Ginnie Mae MBS Guide Table of Contents

Chapters
Appendices
Forms
Addresses (PDF) 
Glossary (PDF) 

Clicking on a chapter will take you to the PDF file for that chapter.

• Chapter 1
  General Features of the Program
• Chapter 2
  Eligibility Requirements – Approval as a Ginnie Mae Issuer
• Chapter 3
  Eligibility Requirements – Maintaining Ginnie Mae Issuer Status
• Chapter 4
  Issuers and Subcontract Servicers – Responsibilities
• Chapter 5
  Issuers – Risks and Liabilities
• Chapter 6
  Fees
• Chapter 7
  Application for Approval as a Ginnie Mae Issuer
• Chapter 8
  Application for Commitment Authority and Pool and Loan Package Numbers
• Chapter 9
  Eligible Mortgages, Pools, and Loan Packages
• Chapter 10
  Assembling and Submitting Pool and Loan Package Issuance Documents
• Chapter 11
  Pool and Loan Package Certification
• Chapter 12
  The Prospectus, Securities, and Securities Marketing
• Chapter 13
  Document Custodians – Eligibility and Responsibilities
• Chapter 14
  Pool and Loan Package Administration – General
• Chapter 15
  Payments to Security Holders
• Chapter 16
  Custodial Accounts
• Chapter 17
  Pool, Loan Package and Loan Accounting and Reporting
• Chapter 18
  Mortgage Delinquency and Default
• Chapter 19
  Reporting Remaining Principal Balances
• Chapter 20
  Maturity or Termination of Pool
• Chapter 21
  Transfers and Pledges
• Chapter 22
  Converting Ginnie Mae I Pools to Ginnie Mae II Pools
• Chapter 23
  Issuer Default – Ginnie Mae Remedies
• Chapter 24
  Single-Family, Level Payment Pools and Loan Packages – Special Requirements
• Chapter 25
  Buydown Mortgage Pools – Special Requirements
• Chapter 26
  Adjustable Rate Mortgage Pools and Loan Packages – Special Requirements
• Chapter 27
  Graduated Payment Mortgage Pools and Loan Packages – Special Requirements
• Chapter 28
  Growing Equity Mortgage Pools and Loan Packages – Special Requirements
• Chapter 29
  Serial Note Pools – Special Requirements
• Chapter 30
  Manufactured Home Loan Pools and Loan Packages – Special Requirements
• Chapter 31
  Project Loan Pools – Special Requirements
• Chapter 32
  Construction Loan Pools – Special Requirements
• Chapter 33
  Ginnie Mae Initiatives – Special Provisions
• Chapter 34
  Special Assistance Programs

I. Application for Approval as a Ginnie Mae Issuer

• Appendix I-1
  Application for Approval – FHA Lender and/or Ginnie Mae Mortgage-Backed Securities Issuer (form HUD 11701)
• Appendix I-2
  Resolution of Board of Directors and Certificate of Authorized Signatures (form HUD 11702)
• Appendix I-3
  Resume of Issuer's Employee
• Appendix I-4
  Forms of Cross-Default Agreements
• Appendix I-5
  Request for Forms
• Appendix I-6
  ACH Debit Authorization (form HUD 11709-A)

II. Application for Commitment Authority and Pool Numbers

• Appendix II-1
  Letter of Transmittal for Commitment Authority and/or Pool Numbers (form HUD 11700)
• Appendix II-2
  Commitment to Guarantee Mortgage-Backed Securities (form HUD 11704)

