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RRB Form IB-2 (3-04): Railroad Retirement and Survivor Benefits
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Introduction

Employee and Spouse Annuities

Survivor Benefits

Retirement and Survivor Information

Railroad Retirement Annuity Formula Components

IB-2 Facts and Figures

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The Railroad Retirement Act is a Federal law that provides retirement and disability annuities for qualified railroad employees, spouse annuities for their wives or husbands, and survivor benefits for the families of deceased employees who were insured under the Act.  These benefit programs are administered by the U.S. Railroad Retirement Board.  It also administers the Railroad Unemployment Insurance Act, and has administrative responsibilities under the Social Security Act for certain benefit payments and railroad workers' Medicare coverage.

This publication describes the retirement and disability annuities provided for employees under the Railroad Retirement Act, and the benefits available to their spouses and survivors.  Medicare and unemployment-sickness insurance payments are described in separate publications. 

The information in this publication supersedes earlier editions.  If you have any questions about the information covered in this publication, or if you want one of the Railroad Retirement Board's pamphlets on Medicare or unemployment and sickness insurance benefits, contact one of the Board's field offices.  The personnel there will be glad to answer your questions and explain your benefit rights.  Cities with these offices are listed at the back of this publication.

See U.S. Railroad Retirement Board Offices for a list of cities with these offices.

In addition, a toll-free Help Line is available at 1-800-808-0772, which can be used to obtain the addresses and telephone numbers of the Board's field offices.  Employees can use the Help Line to obtain statements of creditable service and compensation, and beneficiaries on the rolls can use it to request a letter showing their current monthly benefit rate or secure a replacement Medicare card.  Information on unemployment-sickness benefits can also be obtained by using the Help Line, which is available 24 hours a day, 7 days a week.  

Most of the toll-free Help Line services are also available through the Board's Web site at www.rrb.gov, which also includes publications that may be downloaded.  A new service provides employee and spouse annuity estimates online, as part of the Board's plan to allow the railroad public to conduct its business with the agency online.  The Web site is in any case a source of information on railroad retirement and unemployment-sickness benefits and the Board's operations.

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