating the substantial support provided by family and friends. Among the key functions performed by family and friends was the extent to which they were able to help participants accept their disabilities, encourage work efforts, and reinforce a positive self-image. Several participants said their families and friends had provided considerable support in maintaining their current jobs, including providing help with transportation, shopping, food preparation and offering emotional support.

Some participants reported that friends and peers whom they met in their treatment programs provided support and pressure to seek help or change medication. This was particularly important when participants had difficulty perceiving their own needs and level of disability.

e. Plans to Achieve Self Sufficiency (PASS)

Only three participants in Newark reported using PASS, and each was positive about the program. One used the program to buy a van for his work, and another used PASS to save money to start a computer business. Another, who eventually used PASS, said that taking advantage of the program was difficult because of a lack of knowledge of the program by Social Security Administration (SSA) staff.

Several participants in Los Angeles were familiar with PASS, and discussed how it could be used to purchase assistive technology. However, they said that only a small number of VR counselors -- and an even smaller number of Social Security counselors -- were familiar with the program or trained in how to write a PASS plan.

Los Angeles participants who had written PASS plans reported that the plans were very helpful in providing assistance during the transition from school to work. In some cases, SSA or Southern California Rehabilitation Services had assisted individuals with writing their plans. One participant wrote her own PASS plan for computer equipment. Another was able to purchase a van for work through his plan.

f. State Workforce Development Systems

Among participants who used State Workforce Development Systems, those with the fewest skills, and seeking entry-level positions, appeared to be most satisfied with the service. Those who sought assistance with more specialized work were less satisfied.

g. Other Organizations

Focus group participants reported a variety of other organizations that provided support for employment efforts:

Disability Advocacy Organizations. Several participants reported using different disability advocacy organizations for assistance with their ongoing needs. In some cases, disability advocacy groups helped provide funding for assistive technologies, offered training, or helped participants fight for needed accommodations. Others reported receiving emotional support and encouragement from such organizations.

Organized Sports. Participants agreed that participation in sports provides them with friendships, a sense of family, and a peer support group for people with similar disabilities who face many of the same issues. They also agreed that participation in team sports builds skills that carry over into their professional lives as members of a company team. Special Olympics was a significant source of support for a number of participants, who said that participation had contributed to an increased sense of self-worth and self-reliance.

Peer Mentors and Role Models. A number of participants mentioned the value of having role models and mentors available to provide advice during difficult periods. Participants described receiving support from others with similar disabilities following an injury, during the transition from school to work, and while seeking employment.

Religious Organizations. Several participants gained a great deal of support from religious communities, including spiritual and emotional support, access to support networks, access to social networks, and access to volunteer work.


I. INTRODUCTION

A. Purpose and Organization of the Report

This report summarizes the findings from information collected during three sets of focus groups conducted for a study on employment supports for people with disabilities sponsored by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) within the U.S. Department of Health and Human Services (HHS). The study is intended to increase the understanding of the role of various supports in helping people with disabilities find and maintain employment. The findings in this report are from focus groups conducted with nearly 300 participants with significant disabilities, all of whom had obtained some measure of employment success, in Los Angeles, California; Newark, New Jersey; and Seattle/Tacoma, Washington, between April and December 2000.

This report is organized as follows:

In the remainder of Section I, we provide background information and a description of the study, and briefly summarize the evolution of recent disability policy to provide a context for the focus group findings. In Section II, we present the findings from the focus groups, organized by type of support (i.e., access to health insurance, employers' accommodations, etc.).

Two Appendices to this report provide further information about the study: Appendix A contains a description of the focus group methodology, a description of the characteristics of the focus group participants at each site, and the study instruments; Appendix B contains detailed profiles of the programs and supports available to people with disabilities in each of the three focus group localities.

In addition to this report, several others have been developed using the findings from this study. These include a comprehensive review of the literature and studies conducted since 1990 on issues related to the employment of people with disabilities, and five policy briefs covering the following topics:

B. Study Background

The purpose of this study is to collect detailed information on the experiences of people with significant disabilities who are competitively employed, the events and factors affecting their employment decisions, the relative importance of specific factors, and the reasons for successful and unsuccessful employment attempts. Our goal is to gain a better understanding of the role supports can play in: assisting people with significant disabilities to participate successfully in competitive employment; improving employment outcomes for people with disabilities who are currently employed; and improving the employment outcomes of people with disabilities who are not currently employed. This project is unique among the many investigations of the factors affecting the employment of people with disabilities in that it focuses on those who have achieved a measure of success in employment, and the factors contributing to their success.

The collection of this information is intended to advance the understanding of the effect of supports and programs on the employment of people with disabilities. The project is designed to provide information that might be used by federal agencies, states, social service agencies, advocates for people with disabilities, and consumers with disabilities to develop and inform policies that will promote the employment of people with significant disabilities and to develop further research on the issues.

In this study, we define the term "supports" very broadly. Supports may include public or private income or in-kind transfers, such as Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and payments for medical care, prescription drugs, medical devices, assistive technology, and personal assistant services. Supports also include employment development programs, such as employment and training programs, job search and retention programs, independent living programs, other housing supports, special education, school-to-work programs, and transportation services. Laws and regulations that encourage behaviors (on the part of firms or individuals) that promote the employment of people with disabilities and informal assistance provided by family members, co-workers, or friends also fall under the definition of supports used in this study.

The study has four major components:

Literature Review: We conducted a comprehensive review of the recent literature (since 1990) on issues related to the employment of people with disabilities, including the effects of income support programs on employment of people with disabilities; access to health insurance and incentives for employment; childhood disability and transitions from school to work; employment programs; personal assistance services (PAS) and assistive devices; and recent legislation, proposals and initiatives.

Inventory of Employment Programs Serving People with Disabilities: We developed an inventory of public and private programs at the national, state, and local level that support, promote, or otherwise affect the employment of people with disabilities.

Focus Groups with Working People with Disabilities: We conducted approximately 45 focus groups at three sites (Los Angeles, California; Newark, New Jersey; and Seattle/Tacoma, Washington) with 284 participants, designed to collect detailed information on participants' employment experiences.

Profiles of the State and Local Environments and Resources Affecting the Employment of People with Disabilities: We developed profiles of federal, state and local resources and programs (public and private) that promote employment of people with disabilities and that are available in each focus group locality.

The general research issues we address in the study include:

C. Evolution of Disability Policy

Until recently, disability policy for all adults in the U.S. has focused on conducting eligibility determinations, and providing cash and in-kind benefits to those unable to participate in the labor force. There has been, however, a gradual shift toward the prevention and management of disabilities, with a focus on increased independence. Policy makers are currently trying to develop and implement policies that encourage individuals with disabilities to work and to live independently. For working-age adults, this shift has been reflected in policies that emphasize the right to work (e.g., Americans with Disabilities Act), and address work disincentives and access to employment supports (e.g., Ticket to Work and Work Incentives Improvement Act). In this section, we trace the major policy initiatives over the last five decades that have accompanied this shift in emphasis. The discussion is intended to provide a context for the focus group findings and policy issues described in this report.

During the late 1950s through the early 1970s, public disability policy offered little incentive for people with disabilities to seek or engage in competitive employment. Disability policy emphasized payment of cash benefits for those unable to work, and people with disabilities were neither expected nor encouraged to enter the workforce. Modifications in the Social Security Act during the 1960s and the early 1970s liberalized eligibility requirements, increasing the number of individuals eligible for benefits. Effectively, this increased the benefit rolls and the value of benefits, and discouraged individuals from entering or returning to employment.

In 1972, beneficiaries receiving disability payments became eligible for the first time for Medicare coverage, which was extended to persons who had been receiving SSDI benefits for at least 24 months. In addition to increasing the value of disability benefits, this policy increased the risk to beneficiaries of leaving the rolls and returning to work because Medicare coverage was tied to disability benefit receipt. The federal SSI program was enacted in 1972 and implemented in 1974, to replace the growing federal/state matching programs. With a few exceptions, individuals receiving SSI were eligible to receive Medicaid, authorized under Title XIX of the Social Security Act and established in 1965 to provide adequate medical care to low-income individuals and individuals with disabilities.4

The mid-1970s through 1980 represented a shift in the focus of disability policy. After the growth of the disability rolls in the late 1960s and early 1970s, there was growing concern about the rapid rise in the number of people receiving SSDI and SSI benefits, and increasing recognition of the right, and responsibility, of people with disabilities to work. The passage of the Rehabilitation Act of 1973 marked the beginning of a change in the focus of disability policy. The Act required each agency or department of the executive branch of government to submit an affirmative action plan for the hiring, replacement, and advancement of people with disabilities, and to update the plan annually. The Act also barred recipients of federal funds from employment discrimination against people with disabilities. The Act reauthorized and expanded the vocational rehabilitation (VR) program to include all persons with disabilities, and to provide for research and training to improve vocational prospects for such individuals.

During the 1980s, Congress passed legislation that provided specific public and workplace accommodations for persons with disabilities. A number of pieces of legislation emphasized the civil rights of people with disabilities, and served as precursors to the watershed Americans with Disabilities Act (ADA) of 1990. For example, the Fair Housing Act Amendments Act (1988) extended protection of the 1968 Fair Housing Act to people with disabilities. In 1980 and 1981, Congress passed a series of amendments to increase access to work for people with disabilities. For example, impairment-related work expenses could now be deducted from earnings for purposes of determining whether the SSDI or SSI applicant or beneficiary was engaging in substantial gainful activity (SGA), a key measure in determining benefit eligibility, and the SSI Section 1619 work incentive program, which allowed SSI recipients with earnings to retain some of their income benefit, plus Medicaid eligibility, at income levels that would have previously made them ineligible for SSI. In 1986, amendments to the Rehabilitation Act created a new service category and funding stream for supported employment, which expanded service capacity to those unable to benefit from traditional vocational services. Thus, increasing numbers of individuals with disabilities gained access to employment-related services.