III. Assembling and Submitting Pool Issuance Documents

• Appendix III-1
  Master Servicing Agreement (form HUD 11707)
• Appendix III-2
  Master Agreement for Servicer's Principal and Interest Custodial Account (form HUD 11709)
• Appendix III-3
  Master Agreement for Servicer's Escrow Custodial Account (form HUD 11720)
• Appendix III-4
  Master Custodial Agreement (form HUD 11715)
• Appendix III-5
  Release of Security Interest (Form HUD 11711A)
  Certification and Agreement (Form HUD 11711B)
• Appendix III-6
  Schedule of Subscribers and Ginnie Mae Guaranty Agreement (form HUD 11705)
• Appendix III-7
  Schedule of Pooled Mortgages (form HUD 11706)
• Appendix III-8
  Form SS-4 IRS Application for Employer Identification Number with forms of letters to IRS
• Appendix III-9
  Authorization to Accept Facsimile Signed Correction Request Forms and Ginnie Mae Pool Issuance Correction Request Form
• Appendix III-10
  Designated Communities for the Targeted Lending Initiative
• Appendix III-11
  Deposit Agreement (form HUD 11738)
• Appendix III-12
  Bond Financing Program Certification
• Appendix III-13
  Electronic Data Interchange System Agreement
• Appendix III-14
  Enrollment Administrator and GinnieNET Authorized Signatories
• Appendix III-15
  Guaranty Agreement – Ginnie Mae I Single-Family (Level Payment) Mortgage-Backed Securities
• Appendix III-16
  Guaranty Agreement – Ginnie Mae I Graduated Payment and Growing Equity Mortgage-Backed Securities
• Appendix III-17
  Guaranty Agreement – Ginnie Mae I Serial Note Securities
• Appendix III-18
  Guaranty Agreement – Ginnie Mae I Manufactured Home Mortgage-Backed Securities
• Appendix III-19
  Guaranty Agreement – Ginnie Mae I Project Loan Securities
• Appendix III-20
  Guaranty Agreement – Ginnie Mae I Construction Loan Securities
• Appendix III-21
  Certification Requirements for the Pooling of Multifamily Mature Loan Program
• Appendix III-22
  Custodian's Certification for Construction Securities (form HUD 11732)
• Appendix III-23
  Guaranty Agreement – Ginnie Mae II Single-Family (Level Payment) Mortgage-Backed Securities
• Appendix III-24
  Guaranty Agreement – Ginnie Mae II Adjustable Rate Mortgage-Backed Securities
• Appendix III-25
  Guaranty Agreement – Ginnie Mae II Graduated Payment and Growing Equity Mortgage-Backed Securities
• Appendix III-26
  Guaranty Agreement – Ginnie Mae II Manufactured Home Mortgage-Backed Securities

IV. The Prospectus, Securities, and Securities Marketing

• Appendix IV-1
  Securities Marketing and Trading Requirements
• Appendix IV-2
  Instructions for Issuance of Ginnie Mae Mortgage-Backed Securities through Book-Entry
• Appendix IV-3
  Form of Detached Assignment and Special Form of Detached Assignment for United States Registered Securities (form PD 1832)
• Appendix IV-4
  Prospectus – Ginnie Mae I Mortgage-Backed Securities (Single-Family Mortgages) (form HUD 11717) (SF and BD pools)
• Appendix IV-5
  Prospectus – Ginnie Mae I Mortgage-Backed Securities (Graduated Payment Mortgages) (form HUD 11747) (GP and GT pools)
• Appendix IV-6
  Prospectus – Ginnie Mae I Mortgage-Backed Securities (Growing Equity Mortgages) (form HUD 11712) (GA and GD pools)
• Appendix IV-7
  Prospectus – Ginnie Mae I Mortgage-Backed Serial Notes (Single-Family Mortgages) (form HUD 1734) (SN pools)
• Appendix IV-8
  Prospectus – Ginnie Mae I Mortgage-Backed Securities (Manufactured Home Loans, including Combination Loans on Manufactured Homes and Lots) (form HUD 11728) (MH pools)
• Appendix IV-9
  Prospectus – Ginnie Mae I Mortgage-Backed Securities (Project Loan Securities) (form HUD 1724) (PL, PN, LM, LS and RX pools)
• Appendix IV-10
  Prospectus – Ginnie Mae I Mortgage-Backed Securities (Construction and Permanent Project Loan Securities) (form HUD 1731) (CL and CS pools)
• Appendix IV-11
  Form of Certificate – Mortgage-Backed Certificate (Ginnie Mae I - SF, BD, GPM, GEM and MH Pools)
• Appendix IV-12
  Form of Certificate – Mortgage-Backed Serial Note Certificate (Ginnie Mae I SN Pools)
• Appendix IV-13
  Reserved
• Appendix IV-14
  Form of Certificate – (Project Loan) Mortgage-Backed Certificate (Ginnie Mae I PL and Level Payment LM and LS Pools)
• Appendix IV-15
  Form of Certificate – (Project Non-level Payment Loan) Mortgage-Backed Certificate (Ginnie Mae I - PN and Non-Level Payment LM, RX and LS Pools)
• Appendix IV-16
  Form of Certificate – Mortgage-Backed Construction Loan Certificate (Ginnie Mae I - CL Pools)
• Appendix IV-17
  Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities; Applicable to Ginnie Mae I SF (Level Payment), BD, GPM, GEM and MH Loan Pools
• Appendix IV-18
  Form of Certificate - Ginnie Mae I (CS Pools) Mortgage-Backed Construction Loan Certificate
• Appendix IV-19
  Reserved
• Appendix IV-20
  Prospectus – Ginnie Mae II Mortgage-Backed Securities (Single-Family Mortgages) (form HUD 11717-II) (SF pools)
• Appendix IV-21
  Prospectus – Ginnie Mae II Mortgage-Backed Securities (Adjustable Rate Mortgages) (form HUD 11772-II) (AR and AQ pools)
• Appendix IV-22
  Prospectus – Ginnie Mae II Mortgage-Backed Securities (Graduated Payment Mortgages) (form HUD 11747-II) (GP and GT pools)
• Appendix IV-23
  Prospectus – Ginnie Mae II Mortgage-Backed Securities (Growing Equity Mortgages) (form HUD 11712-II) (GA and GD pools)
• Appendix IV-24
  Prospectus – Ginnie Mae II Mortgage-Backed Securities (Manufactured Home Loans, including Combination Loans on Manufactured Homes and Lots) (form HUD 11728-II) (MH pools)
• Appendix IV-25
  Form of Certificate – Mortgage-Backed Certificate (Ginnie Mae II SF, GPM, GEM, and MH Pools)
• Appendix IV-26
  Form of Certificate – Mortgage-Backed Certificate (Ginnie Mae II Adjustable Rate Mortgage ("ARM") Pools and Loan Packages)
• Appendix IV-27
  Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities: Applicable to Ginnie Mae II SF, GPM, GEM, and MH Mortgage Loan Pools
• Appendix IV-28
  Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities: Applicable to Ginnie Mae II ARM Mortgage Loan Pools
• Appendix IV-A - Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities: Applicable to Ginnie Mae I CL Pools
• Appendix IV-B - Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities: Applicable to Ginnie Mae I PL and Level Payment LM and LS Pools
• Appendix IV-C - Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities: Applicable to Ginnie Mae I PN and Non-Level Payment LM, LS and RX Pools
• Appendix IV-D - Partial Statement of Terms Included in Book-Entry Ginnie Mae Mortgage-Backed Securities: Applicable to Ginnie Mae I CS Pools

