Back to Ginnie Mae Loan Level Processing Main Page

ADP Codes

Automated Data Processing (ADP) Codes

This page provides information on commonly used Automated Data Processing (ADP) codes used in processing FHA-insured home mortgages. They are presented according to the Section of the National Housing Act under which FHA loans are insured. Additional information about the ADP code categories and FHA insurance funds is included in the Notes section of this page.

Section of the Act Description ADP Code for DE ADP Code for VA CRV ADP Code if pursuant to 223(e) ADP Code for HUD FHA Insurance Fund

203(b) Mutual Mortgage 703 503 303 203 MMI
(303=SRI)

203(b) FNMA Direct Financing -- 550 -- 250 MMI

203(b) Adjustable Rate Mortgage (ARM) 729 529 -- 229 MMI

203(b) 223(e) Adjustable Rate Mortgage (ARM) 829 -- -- -- SRI

203(b) VA CRV 223(e) Mortgage 792 -- 392 -- SRI

203(b) Hawaiian Homelands (HHL) 759 -- -- 259 GI

203(b) Hawaiian Homelands/Adj Rate Mtg (HHL/ARM) 780 -- -- 280 GI

203(b) Hawaiian Homelands/Interest Buy-down (HHL/IBD) 811 -- -- 411 GI

203(b) Indian Lands (IL) 783 583 -- 283 GI

203(b) Indian Lands/Adjustable Rate Mortgage (IL/ARM) 788 588 -- 288 GI

203(b) Indian Lands (Salamanca, NY) (IL) -- 591 -- 291 SRI

203(b)/238(c) Military Impact Area (MIA) 774 574 374 274 SRI

203(b)/238(c)/245(a) Military Impact Area/Grad Pymt Mtg (MIA/GPM) 776 576 -- 276 SRI

203(b)/245(a) Graduated Payment Mortgage (GPM) 770 570 -- 270 MMI

203(b)/245(a) Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM) 741 541 341 241 MMI
(341=SRI)

203(b)/245(a) Grad Pymt Mtg/Interest Buy-down (GPM-IBD) 763 563 -- 263 MMI

203(b)/245(a) Grad Pymt Mtg/Indian Lands (GPM/IL) 787 587 -- 287 GI

203(b)/245(a) Grad Pymt Mtg/Indian Lands/GEM (GPM/IL/GEM) 782 582 -- 282 GI

203(b)/245(a) Grad Pymt Mtg/Hawaiian Homelands (GPM/HHL) 793 -- -- 293 GI

203(k) Improvements/First Lien 702 502 302 202 GI
(302=SRI)

203(k) 223(e)/Direct Endorsement 802 -- -- -- SRI

203(k) Second Lien 753 553 353 253 GI
(353=SRI)

203(k) Adjustable Rate Mortgage (ARM) 730 530 -- 230 GI

203(k)/245(a) Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM) 754 554 -- 254 GI

203(k) Escrow Commitment 707 -- -- 207 GI

203(k) Energy Efficiency Mortgage (EEM) 807 507 307 -- GI
(307=SRI)

203(k) Hawaiian Homelands (HHL) 808 -- -- 408 GI

203(k) Hawaiian Homelands/Interest Buy-down (HHL/IBD) 805 -- -- 405 GI

203(k) Indian Lands (IL) 801 -- -- 401 GI

203(k) Condominium 804 -- -- 404 GI

203(k) Condominium/Adjustable Rate Mortgage (ARM) 815 -- -- 415 GI

203(k) Condominium/Interest Buy-down (IBD) 812 -- -- 412 GI

203(k) Interest Buy-down (IBD) 813 -- -- 413 GI

203(n) Cooperative - Individual Unit -- 560 360 260 MMI
(360=SRI)

203(n)/245(a) Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM) -- 547 -- 247 MMI

213 Cooperative - Sales - Type Releases -- 513 313 213 GI
(313=SRI)

220(d)(3) Urban Renewal 720 520 320 220 GI
(320=SRI)

220(h) Improvements 719 519 -- 219 GI

234(c) Condominium 734 534 334 234 GI
(334=SRI)

234(c) Adjustable Rate Mortgage (ARM) 731 531 -- 231 GI

234(c)/238(c)/245(a) Military Impact Area/Grad Pymt Mtg (MIA/GPM) 777 577 -- 277 SRI

234(c)/245(a) Graduated Payment Mortgage (GPM) 771 571 -- 271 GI

234(c)/245(a) Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM) 742 542 342 242 GI
(342=SRI)