Since 1990, a series of significant legislative initiatives have solidified the right and the expectation to work. The most expansive of these initiatives, the ADA, became law on July 26, 1990. This omnibus civil rights statute contains five titles that cover employment and public services. The ADA prohibits employment discrimination against people with disabilities, and requires employers to provide reasonable accommodations for workers with impairments. The Act also requires public transportation to be accessible to people with disabilities, and requires that places of public accommodation (both publicly- and privately-owed) be accessible to and usable by people with disabilities. The Family and Medical Leave Act of 1993 also extended additional rights to people with disabilities, entitling qualified employees to take up to 12 weeks of unpaid leave during a 12-month period if the employee is unable to work due to a serious health condition.

Two major pieces of legislation passed during this period emphasize work preparation among school children with disabilities. The Individuals with Disabilities Education Act of 1994 (IDEA), legislation addressing in-school supports for youth with disabilities, requires states to provide free and appropriate public education for students with disabilities at the elementary and secondary level. The Act provides school districts funding for special education and requires states to identify, locate, and evaluate all children with disabilities in the state in need of special education and related services. Children receiving benefits under IDEA receive an Individual Education Program, which provides individually-tailored support services during secondary school, and includes transition planning services (no later than age 16, earlier if deemed appropriate) designed to develop vocational and life skills leading to adult success for students. Students are to be educated in the least restrictive environment possible, and to be provided appropriate accommodations.

The School to Work Opportunities Act of 1994 authorized development grants to states to create systems that prepare all students for the transition from school to work. These training systems are designed to teach young Americans marketable skills, to prepare them for their first job in a high-skill, high-wage career, and to increase their opportunities for further education, such as at a four-year college or university. The law also requires each local program that receives a grant to establish a work-based learning component, including work experience, workplace mentoring, and broad instruction in "all aspects of an industry." Moreover, the law also requires that all school-to-work programs funded under the Act be open to all youth, with particular emphasis on ensuring opportunities for disadvantaged youth and school dropouts (Brown, 2000). The legislation expires this year, but programs will continue to operate under sunset provisions and the federal funding for school-to-work activities will continue under the Workforce Investment Act (WIA) of 1998.

Welfare reform, passed in 1996 in the form of the Personal Responsibility Work Opportunity Reconciliation Act (PRWORA), also had an impact on disability policy. PRWORA replaced the Aid to Families with Dependent Children (AFDC) program with Temporary Assistance for Needy Families (TANF), a state block grant program to provide cash benefits to needy families with children. Although TANF was not designed primarily to serve people with disabilities, we discuss the program here because a large percentage of those receiving benefits from TANF (and AFDC) have disabilities, although estimates vary widely depending on the definition of disability used. One source estimated that approximately 50 percent of adult AFDC recipients have disabilities or have a child with a disability (National Council on Disability, 1997). Estimates from other studies range from 10 percent to 40 percent (Johnson and Meckstoth, 1998; Brady, Meyers, and Luks, 1998; Wolfe and Hill, 1995).

Under TANF, states may require all recipients, including those with disabilities, to participate in welfare-to-work program activities although the work requirements for people with disabilities vary across states. Under AFDC, people with disabilities were eligible for unlimited assistance as long as they met the income requirements and had a dependent child living in the household. TANF now subjects these individuals in most states to time limits, although polices vary by state (Thompson et al., 1998). Finally, unlike under AFDC, TANF recipients are not automatically eligible for Medicaid but must qualify for Medicaid separately. To determine Medicaid eligibility, states may not use a standard more restrictive than the July 1996 AFDC income and resource standard eligibility criteria. Each state has the flexibility to lower this standard to the standard in effect in May 1988. States may also raise the standard annually but by no more than the percentage point increase in the Consumer Price Index. The median monthly cash benefit for a family of four receiving TANF assistance in 1998 was $463 (Committee on Ways and Means, 1998).

The latest legislative efforts continue the emphasis on self-determination and consumer control of services, promoting independence, improving opportunities and reducing disincentives to work. The SGA level was increased from $500 to $700 in July 1999. The adjustment is the first of its kind since 1990, and reflects growth in average wages since that time. The SGA level will now be adjusted annually, based on increases in the national average wage index. SGA rose to $740 in January 2001.

WIA organized federal statutes governing the job training, adult education and literacy, and VR programs into a one-stop delivery system.5 Under this system, states are required to implement workforce development plans that describe how the state will meet the needs of major customer groups, including individuals with disabilities, and show how the plans will ensure nondiscrimination and equal opportunity. Services are to be provided through One-Stop delivery systems, under which separate workforce investment, education and human service programs are linked (physically or technologically) to provide coordinated service delivery. Some of the partners in this system include employment services, adult education, post-secondary vocational education, VR, Welfare-to-Work, and Community Services Block Grants. In many states, these systems are directly linked to VR and/or TANF services. Local workforce investment boards (WIBs) coordinate WIA service delivery, and each WIB includes a Youth Council to coordinate youth services. WIA also provides for the awarding of competitive one-time, time-limited grants, contracts or cooperative agreements to eligible entities to establish self-employment projects for individuals with disabilities. Individuals who receive SSDI or SSI are automatically eligible under the WIA for VR services (Silverstein, 2000).

The One-Stop delivery systems, which are central to WIA, have the potential to improve substantially the delivery of services to individuals with disabilities seeking either to obtain employment or to advance in their careers. Critical to their success will be the extent to which the centers are accessible, and the extent to which a full range of services are readily available. Efforts are underway to ensure that individuals with physical and sensory disabilities do not encounter architectural or other physical barriers at One-Stop centers, and that they are able to read the available materials and resources and communicate with staff members.

Access to services will be dependent upon the extent to which service integration occurs. In some states, VR services are integrated into One-Stop center activities. In other states, VR services and programs have yet to be coordinated with the array of services available to applicants. To best serve individuals with disabilities, One-Stop centers must ensure that the professionals performing intake, eligibility, program planning and case management functions in the centers are fully aware of the unique needs of individuals with disabilities, and that they are authorized to provide the services and supports necessary for them to pursue their occupational goals (Kregel, 2001).

The Ticket to Work and Work Incentive Improvement Act (Ticket Act) of 1999 fundamentally alters the delivery of VR and other public employment services. The Ticket Act established the Ticket to Work (TTW) program, which provides SSDI and SSI beneficiaries who are appropriate candidates with a voucher, or ticket, to be used to obtain VR or employment services from participating public and private employment networks. The program aims to improve access by reducing the role of the Social Security Administration (SSA) in the VR process and allowing market forces to reward providers who successfully move people with disabilities into work, both through the use of a voucher system and a performance-based contract. The Ticket Act also directs SSA to establish a community-based benefit planning and assistance program for the purpose of providing accurate information related to work incentives to beneficiaries with disabilities.

Regarding access to health care, the Ticket Act also loosens restrictions on states regarding who is eligible to buy into the Medicaid Buy-in program. States are able to continue to offer the Medicaid Buy-in to workers with disabilities, even if they are no longer eligible for SSDI or SSI because of medical improvement. Offering a Medicaid Buy-in program remains optional for the states. The Ticket Act also extends the continuation of Medicare Part A coverage for individuals formerly receiving SSDI benefits from four years to eight-and-a-half years.

The Ticket Act also addresses a number of the work disincentives inherent in the SSDI and SSI programs. Under the current law, an individual with a disability choosing to return to work faces the risk of losing eligibility for benefits in the short run and the risk of not being able to return to the disability roles in the event that his or her employment is terminated. Although the health insurance provisions described above address a significant part of this risk, the threat of losing eligibility for cash benefits remains. Several provisions of the Ticket Act address these concerns. First, individuals who are actively participating in the TTW program are not subject to continuing disability reviews (CDRs). Non-participants are still subject to CDRs; however, work activity may no longer be used to trigger such a review. Second, the Ticket Act allows for expedited eligibility determinations for former beneficiaries who, after a lengthy period of subsequent employment, are no longer able to work.

The Ticket Act also grants SSA demonstration authority to evaluate the effects of a $1 for $2 reduction in SSDI payments for earnings over a specified level. This "phase-out" of benefits will make the SSDI benefit and incentive structure more similar to that of SSI. Currently, SSDI recipients who earn at the SGA level lose all benefits, which creates a substantial disincentive to increase earnings.

To encourage inter-agency cooperation on employment initiatives for people with disabilities, President Clinton in 1998 established the Presidential Task Force on the Employment of Adults with Disabilities. The mandate of the Task Force is to evaluate existing federal programs to determine what changes, modifications, and innovations may be necessary to remove barriers to employment opportunities faced by adults with disabilities. In 2001, Congress approved a new Office of Disability Employment Policy for the Department of Labor, which integrates the programs and staff of the former President's Committee on Employment of People with Disabilities. The Office's mission is to facilitate the communication, coordination, and promotion of public and private efforts to enhance the employment of people with disabilities. The Office provides information, training, and technical assistance to America's business leaders, organized labor, rehabilitation and service providers, advocacy organizations, families and individuals with disabilities through a variety of programs. Such programs include the Job Accommodation Network, Project EMPLOY, the Business Leadership Network, and the Workforce Recruitment Program.