V. Document Custodians - Eligibility and Requirements

• Appendix V-1
  Ginnie Mae Mortgage-Backed Securities Program, Document Custodian Manual (1.6MB)
• Appendix V-2
  Attestations of Original Principal Balances for Loans in Ginnie Mae Pools or Loan Packages Past Due for Final Certification
• Appendix V-3
  Attestations of Remaining Principal Balances for Loans in Ginnie Mae Pools or Loan Packages Past Due for Recertification
• Appendix V-4
  Recertification Extension Request
• Appendix V-5
  Request for Release of Documents (form HUD 11708)

VI. Pool Administration

• Appendix VI-1
  Pool Advance Agreement
• Appendix VI-2
  Form Letter for Loan Repurchase
• Appendix VI-3
  Forms of Irrevocable Unconditional Letter of Credit and Transfer of Letter of Credit
• Appendix VI-4
  Issuer's Monthly Accounting Report (form HUD 11710-A) and Liquidation Schedule (form HUD 11710-E)
• Appendix VI-5
  Issuer's Monthly Summary Report (form HUD 11710-D)
• Appendix VI-6
  Graduated Payment Mortgage or Growing Equity Mortgage Pool or Loan Package Composition (form HUD 11748-A)
• Appendix VI-7
  Reserved
• Appendix VI-8
  Excess Funds Agreement
• Appendix VI-9
  Request for Reimbursement of Mortgage Insurance Claim Costs
• Appendix VI-10
  Issuer's Monthly Remittance Advice (form HUD 11714)
• Appendix VI-11
  Issuer's Monthly Serial Note Remittance Advice (form HUD 11714SN)
• Appendix VI-12
  Issuer's Monthly Serial Notes Accounting Schedule (form HUD 1710-B)
• Appendix VI-13
  Project Pool Report (form HUD 1710-C)
• Appendix VI-14
  Reserved
• Appendix VI-15
  Remittance Advice
• Appendix VI-16
  Addendum to Monthly Accounting Report – Adjustable Rate Mortgage Pool or Loan Package (form HUD 11748-C)

VII. Reporting Remaining Balances

• Appendix VII-1
  RPB Submission Formats

VIII. Transfer of Responsibility/Pledges of Servicing

• Appendix VIII-1
  Acknowledgement Agreement and Accompanying Documents – Pledge of Servicing
• Appendix VIII-2
  Transfer Agreement
• Appendix VIII-3
  Assignment Agreement
• Appendix VIII-4
  The Pool Transfer System (PTS)

IX. Audits

• Appendix IX-1
  Excerpts from Consolidated Audit Guide for Auditors of HUD Programs (Handbook No. IG 2000.04 Rev. 2) - Chapters 1, 2, and 6

X. Conversion

• Appendix X-1
  Investor Conversion Consent
• Appendix X-2
  Issuer Conversion Request

