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Most of us don't like to talk
about death or even think about it. But wouldn't you feel better knowing
that, if you were no longer living, Social Security would help take care
of your family? Of course, you would.
If you're working and paying into Social Security,
some of the Social Security taxes you pay goes toward survivors insurance.
In fact, the value of the survivors insurance you have under Social Security
is probably more than the value of your current life insurance. And you
thought Social Security was just for retirement!
If you're married and both you and your spouse
are wage earners, you should consider survivors benefits from two perspectives.
For one, when you die, members of your family could be eligible for benefits
based on your earnings. Click on the "Your Survivors" link to
your left to learn how benefits are earned and who qualifies for the benefits.
The other perspective you should consider
is the benefits you and your family would be eligible to receive if your
spouse or parent died. Click on the "You as Survivor" link to
your left to find out about benefits that may be available if you are
the survivor.
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www.socialsecurity.gov