II. FOCUS GROUP FINDINGS

A. Introduction

The findings reported below are from focus groups conducted in three cities (Seattle/Tacoma, Washington; Newark, New Jersey; and Los Angeles, California) between April and December 2000. All focus group participants were 18 years old or older, had a significant disability with onset prior to first substantial employment, and had annual earnings of at least $8,240 before taxes and transfers. At the time of the focus groups, the latter was the federal poverty line for a family of one.6 It is approximately equivalent to working 30 hours a week at the federal minimum wage.

A total of 284 individuals participated in focus groups and individual interviews for the study.7 Basic socio-demographic, disability, and employment information was collected via a telephone screening instrument and a pre-focus group registration form. Detail on the focus group methodology, the characteristics of focus group participants, and the supports available at each locality is provided in the Appendices to this report.

We asked focus group participants to discuss supports that were important to them at three critical periods of their lives: during childhood or at disability onset; obtaining first employment or first employment after disability onset; and in maintaining current employment. We present the findings from these focus groups below. Because we found that the supports used to obtain first employment and those used to maintain current employment were very similar, we have combined the discussion of these topics into one section.8 We begin with supports used during childhood and/or disability onset.

B. Supports Used During Childhood/at Onset of Disability

In this section we describe the supports that focus group participants used during childhood, or at disability onset. Among the supports identified, special education and health insurance generated the most discussion. While health insurance was widely experienced as a positive support, special education received mixed reviews. Participants also discussed SSDI, SSI, assistive devices, self-motivation, and the support of family and friends. We summarize the discussion of these topics below.

1. Special Education

Participants who developed disabilities during childhood commonly reported use of special education, and offered mixed assessments of its value. Among those who identified special education as a valuable support, a number noted the ability of the special education system to provide accommodations as an attractive feature. One participant with cerebral palsy said that special education provided her with valuable mobility training, and another with epilepsy was appreciative that special education teachers allowed her to learn at her own pace.

Other participants who experienced special education as a positive support attributed their positive experiences to special education teachers that challenged them and expected them to be productive:

One participant reported having a very positive experience while attending a high school for people with disabilities, where most of the teachers had disabilities, as well.

Several participants in special education said their positive experiences were due primarily to the commitment of one or more individuals who were intent on seeing them succeed, and who were even willing to break rules to provide unconventional or additional supports or accommodations:

Special education was described as a negative experience, however, for many participants. Many said that special education offered little benefit and may actually have been damaging because it did not provide education but was merely a place to "park" children with disabilities:

According to some, the disadvantages of special education were striking. Several people said that their special education programs provided no vocational classes or job opportunities; others said that their programs lacked basic instructional materials and teacher expertise, or that the programs did not otherwise meet their basic needs.

As with individuals who experienced special education as a positive support, experiences with individual teachers were also powerful for those who had negative experiences with special education:

Among special education participants who were mainstreamed (moved from special education into regular classrooms), many were happier after mainstreaming was initiated:

Another described how her experience in special education stimulated her desire to move into mainstream education:

One participant who had a stroke as an infant said that her experience with special education was very negative, and she believed that not being mainstreamed was bad for her because she could have used much more training than she received in her special education program. Another said:

One individual with a hearing impairment who attended special schools for the hearing-impaired as well as a mainstream high school explained the importance for the hearing-impaired to have instruction in both types of schools, a specialized school that teaches sign language, as well as an oral school:

Numerous participants said that gaining access to necessary accommodations in the mainstream environment was a substantial challenge. Getting such accommodations was important to ensure equal access to classes and vocational training, and to feel like a full member of the school community. Participants described their own efforts to obtain needed accommodations:

In some cases, motivated parents were key:

2. Health Insurance

Many participants (including users of both public and private health insurance benefits) cited health insurance as critical to preserving their families' financial well-being, and to receiving needed medical services and prescription drugs. One participant remarked:

Another participant who had sustained multiple head injuries during childhood, reported seeing seven different psychiatrists, being in four hospitals, and going to four other doctors for his condition during his lifetime, and that his parents' private insurance covered most of his needs. A woman with cerebral palsy reported multiple hospitalizations, multiple surgeries, and physical therapy, all paid by her father's private insurance.

Many participants experienced some limitation in coverage (due to policy restrictions or switching plans) during childhood, which they said had been detrimental to rehabilitation:

Other participants described difficulty securing consistent coverage through public health insurance programs:

One participant described the benefit of having access both to her father's and her mother's insurance:

Generally, participants were more likely to describe use of private health insurance than public health insurance during childhood, and those covered by private insurance were more likely to identify and discuss importance of insurance receipt as a critical support.

Some participants were assisted by charitable organizations that provided free or reduced cost medical care. For example, two participants said that the Shriners' Hospital paid for substantial portions of their medical services:

Another participant with hip displasia received medical care at Los Angeles' Orthopedic Hospital, which charges families on a sliding scale. Another participant received free treatment by participating in a research study.

Many participants reported paying out-of-pocket for medical costs, if not covered by health insurance. One participant was deafened by a head injury and reported receiving little medical care at the time because her parents had to cover the costs. She commented on the lasting consequences of improper treatment:

At least two individuals described instances in which medical providers did not believe their impairments when tested as children:

3. Supplemental Security Income

In general, most participants did not report use of SSI during childhood. One participant said, "When I was younger, I didn't qualify [for Social Security] because my father made too much." Other participants cited lack of awareness as the reason why their parents did not seek public services or supports for which they or their children might qualify.

One person reported that he received SSI as a child because his mother had passed away:9 "It wasn't a lot of money, [but] it helped out my dad." A second person with mental illness, who was diagnosed while in college also, was able to obtain SSI with the assistance of her sister:

Among those who did report receiving SSI during childhood, most reported positive experiences with the benefit:

A number of participants began receiving SSI in high school or later, and one reported that SSI receipt resulted in increased independence on her part:

4. Parental Expectations and Teacher, Mentor and Peer Support

The family experiences of focus group participants varied considerably, with some participants reporting that their parents were particularly supportive, while others reported how they had to succeed despite a lack of support (or even outright discouragement) from their parents. Among participants whose parents were supportive, many said their parents encouraged them to accept their conditions, to make realistic choices, and to have high expectations of themselves:

Others said their parents were important sources of emotional support and encouragement:

Some participants struggled with parents and family members who fostered a sense of dependence and disability:

Three participants spoke about parents' low expectations or denial of the disability in cultural terms:

A number of participants discussed how in early childhood or at disability onset they developed a strong determination to succeed despite the low expectations of others. Rather than accepting the low expectations of others, including parents and teachers, they became intent on proving them wrong:

Many identified one or more teachers as having played an important role in motivating them to succeed, and that the most influential were those who encouraged them to develop solid academic skills, held them to high standards, and encouraged them to be self-reliant:

At least two participants also described important experiences with teachers who served quasi-parental roles and provided emotional support:

5. Other Supports

Several other supports were mentioned by focus group participants as being useful during childhood or at the onset of disability.

Assistive Devices. Among participants who reported using adaptive equipment in school, all had positive experiences. One participant was able to take driver's education in high school using a modified vehicle:

Another described a variety of supports that were helpful:

School-Based Work Preparation Programs. A number of participants in Seattle/Tacoma, Newark and Los Angeles participated in school-based work preparation programs and had generally positive experiences. One participant said she had enrolled in a 60-credit childcare class offering comprehensive information about the childcare industry and training to be a childcare specialist. She said her school paid for this class, and she was pleased with the training she received. Another participant said he enrolled in a school-based work program that included interviewing skills, which he said was useful in preparing him for subsequent job interviews.

Many described participation in school-based vocational programs, which typically provided useful practical training. For example, one participant, who graduated at the age of 20, attended a vocational high school and pursued a janitorial track. He said that he had held an after-school job as a janitor at the high school, which he believes may have been part of a work preparation program. Another individual worked as a busboy through a high school-based program. A third described his experience with a program that taught him a variety of skills:

For one participant, junior ROTC classes eventually led to a career as a health care administrator following the onset of disability:

Two participants in one focus group said they took useful courses in money management in school, which have assisted one of the participants in his current job:

Finally, several individuals had informal "work-study" arrangements at school and in summer programs. For example, one participant said:

C. Supports Used in Securing First Job and in Maintaining Current Employment

In this section we describe the supports that participants found most useful in getting a first job and in maintaining current employment. Among the supports identified, participants spoke at length about health insurance, employer accommodations, and individual motivation. Participants also spoke about SSDI and SSI, in-kind support programs, and support from family and friends. We discuss each of these below. We preface the discussion by presenting information about participants' perceptions of the relative importance of selected supports. This information was collected via the focus group registration form prior to the focus group sessions.

1. Ranking of the Importance of Selected Supports

Prior to the start of each focus group, participants were asked to complete a registration form. Included in the registration form was a list of supports that are often available to people with disabilities. On a scale of 1 (very important) to 5 (not important), participants were asked to rank the importance of these supports in allowing them to find and maintain employment. We have summarized the results by site (Exhibit 1) and by impairment (Exhibit 2). Differences by site might reflect differences in population characteristics and the availability of supports, but also might simply reflect variation in recruitment.

In general, the rankings assigned by Seattle/Tacoma, Newark and Los Angeles focus group participants are very similar (Exhibit 1). Nearly three-quarters of the participants at each of the three locales ranked family/peer support, access to health insurance, special skills or other training, college education and employer accommodations very highly (assigning 1's and 2's). Participants at all sites also ranked job search assistance, family financial support, family/peer support, procedures and medications, assistive devices and public income assistance (SSI, SSDI, TANF) highly (assigning 1's and 2's). Nearly three-quarters of Los Angeles participants ranked family/peer support as very important (1), compared to just over half in Newark and Seattle/Tacoma.