XI. Disaster Assistance

• Appendix XI-1
  Request for Disaster Assistance
• Appendix XI-2
  Supervisory Agreement
• Appendix XI-3
  Wire Instructions to Transmit Funds to Issuer From Ginnie Mae
• Appendix XI-4
  Instructions to Remit Funds to Ginnie Mae Via Electronic Funds Transfer
• Appendix XI-5
  Transmittal Form Letter Requesting Buyout Disaster Relief (With Loan List Attached)
• Appendix XI-6
  SSCRA Loan Eligibility Information
• Appendix XI-7
  SSCRA Monthly Accounting Report Procedures
• Appendix XI-8
  SSCRA Quarterly Reimbursement Request
• Appendix XI-9
  SSCRA Eligibility and Reimbursement Files

XII. Statutes and Regulations

• Appendix XII-1
  Secondary Market for Mortgage Loans — Excerpts from the National Housing Act, Title III, National Mortgage Associations
• Appendix XII-2
  Applicable Ginnie Mae Regulations
• Appendix XII-3
  United States Treasury Department - General Regulations with respect to United States Securities: Department Circular No. 300 - Fourth Revision, Subpart B - Registration
• Appendix XII-4
  Letter from Securities and Exchange Commission
• Appendix XII-5
  Letter from Department of Justice
• Appendix XII-6
  Letter from The Secretary of the Treasury
• Appendix XII-7
  Letter from The Administrator of National Banks
• Appendix XII-8
  Letter from Board of Governors of the Federal Reserve System

Forms are annotated as "PDF" or as "PDF Fillable." A "PDF Fillable" form contains fields in which users can type data to complete and print the form. Acrobat Reader will not save completed forms, so please be sure to print completed forms before closing them.

• HUD-11700 (PDF Fillable)
  Letter of Transmittal for Commitment Authority and/or Pool Numbers
• HUD-11701 (PDF Fillable)
  Application for Approval FHA Lender and/or Ginnie Mae Mortgage-Backed Securities Issuer
• HUD-11702 (PDF Fillable)
  Resolution of Board of Directors and Certificate of Authorized Signatures
• HUD-11704 (PDF Fillable)
  Commitment to Guarantee Mortgage-Backed Securities
• HUD-11705 (PDF Fillable)
  Schedule of Subscribers and Ginnie Mae Guaranty Agreement
• HUD-11706 (PDF Fillable)
  Schedule of Pooled Mortgages
• HUD-11707 (PDF Fillable)
  Master Servicing Agreement
• HUD-11708 (PDF Fillable)
  Request for Release of Documents
• HUD-11709 (PDF Fillable)
  Master Agreement for Servicer's Principal and Interest Custodial Account
• HUD-11709-A (PDF Fillable)
  ACH Debit Authorization
• HUD-11710-A (PDF)
  Issuer's Monthly Accounting Report
• HUD-1710-B (PDF)
  Issuer's Monthly Serial Notes Accounting Schedule
• HUD-1710-C (PDF)
  Project Pool Report: Guaranty Program — Mortgage-Backed Securities
• HUD-11710-D (PDF Fillable)
  Issuer's Monthly Summary Report
• HUD-11710-E (PDF)
  Liquidation Schedule
• HUD-11711-A (PDF Fillable)
  Release of Security Interest
• HUD-11711-B (PDF Fillable)
  Certification and Agreement
• HUD-11712 (PDF)
  Prospectus GNMA I Growing Equity Mortgages
• HUD-11712-II (PDF)
  Prospectus GNMA II Growing Equity Mortgages
• HUD-11714 (PDF Fillable)
  Issuer's Monthly Remittance Advice
• HUD-11714SN (PDF Fillable)
  Issuer's Monthly Serial Note Remittance Advice
• HUD-11715 (PDF Fillable)
  Master Custodial Agreement
• HUD-11717 (PDF)
  Prospectus GNMA I Single-Family Mortgages
• HUD-11717-II (PDF)
  Prospectus GNMA II Single-Family Mortgages
• HUD-11720 (PDF Fillable)
  Master Agreement for Servicer's Escrow Custodial Account
• HUD-11728 (PDF)
  Prospectus GNMA I Manufactured Home Loans
• HUD-11728-II (PDF)
  Prospectus GNMA II Manufactured Home Loans
• HUD-11732 (PDF Fillable)
  Custodian's Certification for Construction Securities
• HUD-11738 (PDF)
  Deposit Agreement
• HUD-11747 (PDF)
  Prospectus GNMA I Graduated Payment Mortgages
• HUD-11747-II (PDF)
  Prospectus GNMA II Graduated Payment Mortgages
• HUD-11748-A (PDF)
  Graduated Payment Mortgage or Growing Equity Mortgage Pool or Loan Package Composition
• HUD-11748-C (PDF)
  Addendum to Monthly Accounting Report: Adjustable Rate Mortgage Pool or Loan Package
• HUD-11772-II (PDF)
  Prospectus GNMA II Adjustable Rate Mortgages