Federally insured depository institutions, government-sponsored enterprises, public financial
assistance programs, private firms, and individuals provide financial capital in the form of
credit or equity investments. ERS assesses the financial condition of the major sources of
financial capital for farmers and other rural residents and the trends and policy developments
affecting their performance.
related briefing rooms
- offer an indepth discussion synthesizing ERS research
feature
Agricultural Lenders and Credit Availability
Uncertainty over how long low commodity prices will persist is depressing demand for
farm credit, but widespread negative effects on farm loan portfolios have not yet materialized.
Financial institutions serving agriculture continued to experience improved conditions in 1999,
and some additional gains are possible in 2000. The sound position of agricultural lenders
reflects the generally healthy state of farmers' finances in the mid-1990's, a strong nonfarm
economy, and high levels of government farm assistance in 1998 and 1999.
web administration: webadmin@ers.usda.gov updated: May 21, 2001
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