Participants in all sites assigned relatively low rankings to public in-kind assistance programs other than health (e.g., food stamps, housing subsidies, home heating subsidies), special education (as a youth), job coaches and PAS. Nearly twice as many Los Angeles participants ranked special education as not important (46 percent) as in Newark (25 percent), with Seattle/Tacoma in between.

Support rankings differed more substantially by impairment category (Exhibit 2) than by site. For example, while more than half of participants across all impairment categories ranked access to health insurance as very important, 80 percent of participants with mental illness and 90 percent of participants with other chronic illnesses assigned that ranking. Roughly the same proportions of participants with cognitive (71 percent) and mobility (68 percent) impairments assigned a rank of 1, while only 51 percent of participants with communication impairments ranked access to health insurance as very important.

Large proportions of participants with mental illness and other chronic illnesses also assigned a 1 or 2 ranking to specific drugs or treatments (88 percent and 95 percent, respectively), while less than half of individuals with communication and mobility impairments (47 percent each) did so. A larger share of participants with communication impairments ranked assistive devices and technology as very important (76 percent) than any other impairment category. Only a very small proportion (14 percent) of participants with mental illnesses ranked assistive devices and technology as very important.

The perception of the value of public in-kind assistance (e.g., food stamps, housing subsidies, home heating subsidies) also varied substantially by impairment. Approximately 70 percent of participants with other chronic illnesses ranked this support as very important, while the proportions for other impairments were lower, ranging from 15 percent (communication impairments) to 51 percent (mental illness). Participants with cognitive impairments were more likely to rank special education and job coach services as very important (50 percent and 70 percent, respectively) than other impairment groups (except participants with other chronic illnesses, of which 47 percent ranked special education as very important).

VR was slightly favored by participants with cognitive impairments relative to other impairment categories. Public income assistance was ranked most highly by participants with mental illnesses, cognitive impairments and other chronic illnesses (70 percent, 66 percent and 53 percent, respectively).

The supports with the largest proportion of participants with cognitive impairments ranking them as "very important" included job search assistance (75 percent), access to health insurance (71 percent), job coach services (70 percent), public income assistance (66 percent), and special skills or other training (64 percent). Those supports receiving the largest proportion of participants with cognitive impairments ranking them as "not important" included assistive devices and technology (46 percent), PAS (42 percent), and college education (33 percent).

The supports with the largest proportion of participants with communication impairments ranking them as "very important" included college education (79 percent), assistive devices and technology (76 percent), special skills or other training (71 percent), employer accommodations (68 percent), and transportation (61 percent). Those supports receiving the largest proportion of participants with communication impairments ranking them as "not important" included job coach services (57 percent), public in-kind assistance (50 percent), and PAS (40 percent).

The supports with the largest proportion of participants with mental illness ranking them as "very important" included access to health insurance (80 percent), specific drugs or treatments (75 percent), public income assistance (69 percent), family/peer non-financial support (66 percent), and special skills or other training (60 percent). Those supports receiving the largest proportion of participants with mental illness ranking them as "not important" included assistive devices and technology (63 percent), PAS (58 percent), job coach services (48 percent), special education as a youth (39 percent), and specific drugs or treatments (37 percent).

The supports with the largest proportion of participants with mobility impairments ranking them as "very important" included access to health insurance (68 percent), family/peer non-financial support (63 percent), college education (60 percent), special skills or other training (47 percent), and employer accommodations (46 percent). Those supports receiving the largest proportion of participants with mobility impairments ranking them as "not important" included job coach services (54 percent), special education as a youth (49 percent), public in-kind assistance (41 percent), PAS (30 percent), and transportation (26 percent).

The supports with the largest proportion of participants with other chronic impairments ranking them as "very important" include access to access to health insurance (90 percent), specific drugs or treatments (90 percent), employer accommodations (74 percent), public in-kind assistance (71 percent), and transportation (65 percent). Those supports receiving the largest proportion of participants with other chronic impairments ranking them as "not important" included special education as a youth (41 percent), job coach services (33 percent), and family financial support (21 percent).

2. Health Insurance

Health insurance coverage is especially important for many people with disabilities, as their need for medical services is much greater than that of people without physical or mental impairments. Because of their medical conditions, however, people with disabilities often have difficulty obtaining private health insurance, or face restrictions in the types of services their insurance will cover.

For those receiving SSDI or SSI, eligibility to receive public health insurance was cited as one of the most attractive features of benefit receipt:

A number of participants described the tension between securing employment and retaining access to health insurance. One participant sought assistance in retaining access to public health insurance while working.

Access to health insurance played a key role for many participants in influencing decisions to enter the labor force. Because receipt of public health insurance for people with disabilities is typically linked to receipt of SSDI or SSI, becoming employed can threaten receipt of health insurance. Many focus group participants described struggling with the choice between seeking employment and losing access to SSDI or SSI, and retaining secure access to health insurance:

A number of participants emphasized the primary importance of sufficient health insurance coverage over other benefits and employment when facing high medical costs:

In a discussion among blind participants, most reported that having or losing government benefits was not instrumental in making decisions about whether or not to take a job, but that employer benefits were certainly a consideration. As one participant noted, however, that the need to retain access to public health insurance for people with other types of disabilities (for whom medical coverage might be more critical) might be much greater: "I think that impacts people more with high medical expenses more than it impacts us."

Besides high costs, other concerns include the substantial length of time needed to gain Medicare coverage. SSDI beneficiaries must wait two years before they are eligible to receive Medicare coverage.

Another participant pointed out that even after he received Medicare coverage, often he could not get the coverage he requires.

Many participants described work and other management strategies they had employed in order to retain health insurance coverage. Typically, participants managed their earnings in order to retain Social Security benefits, which, because of the link to public health insurance, allowed them to retain access to public health insurance. For example, one participant said that she only works part-time so that she can avoid the loss of her medical benefits. She previously lost her eligibility for SSI because she made too much money, so now she keeps her earnings low enough to maintain her medical benefits. She said she fears working full-time and losing her benefits because she is never sure when her disability may get worse and require her to cut back hours. If this were to happen without access to her current benefits, she would not know what to do.

Another participant said:

A number of other participants reported negotiating successfully with employers (and others) to prevent loss of Medicaid benefits due to earnings. Participants reported using a number of strategies, including taking time off, shifting responsibilities, working without pay, shifting to part-time employment, and turning down promotions. For example, one participant said that he makes sure that he does not go over the earnings limit, and that his boss keeps tabs for him and tells him when and when not to work.

Participants said that having medical benefits was critical in managing a disability, but that they had difficulty obtaining good information about Social Security benefits and, more importantly, about balancing benefits eligibility and work. Rather than risk losing health benefits, several had tried to limit their income ("I hoped I wouldn't get a raise") or chose not to work at times.

In some cases, participants reported that they were advised by program personnel to manage earnings. Several reported having been advised by VR counselors and others receiving benefits to stay underemployed to keep benefits, while another said:

Several participants described advice they received from health professionals regarding benefit management:

A number of participants indicated that their insurance, whether public or private, did not cover all needed medical care. Participants said they paid for such care out-of-pocket, sought coverage through alternative sources, or found unconventional ways to gain access to needed services:

A number of participants said that even though they considered features of private health insurance carefully before accepting an offer of employment, they were not always able to accurately assess benefits, or to secure the level of benefits they desired:

Many participants described their experiences in searching for employment that would provide access to private health insurance comparable, or superior, to coverage under Medicare or Medicaid.

Once employed, participants noted that continuous access to sufficient private health insurance was not guaranteed as some employers might choose to make unanticipated and disruptive policy changes:

Among participants with access to needed private health insurance through employment, retaining coverage served as one of the main attractions to continued work, regardless of the circumstances of employment:

3. Social Security Disability Programs

Many, if not most, of the focus group participants had received at one time or another, or were currently receiving, SSDI or SSI disability income. Unlike access to health insurance, which participants nearly universally identified as a necessary support, perception of the value of SSDI and SSI varied. A number of participants reported that income support programs had been absolutely critical in keeping them on the path toward employment, while others described SSDI and SSI as insufficient and valuable mostly for the access to health insurance they could provide. Participants in Los Angeles ranked public income assistance programs more highly than did participants in Newark or Seattle/Tacoma (Exhibit 1). This may be due to the lower incomes of Los Angeles participants, which made SSDI and SSI relatively more attractive in Los Angeles than in Seattle/Tacoma or Newark.

As noted above, a number of participants reported that income support programs had been absolutely critical in keeping them on the path toward employment:

More typically, however, participants expressed ambivalence about the benefits. Among those who had received, or were receiving, SSDI and SSI, most were grateful for the income the programs provided, but were unhappy with the amount of the benefit, or with the earnings restrictions associated with the benefit. For instance, one participant with chronic back problems said that much of her desire to return to work came from the fact that she was not making enough money on SSDI. Another participant said that while SSI was helpful, it was not enough to live on with a family. A third person said that SSDI benefits were not enough to live on, and that the low benefit level motivated her to get a job. In general, participants' comments echoed a major concern: SSDI and/or SSI benefits were not sufficient to live on, but fear of loss of benefits discouraged work attempts for some, and for others the benefits disappeared too soon after first work attempts were made:

In one focus group, all agreed with a participant who said that Social Security, Section 8 housing assistance, and other income-based incentives were always taken away just when they were needed most -- at first employment. At this time, said the participant, one does not have any savings and needs to have something to "tide you over more than ever before" for the costs associated with employment, such as transportation, clothing, and day care.

Participants across focus groups related numerous stories about SSI overpayments, including difficulty in identifying and resolving them. In some cases, participants were aware that they were receiving overpayments (due to eligibility or earnings), but they were unsuccessful in resolving the issue quickly, or at all, until the SSA eventually and independently identified the overpayment, and requested the money be returned:

Most recipients of SSI overpayments were eventually acquiescent regarding reimbursement:

However, at least one participant found that by continually challenging the request for reimbursement the debt was eventually forgiven, a process that he likens to his initial application for benefits:

4. Vocational Rehabilitation

Participants highly valued supports and services that were individualized, and that enabled them to participate more fully in mainstream society. For example, participants were most pleased with VR providing or paying for equipment and services, such as computers, assistive technologies, transportation, education, and third-party training. Such supports targeted specific needs and promoted independence. They were less satisfied with services received in a "sheltered" or segregated environment, such as job training provided through the state VR system.

Others, however, said that VR funding fell short regarding education:

Others noted the agency's excessive bureaucracy made timely access to services difficult:

One participant said that despite its strengths, the VR system has minimal positive impact on employment:

One participant, who worked as a rehabilitation counselor, was reluctant to apply for services from VR:

Particularly for people with MR/DD, job coaches provided through VR services play very important roles. Such coaches provide motivation and support, serve as a source of information about services, mentor and counsel individuals, in some cases accompany individuals on job interviews, and even help resolve employment disputes and difficulties. Because the role of the job counselor can be so critical, participants' perceptions regarding VR may be heavily influenced by behavior of the job coach or case manager.

Participants noted that the levels of knowledge, compassion, and skill of VR staff are important to success of VR services, and in the absence of a qualified counselor, it is important to self-advocate and have a clear idea of what you want. One participant said he was glad that he had determined in advance what kind of job he wanted and where he wanted to go to school, because he could not have relied on VR to help him make these decisions. According to VR's vocational assessment, he was suited to be a truck driver, clown, or cowboy. Because he had a physical disability that limited his ability to drive a truck, he was "left with" the choice between clown and cowboy. Another said:

Several individuals with mental disorders indicated that they were not successful in obtaining assistance from the traditional VR system, but were able to find the employment services and supports they needed in the mental health system. A few individuals also reported being discouraged from going to work by mental health providers, but some of these same individuals said that they had been encouraged to seek employment within the mental health system after receiving treatment for their disability.

5. Employers

Focus group participants reported a wide range of experiences with employers in seeking accommodations for their disabilities, including modifications to elevators, doors, entrances and exits and other features of the building; receipt of additional training time; receipt of flexible job hours; ability to work from home; or changes in job duties. Employers provided some accommodations through formal disability integration policies, and other employers provided supports more informally. In all cases, participants regarded the accommodations as important, or even essential.

Among building modifications, the installation of ramps and other features to accommodate wheelchairs were most often cited:

A number of participants said that flexible work schedules were a particularly important accommodation. Flexible scheduling allows them to work efficiently, keep doctor appointments and stay healthy:

Participants, particularly those with hearing or vision impairments, also commonly reported access to assistive devices and technologies. Such technologies typically included computers with Braille and speech access, optical character recognition software, Opticon (to convert text to large print), JAWS software (converts computer screen output into speech), TTYs (teletypewriters), electronic schedulers, and others.

Below is a list of the accommodations most frequently provided by employers as reported by participants:

Nearly universally, participants said that the behavior of immediate supervisors played a major role in job entry and career development. Having a supportive supervisor aided in securing accommodations, educating co-workers about accommodations and disability, protecting confidentiality, and ensuring that co-workers provide tools and information necessary for the individual to complete tasks:

A number of participants cited substantial difficulties in gaining access to needed accommodations. In some cases, they were able to prevail, and in other cases they worked around the lack of accommodations:

Participants also described various experiences negotiating with employers for needed accommodations. For some, providing information and technical assistance to an employer was sufficient, for others, accommodations were substantially delayed or never received due to differences between employees and employers regarding priorities, or lack of access to information:

Several participants cited co-worker or supervisor attitudes that made gaining access to needed accommodations very difficult:

Participants also said that supervisors need to understand the nature of the disability and the required accommodations, and when they do not, employment situations often fail. Newark participants were more likely to have stories about an employer failing or refusing to accommodate a disability and to report concerns about divulging the presence of a disability to an employer or potential employer.

Many participants said that lack of understanding about disability sometimes led to anxiety and fear among their co-workers:

Participants also reported that the willingness of co-workers to learn about the nature of the disability was also important for ensuring a comfortable and productive work environment:

Some individuals advocated increased disability education in the workplace as a way to lower barriers to employment for people with disabilities.

One person stressed the need for training about hidden disabilities:

A number of participants said that even relatively small efforts at education can be effective. One person described how employer knowledge of the ADA helped ensure access to employment:

A number of participants said that helping potential employers, co-workers and others become comfortable and develop an understanding of a disability may be best accomplished by the person with the disability.

Another participant said she believes people take their cues on how to assess disability limitations and how to interact with an individual with a disability by observing the behavior of that individual. Individuals who behave comfortably with others are likely to help others feel at ease. One participant, who agreed with this statement, was nevertheless uncomfortable with it:

A number of participants, especially those with mental illness, discussed a reluctance to disclose their disabilities to employers and potential employers because of concerns regarding employer reaction, fears about being treated differently by co-workers, and consequences for employment.

Other participants reported experiencing workplace discrimination, including termination, and other difficulties after disclosing their disabilities. For example, one woman said she disclosed her disability, in confidence, to her supervisor, who violated her trust by sharing the information with co-workers.

Others said that lack of understanding on the part of employers, and potential employers, had led to lost promotions and lost employment opportunities. One hearing-impaired participant said that she had tried repeatedly to work as a paralegal, but that no company was willing to risk taking her on because of her disability. She said that she could not find a good job in her field because people will not hire her because of her disability. As she put it, "They won't say it to your face, but you can tell." She said that it was the attitudes of employers that hurt people with disabilities most: "Attitudinal barriers are the biggest deterrent to getting work."

One hearing-impaired participant said she believes she has been passed over for promotion due to her disability, while co-workers have been advanced. A participant with multiple sclerosis reported being passed over for promotion more than once.

Others said:

A number of participants, particularly those with mental impairments, said they struggled at work without needed accommodations because they feared revealing the nature of their impairments:

Among those who had disclosed their impairments, the most satisfied were those whose employers promised, and maintained, confidentiality:

Participants with hidden disabilities talked about the difficulties they encountered because even after disclosure, some employers, co-workers, or others did not believe they had disabilities:

One participant with multiple sclerosis said that living with a non-apparent disability is both harder and easier than living with an apparent disability. She said that she must spend time explaining the nature of her disability to others because people do not usually have such knowledge. At the same time, she said that she can be treated with a degree of normalcy that people with apparent disabilities do not typically experience.

6. Individual Motivation

One factor apparent throughout all of the focus groups and across all disabilities was the importance of both purpose and determination in contributing to successful employment outcomes among participants. Many participants made explicit references to the value of being motivated and resourceful, both to secure benefits and later to secure employment.12

Numerous participants described the challenge in learning the complex set of benefits available to adults with disabilities. For many, success in navigating this structure was related to desire:

Another said that understanding his strengths and limitations within the labor market motivated him to develop more marketable skills:

Numerous others described the importance of self-reliance in seeking employment:

Participants also described the importance of self-reliance in maintaining and advancing in employment:

For some, the desire to be independent was a key motivating factor:

One participant described how difficult it can be to face a disability every day:

Participants also described the need to assert themselves in receiving needed accommodations at work:

As described earlier, a number of participants said that experiences early in life motivated them to succeed. In particular, some were intent on proving wrong those who held low expectations for them:

Several participants said that non-limiting self-perceptions had been important elements in their success:

7. Other Supports

The supports discussed above are among those most frequently mentioned by focus group participants. Other additional supports were discussed to varying degrees. While not as widely used, these supports provided critical help to a number of participants. In some cases, the supports are most relevant to individuals with particular impairments.

a. Personal Assistance Services (PAS)

Few participants used PAS, but those who did were generally quite positive about them. One participant said that her assistant serves as her reader at work, which has allowed her to keep her job. Another participant uses a personal assistant both on and off the job, because she requires constant assistance:

Several individuals struggled with the idea of using PAS, with one person saying:

Another person, however, credited PAS with helping her regain a sense of independence:

Among those who received PAS at home, the level of support needed varied with the severity of the individual's condition. One participant mentioned that the level of assistance could even vary greatly on a daily basis.

Some individuals require assistance with housework only.

Others, however, need more extensive care, such as caregivers and personal attendants. A participant who was in a nursing home said he had a personal attendant for three years following his release from the home.

A number of participants commented that their eligibility for PAS was tied to SSI eligibility, which a number of participants lost sometime after becoming employed. These participants must now pay for their PAS out-of-pocket, and they noted the difficulty of trying to do so:

Individuals who needed PAS in childhood typically did not receive formal services, but instead received care from family members:

b. Housing

Housing supports were identified by several participants. Many connected access to housing to success in competitive employment. According to one participant:

Many participants also equated access to non-institutional and non-shared housing with independence. One participant said that she lived with her parents for a while, which was a "horrible experience." Two Seattle/Tacoma participants said that having access to housing subsidies that enable them to live alone has increased their sense of independence. Having both a place to live, and having this sense of independence, agreed many participants, was linked to gaining a foothold in employment.

In a number of cases, participants credited both Section 8 and supported housing programs with assisting them with their housing needs:

Two participants described becoming homeowners through special housing programs. One bought a home through the Federal Housing Authority. The other built her own home with the assistance of a community non-profit organization. She described the impact this success had on her self-confidence, such that she felt capable of returning to college to complete her education:

Not all participants, however, were positive about the Section 8 subsidized housing program. Even if eligible for Section 8 housing, participants expressed difficulty in obtaining the certificate. Then, some participants said, finding housing was a further challenge. Two people said they had recently received a Section 8 certificate, but had not yet found housing. Another participant expressed great surprise that anyone ever moved off the waiting list and obtained a Section 8 certificate.

Two participants favorably described independent living skills training they had received through a Community Living Program:

c. Transportation

Many participants have access to public transportation only, and could not get to work otherwise. Among those who use public transportation, a number reported use of subsidized fare and access to free van service. Among the participants who used private transportation, a number of methods were employed to gain access. For instance, VR paid for modifications for several participants' vehicles, and in many cases participants said that spouses, other family members, and friends regularly included them as passengers in private vehicles. Another person carpools with co-workers, and one person reported having been provided transportation by her job coach.

A common theme among focus groups regarding transportation was the need for access to reliable transportation in order to maintain employment. Some participants were frustrated with the intersection of their transportation needs, and the provisions or restrictions associated with public programs. For example, one participant, who lives in the Seattle suburbs where there is no bus service or other public transportation, talked about the difficulty of securing a reliable car while receiving Medicaid or SSI benefits.

Among those with access to public transportation, many expressed satisfaction with the available subsidy programs. One participant, who can no longer drive due to progressive blindness, says she receives a discounted bus pass worth about $600 a year, which she credits with enabling her to continue to work. Other participants said:

Public transportation is extremely important to people with disabilities living in Los Angeles County. Many participants regularly use ACCESS Services, Los Angeles County's paratransit system for people with disabilities. One person said that, as a support for maintaining his current employment, ACCESS Services is "an obvious one," and that he logs about 100 miles a week on ACCESS.

Nonetheless, participants reported problems with the system. One person complained about bus drivers' limited training about accessibility for people with disabilities. Another said he had found it difficult to get information about how to use the bus service, and another was not satisfied with the bus schedules:

Other participants discussed additional difficulties with the system:

A few participants have and use their own vehicles. One participant received funding from VR for driving lessons and modifications to his car. Another participant says that her insurance company buys her a new vehicle about every five years. Another shares a vehicle that was purchased by his church with another individual. According to one participant:

A number of participants drive their own cars, and many have adaptive equipment on board. Some had paid for their adaptive equipment themselves or with the assistance of family members, and others had received funding from VR to make the modifications. Three participants said that they had received rebates from a car manufacturer after fitting their new cars with adaptive equipment. They had learned about the money-back option offered by most automobile manufacturers through word-of-mouth and through advertisements in disability magazines.

Many participants said that they wished to be able to drive themselves to gain a greater sense of independence, but this was difficult to accomplish for some because needed adaptive equipment was expensive and sometimes difficult to find.

One woman who wants to be able to drive herself described the challenges involved.

Another participant described changes he made in his driving behavior:

Participants discussed the issues and their ways of dealing with transportation. Transportation was paramount for access to education and employment. Multiple participants discussed their need for transportation when seeking employment. VR was able to help one participant "with a stipend" for the purpose of obtaining transportation.

Participants discussed other transportation options available to them also. One characterized his company's rideshare program, which apparently is available to all employees, as an accommodation:

d. Informal Supports from Family and Friends

Many participants related stories and events illustrating the substantial support provided by family and friends. Among the key functions performed by family and friends was the extent to which they were able to help participants accept their disabilities, encourage work efforts, and reinforce a positive self-image.

Several participants said their families and friends had provided considerable support in maintaining their current jobs, including providing help with transportation, shopping, food preparation and offering emotional support:

A female participant who started to go blind progressively said that she had just recently moved to a new place to live. While it is farther from her work, she said that her new place is much closer to her friends. These friends act as an important safety net for her and they help her with added mobility and freedom. Another female participant with multiple sclerosis said that she has wonderful friends that are very supportive of her. She said that they do things like drive her around and cook for her. She also said that they keep an eye out for her in looking for jobs or services she can use.

According to some participants, friends provided invaluable help while they attended schools without adequate accommodations.

Other participants simply spoke about the value of being able to speak with and share their experiences with friends:

Some participants continued to have strong supports from their friends while others experienced their friendships drifting apart:

Many participants spoke of the importance of friends not only as sources of personal support, but often as resources for employment. Two participants reported they found first jobs while in high school through referrals from friends. Another focus group member had a friend who worked for a state agency who checked the state job listings and found a job for her.

Others said:

Some participants reported that friends and peers whom they met in their treatment programs provided support and pressure to seek help or change medication. This was particularly important when participants had difficulty perceiving their own needs and level of disability.

e. Plans to Achieve Self Sufficiency (PASS)

Only three participants in Newark reported using PASS (no Seattle/Tacoma participants reported use), and each was positive about the program. One participant used the program to buy a van for his work, and another used PASS to save money to start a computer business. Another participant, who eventually used PASS, said that taking advantage of the program was difficult because of a lack of knowledge of the program by SSA staff:

Several participants in Los Angeles were familiar with PASS, and discussed how they could be used to purchase assistive technology. However, they said that only a small number of VR counselors -- and an even smaller number of Social Security counselors -- were familiar with the program or trained in how to write a PASS plan. As one participant noted, "The system is so complex that a lot of folks who work in the system don't even know all of the benefits and the programs that are available that they could be telling people about if they only knew that their agency had the program."

Another Los Angeles participant said:

Los Angeles participants who had written PASS plans reported that the plans were very helpful in providing assistance during the transition from school to work. In some cases, SSA or Southern California Rehabilitation Services had assisted individuals with writing their plans. One participant wrote her own PASS plan for computer equipment. Another was able to purchase a van for work through his plan. Participants said PASS was a useful way to set aside work-related expenses and that it served as an incentive to transition into work. One participant described her experiences with PASS when she first began working:

Another participant spoke about the value of PASS when he was attending college.

f. State Workforce Development Systems

Among participants who used State Workforce Development Systems, those with the fewest skills, and seeking entry-level positions, appeared to be most satisfied with the service. Those who sought assistance with more specialized work were less satisfied.

One participant used the state employment services department when looking for her first job, but was disappointed with the experience:

Another said:

g. Disability Advocacy Organizations

Several participants reported using different disability advocacy organizations for assistance with their ongoing needs. In some cases, disability advocacy organizations helped provide funding for assistive technologies, offered training, or helped participants fight for needed accommodations. For example:

One participant described the activities of the Tacoma Area Coalition of Individuals with Disabilities (TACID) in providing information about other services available in the community, and providing training to employers and co-workers about working alongside a person with a disability. In this case, the participant's co-workers had attended a workshop at TACID called "Deaf and Hearing in the Workplace: Working Together:"

Several participants described participation in blind organizations (particularly American Council of the Blind and National Federation of the Blind) as key to developing high self-esteem and becoming active in civil rights efforts to change attitudes about blindness as well as to expand opportunities for people who are blind. One participant, whose family had particularly negative perceptions of blindness and low expectations about his future, found great support in learning about a blind consumer organization when he was thirteen.

One participant said he received support and encouragement from a mental health advocacy group:

Another participant described training services provided by a local disability advocacy organization:

h. Organized Sports

Participants agreed that participation in sports provides them with friendships, a sense of family, and a peer support group for people with similar disabilities who face many of the same issues. They also agreed that participation in team sports builds skills that carry over into their professional lives as members of a company team. Comments about the support they receive from their participation in organized sports included:

Another participant reported meeting his current co-workers and fellow sports team members while attending the Abilities Expo:

One of the individuals with a visual impairment participated in team sports:

Special Olympics was a significant source of support for a number of participants, who said that participation had contributed to an increased sense of self-worth and self-reliance:

i. Role Models/Mentors

A number of participants mentioned the value of having role models and mentors available to provide advice during difficult periods. One participant told how the advice he received from a mentor had motivated him to work.

Another participant identified her boyfriend as a good role model for her when she was seeking employment.

One participant said that he understood the importance of young people having a role model who understood and could relate to their experiences. He wished to give back to people with disabilities and contribute to the lives of young people:

Others said:

Another participant mentioned the value of public figures who serve as role models:

j. Religious Community

Several participants gained a great deal of support from religious communities. Through one such community one participant said he gained access to a supported residence, a social network and volunteer work.

Another participant counted individuals at her synagogue among her support network:

Two participants said their Bible study group provided important spiritual and emotional support. One of these individuals lives with members of his religious community and depends on them for material support as well. Another participant with severe hearing loss depends on networks with other deaf people through her synagogue:

Others said:

A participant with a cognitive disability stated that his church was a very helpful support for him. He said that he volunteers his time to the church and that this was a good way for him to feel like a part of the community.

A participant with epilepsy stated that he is in support groups that are sponsored by his church. He stated that this was a very important support because it helps him better deal with his disability and makes him feel better about himself. A participant who uses a wheelchair indicated that he received support from members of his church, but until recently, he could not attend the church, which was inaccessible:

One woman's church assisted her in paying the costs of graduate school.

Another participant received counseling through a church agency:

k. Other Organized Supports

Participants described having received a variety of supports from numerous community non-profit organizations, ranging from social service agencies to volunteer service organizations:

Several participants had participated in Boy Scouts and Brownies, through which they gained work experience and leadership skills.

Participants also spoke about numerous organizations and programs, such as those sponsored by the Urban League, Head Start, and others, to be significant supports in helping maintain their current employment:

Several participants were able to pay for medical and equipment expenses through donations and through community and workplace fundraisers:

Several participants said that the Lions Club and the Italian-American War Veterans donated Braille dictionaries and support for assistive technology.

A participant who had had a stroke said that she had received leg braces from the Shriners Hospital for Children.

One participant described a program that he gives to which helps those individuals with new spinal cord injuries who have no insurance and cannot afford durable medical equipment. For this participant, giving back to those less fortunate than him gives him a good feeling and a sense of supporting the community, and this provides him with a sense of accomplishment.

Blind participants spoke most often about the supports they received from community-based and consumer groups.

Focus group members were enthusiastic about the assistance they had received from support groups made up of people with similar types of disabilities. They described both groups conducted in person, and those conducted via Internet chat rooms.

A participant who is hearing-impaired participates in a group called SHHH, or Self Help for Hard of Hearing. As a person who had spent much of her life trying to hide her disability, she felt that the support group was very helpful in feeling like she is not alone.

A number of participants said they had received help from a variety of 12-step programs:

l. Incentive/Other Programs for Businesses to Hire People with Disabilities

Several participants said they believe their employers may have received tax credits or other tax incentives for hiring them. One person said she believed that her first employer had received "a tax write-off" for hiring her, while another said his employer had taken advantage of a tax credit for hiring people with disabilities, offered by the state. A participant with mental retardation was aware that his employer had received incentives for hiring him, but was unclear about the nature of these incentives:

One participant described trying to take advantage of the Targeted Tax Credit program when she was looking for employment, but received a surprise instead:

Another participant described an incentive that had been available to King County government employers at the time he was hired:

One participant said:

EXHIBIT 1: Ranking of Supports by Site
Site/Support Median Percent in Category
1 2 3 4 5 Missing
Los Angeles
Family/Peer Non-Financial Support and Encouragement 1 71.3 16.8 9.9 1 1 3
Access to Health Insurance/Medical Care 1 65 14.6 11.7 1.9 6.8 1
Special Skills or Other Training 1 63 14 15 1 7 4
College Education 1 52.6 18.6 15.5 4.1 9.3 7
Employer Accommodations 1 53 20 17 5 5 4
Public Income Assistance/Entitlement Programs (SSI, SSDI, TANF) 1 50.5 21.4 8.7 5.8 13.6 1
Job Search Assistance 1 50.5 17.2 11.1 6.1 15.2 5
Transportation Services 2 48 11.2 12.2 5.1 23.5 6
Specific Drugs or Treatments 2 48 10.2 13.3 8.2 20.4 6
Assistive Devices/Technology 2 42.6 17 10.6 6.4 23.4 10
Vocational Rehabilitation 2 32.7 20.2 19.2 9.6 15.4 1
Family Financial Support or Income Other than Work Earnings 2 39.4 18.2 16.2 12.1 14.1 5
Public In-Kind Assistance Programs (Food Stamps, Housing) 3 32.7 14.3 15.3 5.1 32.7 8
Special Education as a Youth 3 32.3 8.6 9.7 3.2 46.2 11
Job Coach 4 21.1 12.6 11.6 5.3 49.5 9
Personal Assistive Services 3 21.1 16.8 16.8 10.5 34.7 9
Newark
Family/Peer Non-Financial Support and Encouragement 1 54.4 28.1 12.3 1.8 3.5 15
Access to Health Insurance/Medical Care 1 69.1 20 5.5 0 5.5 17
Special Skills or Other Training 1 57.9 21.1 19.3 1.8 0 15
College Education 1 66.7 16.7 8.3 0 8.3 24
Employer Accommodations 1 53.8 25 5.8 3.8 11.5 20
Public Income Assistance/Entitlement Programs (SSI, SSDI, TANF) 2 43.5 19.6 17.4 6.5 13 26
Job Search Assistance 3 33.3 14.6 27.1 6.3 18.8 24
Transportation Services 2 45.8 16.7 6.3 8.3 22.9 24
Specific Drugs or Treatments 2 38.8 24.5 16.3 6.1 14.3 23
Assistive Devices/Technology 2 45.5 15.9 6.8 11.4 20.5 28
Vocational Rehabilitation 2 29.2 13.9 5.6 2.8 12.5 1
Family Financial Support or Income Other than Work Earnings 3 35.6 13.6 23.7 11.9 15.3 13
Public In-Kind Assistance Programs (Food Stamps, Housing) 3 35.4 6.3 10.4 10.4 37.5 24
Special Education as a Youth 3 35.8 5.7 15.1 18.9 24.5 19
Job Coach 4 33.9 7.1 8.9 14.3 35.7 16
Personal Assistive Services 3 33.3 14.3 11.9 4.8 35.7 30
Seattle/Tacoma
Family/Peer Non-Financial Support and Encouragement 1 55.7 22.7 9.3 4.1 8.2 11
Access to Health Insurance/Medical Care 1 71.4 8.2 11.2 4.1 5.1 10
Special Skills or Other Training 1 54.8 24.7 15.1 2.2 3.2 15
College Education 1 62.9 16.9 11.2 3.4 5.6 19
Employer Accommodations 1 55.9 17.2 16.1 2.2 8.6 15
Public Income Assistance/Entitlement Programs (SSI, SSDI, TANF) 2 50 13.8 6.3 6.3 23.8 28
Job Search Assistance 2 45.5 18.2 20.5 5.7 10.2 20
Transportation Services 1 53.8 11 8.8 3.3 23.1 17
Specific Drugs or Treatments 2 47.8 14.1 9.8 7.6 20.7 16
Assistive Devices/Technology 2 45.9 14.1 5.9 4.7 29.4 23
Vocational Rehabilitation 2 30.6 13.9 11.1 9.3 17.6 6
Family Financial Support or Income Other than Work Earnings 2 40.5 19 13.1 3.6 23.8 24
Public In-Kind Assistance Programs (Food Stamps, Housing) 3 30.6 16.5 7.1 8.2 37.6 23
Special Education as a Youth 3 35.1 8.1 14.9 6.8 35.1 34
Job Coach 3 38.5 10.8 9.2 4.6 36.9 43
Personal Assistive Services 4 22.4 6.6 15.8 10.5 44.7 32
All
Family/Peer Non-Financial Support and Encouragement 1 61.6 21.6 10.2 2.4 4.3 29
Access to Health Insurance/Medical Care 1 68.4 13.3 10.2 2.3 5.9 28
Special Skills or Other Training 1 58.8 19.6 16 1.6 4 34
College Education 1 59.4 17.5 12.4 3 7.7 50
Employer Accommodations 1 54.3 20 14.3 3.7 7.8 39
Public Income Assistance/Entitlement Programs (SSI, SSDI, TANF) 2 48.9 18.3 9.6 6.1 17 55
Job Search Assistance 2 45.1 17 17.9 6 14 49
Transportation Services 2 49.8 12.2 9.7 5.1 23.2 47
Specific Drugs or Treatments 2 46 14.6 12.6 7.5 19.2 45
Assistive Devices/Technology 2 44.4 15.7 8.1 6.7 25.1 61
Vocational Rehabilitation 2 37.3 19.5 15.3 9.3 18.6 8
Family Financial Support or Income Other than Work Earnings 2 38.8 17.4 16.9 9.1 17.8 42
Public In-Kind Assistance Programs (Food Stamps, Housing) 3 32.5 13.4 11.3 7.4 35.5 53
Special Education as a Youth 3 34.1 7.7 12.7 8.2 37.3 64
Job Coach 3 29.6 10.6 10.2 7.4 42.1 68
Personal Assistive Services 3 23.9 12.7 15.5 9.4 38.5 71


EXHIBIT 2: Rankings by Impairment
Support Cognitive Communication Mental
Illness
Mobility Other
Chronic
Not
Identified
All
Percent Percent Percent Percent Percent Percent Percent
Sample Size 49 60 54 91 23 7 284
Family/Peer Non-Financial Support and Encouragement
Median 1 1 1 1 1 2 1
1 61.5 60.0 66.0 62.7 52.6 50.0 61.6
2 12.8 28.3 24.0 20.5 21.1 0.0 21.6
3 12.8 6.7 8.0 12.0 10.5 25.0 10.2
4 5.1 3.3 0.0 1.2 5.3 0.0 2.4
5 7.7 1.7 2.0 3.6 10.5 25.0 4.3
Missing 10 0 4 8 4 3 29
Access to Health Insurance/Medical Care
Median 1 1 1 1 1 3 1
1 71.1 50.8 80.4 67.5 90.0 60.0 68.4
2 13.2 16.9 11.8 14.5 5.0 0.0 13.3
3 13.2 11.9 5.9 12.0 0.0 20.0 10.2
4 0.0 5.1 0.0 3.6 0.0 0.0 2.3
5 2.6 15.3 2.0 2.4 5.0 20.0 5.9
Missing 11 1 3 8 3 2 28
Special Skills or Other Training
Median 1 1 1 2 1 3 1
1 64.1 70.7 60.4 46.9 63.2 40.0 58.8
2 20.5 15.5 20.8 24.7 10.5 0.0 19.6
3 7.7 10.3 12.5 21.0 26.3 60.0 16.0
4 0.0 1.7 2.1 2.5 0.0 0.0 1.6
5 7.7 1.7 4.2 4.9 0.0 0.0 4.0
Missing 10 2 6 10 4 2 34
College Education
Median 3 1 2 1 1 3 1
1 37.0 79.3 48.8 59.5 57.9 33.3 59.4
2 7.4 10.3 30.2 17.9 26.3 0.0 17.5
3 18.5 8.6 9.3 13.1 15.8 33.3 12.4
4 3.7 0.0 2.3 6.0 0.0 0.0 3.0
5 33.3 1.7 9.3 3.6 0.0 33.3 7.7
Missing 22 2 11 7 4 4 50
Employer Accommodations
Median 1 1 2 2 1 1 1
1 57.1 67.8 41.7 45.6 73.7 60.0 54.3
2 20.0 20.3 18.8 22.8 10.5 20.0 20.0
3 11.4 6.8 16.7 20.3 10.5 20.0 14.3
4 0.0 3.4 2.1 7.6 0.0 0.0 3.7
5 11.4 1.7 20.8 3.8 5.3 0.0 7.8
Missing 14 1 6 12 4 2 39
Public Income Assistance/Entitlement Programs (SSI, SSDI, TANF)
Median 1 2 1 2 1 1 2
1 65.5 30.0 69.4 40.3 52.6 60.0 48.9
2 10.3 26.0 14.3 16.9 31.6 0.0 18.3
3 3.4 10.0 4.1 15.6 5.3 20.0 9.6
4 6.9 6.0 4.1 9.1 0.0 0.0 6.1
5 13.8 28.0 8.2 18.2 10.5 20.0 17.0
Missing 20 10 5 14 4 2 55
Job Search Assistance
Median 1 2 1 3 2 4 2
1 75.0 41.1 51.0 29.7 50.0 0.0 45.1
2 8.3 17.9 20.4 17.6 22.2 0.0 17.0
3 11.1 21.4 12.2 23.0 11.1 50.0 17.9
4 2.8 7.1 4.1 6.8 11.1 0.0 6.0
5 2.8 12.5 12.2 23.0 5.6 50.0 14.0
Missing 13 4 5 17 5 5 49
Transportation Services
Median 1 1 2 2 1 2 2
1 63.6 61.4 42.9 36.8 64.7 40.0 49.8
2 6.1 10.5 16.3 14.5 5.9 20.0 12.2
3 9.1 5.3 4.1 15.8 5.9 40.0 9.7
4 3.0 5.3 4.1 6.6 5.9 0.0 5.1
5 18.2 17.5 32.7 26.3 17.6 0.0 23.2
Missing 16 3 5 15 6 2 47
Special Drugs or Treatments
Median 2 3 1 3 1 4 2
1 45.5 21.6 74.5 34.6 89.5 25.0 46.0
2 12.1 25.5 13.7 12.3 5.3 0.0 14.6
3 9.1 7.8 7.8 22.2 0.0 25.0 12.6
4 6.1 7.8 2.0 12.3 0.0 25.0 7.5
5 27.3 37.3 2.0 18.5 5.3 25.0 19.2
Missing 16 9 3 10 4 3 45
Assistive Devices/Technology
Median 4 1 5 2 2 1 2
1 29.2 76.3 14.0 40.5 46.7 66.7 44.4
2 8.3 13.6 9.3 24.1 13.3 0.0 15.7
3 8.3 3.4 9.3 11.4 0.0 33.3 8.1
4 8.3 1.7 4.7 8.9 20.0 0.0 6.7
5 45.8 5.1 62.8 15.2 20.0 0.0 25.1
Missing 25 1 11 12 8 4 61
Vocational Rehabilitation
Median 1 2 2 3 2 1 2
1 51.6 43.9 37.5 25.6 29.4 80.0 37.3
2 12.9 15.8 22.9 23.1 23.5 0.0 19.5
3 9.7 10.5 14.6 21.8 11.8 20.0 15.3
4 6.5 14.0 4.2 9.0 17.6 0.0 9.3
5 19.4 15.8 20.8 20.5 17.6 0.0 18.6
Missing 18 3 6 13 6 2 48
Family Financial Support or Income Other than Work Earnings
Median 2 2 1 3 3 2 2
1 44.7 37.5 51.0 26.3 47.4 50.0 38.8
2 15.8 21.4 16.3 21.1 0.0 0.0 17.4
3 18.4 14.3 12.2 21.1 15.8 25.0 16.9
4 0.0 5.4 6.1 17.1 15.8 0.0 9.1
5 21.1 21.4 14.3 14.5 21.1 25.0 17.8
Missing 11 4 5 15 4 3 42
Public In-Kind Assistance Programs (Food Stamps, Housing)
Median 2 5 1 4 1 4 3
1 46.9 14.8 51.0 17.8 70.6 25.0 32.5
2 9.4 22.2 13.7 11.0 5.9 0.0 13.4
3 6.3 7.4 7.8 17.8 11.8 25.0 11.3
4 9.4 5.6 2.0 12.3 0.0 25.0 7.4
5 28.1 50.0 25.5 41.1 11.8 25.0 35.5
Missing 17 6 3 18 6 3 53
Special Education as a Youth
Median 2 3 3 4 3 3 3
1 50.0 38.3 28.2 22.2 47.1 40.0 34.1
2 12.5 8.5 10.3 5.6 0.0 0.0 7.7
3 20.0 4.3 12.8 13.9 5.9 40.0 12.7
4 2.5 10.6 10.3 9.7 5.9 0.0 8.2
5 15.0 38.3 38.5 48.6 41.2 20.0 37.3
Missing 9 13 15 19 6 2 64
Job Coach
Median 1 5 4 5 2 1 3
1 69.8 11.4 25.0 16.2 26.7 66.7 29.6
2 9.3 20.5 10.0 2.9 26.7 0.0 10.6
3 7.0 4.5 10.0 17.6 0.0 16.7 10.2
4 4.7 6.8 7.5 8.8 13.3 0.0 7.4
5 9.3 56.8 47.5 54.4 33.3 16.7 42.1
Missing 6 16 14 23 8 1 68
Personal Assistive Services
Median 4 4 5 3 2 1 3
1 29.2 18.9 23.3 21.9 33.3 60.0 23.9
2 12.5 17.0 9.3 11.0 20.0 0.0 12.7
3 8.3 11.3 9.3 24.7 13.3 20.0 15.5
4 8.3 13.2 0.0 12.3 13.3 0.0 9.4
5 41.7 39.6 58.1 30.1 20.0 20.0 38.5
Missing 25 7 11 18 8 2 71


NOTES

  1. Source: Federal Register (1999).

  2. Supports used in securing a first job refer to supports used during transition from school to work, or from disability onset to work.

  3. While expectations and motivation played a critical role in the employment success of those we interviewed, this does not mean, of course, that those who have not achieved a similar measure of employment success are not highly motivated. The most highly motivated individuals might be unable to overcome the barriers and disincentives to employment that are faced by many people with disabilities.

  4. Section 209(b) of the Social Security Amendments of 1972 allows states to determine Medicaid eligibility separately from SSI eligibility, using income and resource standards that are no more restrictive than those in effect in 1972. There are eleven 209(b) states (Connecticut, Hawaii, Illinois, Indiana, Minnesota, Missouri, New Hampshire, North Dakota, Ohio, Oklahoma, and Virginia).

  5. WIA replaces the Job Training Partnership Act (JTPA), passed in 1982, which authorized funding for programs to prepare youth (and adults) for entry into the labor force. Under JTPA, state programs were established and administered by Private Industry Councils comprising employers and education personnel. Services varied by state, but generally included job search, basic skills training, labor market information, occupational skills training, work experience, literacy training, job placement assistance, and summer youth employment.

  6. Source: Federal Register (1999).

  7. At each site, a number of individuals who were screened in as focus group participants but who could not attend a focus group were interviewed by phone.

  8. Supports used in securing a first job refer to supports used during transition from school to work, or from disability onset to work.

  9. It is possible that this interviewee confused Social Security survivor benefits with SSI.

  10. In determining SGA, "countable" monthly earnings (i.e., gross earnings minus any subsidized earnings and impairment-related work expenses) are averaged over the period of time in which work was performed.

  11. At the time this focus group was conducted, SGA was equivalent to $700 in monthly income. As of January 1, 2001, SGA has been increased to $740 a month.

  12. While expectations and motivation played a critical role in the employment success of those we interviewed, this does not mean, of course, that those who have not achieved a similar measure of employment success are not highly motivated. The most highly motivated individuals might be unable to overcome the barriers and disincentives to employment that are faced by many people with disabilities.


REFERENCES

Brady, H.E., Meyers, M., and Luks, S. (1998). "The Impact of Child and Adult Disabilities on the Duration of Welfare Spells" (working paper). University of California, Berkley.

Brown, David E. (2000). The Role of Job Training Partnership Act Programs in School-to-Work Transition. Washington, DC: The National Governor's Association. http://old.nga.org/Pubs/OnlinePubs/STWOA.htm.

Committee on Ways and Means, and House of Representatives, U.S. (1998). 1998 Green Book. Washington, DC: U.S. Government Printing Office.

Federal Register (March 18, 1999). Volume 64, Number 52 (13428-13430). From the Federal Register Online via GPO Access [wais.access.gpo.gov] [DOCID:fr18mr99-84].

Johnson, A., and Meckstroth, A. (1998). Ancillary Services to Support Welfare to Work. Report prepared for the Office of the Assistance Secretary for Planning and Evaluation, U.S. Department of Health and Human Services. Princeton, NJ: Mathematica Policy Research, Inc.

Kregel, John (2001). Virginia Commonwealth University, personal communication. Richmond, VA: May 1.

Silverstein, Robert (2000). A Preliminary Analysis of the Relationship Between the Workforce Investment Act and the Federal Disability Policy Framework. http://www.comop.org/ rrtc/rrtc/Workforce.htm.

Thompson, T., Holcomb, P., Loprest, P., and Brennan, K. (1998). State Welfare-to-Work Policies for People with Disabilities. Report prepared for the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Urban Institute. [Executive Summary, Full PDF Report]

Wolfe, B.L. and Hill, S.C. (1995). "The Effect of Health on the Work Effort of Single Mothers." Journal of Human Resources, 30(1), 42-62.

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  • APPENDIX A: Focus Group Methodology and Characteristics of Participants
  • APPENDIX B: Locality Profiles