235(r) REV Homeownership Assistance/Refinance 765 -- -- 165 SRI

235(r) REV Refinance (Special Allocation No. 1) 755 -- -- 155 SRI

235(r) REV Refinance (Recap/Special Allocation No. 1) 756 -- -- 156 SRI

235(r) REV Refinance (Recap/Other than Spcl Allctn No. 1) 766 -- -- 166 SRI

235(r) REV Refinance of Ten-year Subsidy Mortgage 746 -- -- 146 SRI

240 Fee Simple Title 740 540 -- 240 GI

255 Home Equity Conversion Mortgage (HECM) Assignment/Fixed 951 -- -- 911 GI

255 Home Equity Conv Mtg - Assignment/(ARM) 952 -- -- 912 GI

255 Home Equity Conv Mtg - Shared Premium/Fixed 953 -- -- 913 GI

255 Home Equity Conv Mtg - Shared Premium/(ARM) 954 -- -- 914 GI

255 Home Equity Conv Mtg - Shared Appreciation/Fixed 955 -- -- 915 GI

255 Home Equity Conv Mtg - Shared Appreciation/(ARM) 956 -- -- 916 GI

255 Home Equity Conv Mtg - Condominium/Fixed 957 -- -- 917 GI

255 Home Equity Conv Mtg - Condominium/(ARM) 958 -- -- 918 GI

Other Sections - Military Impact Area (MIA) 779 579 379 279 SRI

All MMI Sections - 3% Down Payment Program (3%DPMT) 748 548 348 248 MMI
(348=SRI)

All GI Sections - 3% Down Payment Program (3%DPMT) 749 549 349 249 GI
(349=SRI)

All MMI Sections - Interest Buy-down (excl Coinsurance and 245(a)) (IBD) 796 596 -- 296 MMI

All GI Sections - Interest Buy-down (IBD) 797 597 -- 297 GI

All SRI Sections - Interest Buy-down (IBD) 798 598 398 298 SRI

Section of the Act	Description	ADP Code for DE	ADP Code for VA CRV	ADP Code if pursuant to 223(e)	ADP Code for HUD	FHA Insurance Fund
203(b)	Mutual Mortgage	703	503	303	203	MMI (303=SRI)
203(b)	FNMA Direct Financing	--	550	--	250	MMI
203(b)	Adjustable Rate Mortgage (ARM)	729	529	--	229	MMI
203(b)	223(e) Adjustable Rate Mortgage (ARM)	829	--	--	--	SRI
203(b)	VA CRV 223(e) Mortgage	792	--	392	--	SRI
203(b)	Hawaiian Homelands (HHL)	759	--	--	259	GI
203(b)	Hawaiian Homelands/Adj Rate Mtg (HHL/ARM)	780	--	--	280	GI
203(b)	Hawaiian Homelands/Interest Buy-down (HHL/IBD)	811	--	--	411	GI
203(b)	Indian Lands (IL)	783	583	--	283	GI
203(b)	Indian Lands/Adjustable Rate Mortgage (IL/ARM)	788	588	--	288	GI
203(b)	Indian Lands (Salamanca, NY) (IL)	--	591	--	291	SRI
203(b)/238(c)	Military Impact Area (MIA)	774	574	374	274	SRI
203(b)/238(c)/245(a)	Military Impact Area/Grad Pymt Mtg (MIA/GPM)	776	576	--	276	SRI
203(b)/245(a)	Graduated Payment Mortgage (GPM)	770	570	--	270	MMI
203(b)/245(a)	Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM)	741	541	341	241	MMI (341=SRI)
203(b)/245(a)	Grad Pymt Mtg/Interest Buy-down (GPM-IBD)	763	563	--	263	MMI
203(b)/245(a)	Grad Pymt Mtg/Indian Lands (GPM/IL)	787	587	--	287	GI
203(b)/245(a)	Grad Pymt Mtg/Indian Lands/GEM (GPM/IL/GEM)	782	582	--	282	GI
203(b)/245(a)	Grad Pymt Mtg/Hawaiian Homelands (GPM/HHL)	793	--	--	293	GI

203(k)	Improvements/First Lien	702	502	302	202	GI (302=SRI)
203(k)	223(e)/Direct Endorsement	802	--	--	--	SRI
203(k)	Second Lien	753	553	353	253	GI (353=SRI)
203(k)	Adjustable Rate Mortgage (ARM)	730	530	--	230	GI
203(k)/245(a)	Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM)	754	554	--	254	GI
203(k)	Escrow Commitment	707	--	--	207	GI
203(k)	Energy Efficiency Mortgage (EEM)	807	507	307	--	GI (307=SRI)
203(k)	Hawaiian Homelands (HHL)	808	--	--	408	GI
203(k)	Hawaiian Homelands/Interest Buy-down (HHL/IBD)	805	--	--	405	GI
203(k)	Indian Lands (IL)	801	--	--	401	GI
203(k)	Condominium	804	--	--	404	GI
203(k)	Condominium/Adjustable Rate Mortgage (ARM)	815	--	--	415	GI
203(k)	Condominium/Interest Buy-down (IBD)	812	--	--	412	GI
203(k)	Interest Buy-down (IBD)	813	--	--	413	GI

203(n)	Cooperative - Individual Unit	--	560	360	260	MMI (360=SRI)
203(n)/245(a)	Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM)	--	547	--	247	MMI

213	Cooperative - Sales - Type Releases	--	513	313	213	GI (313=SRI)

220(d)(3)	Urban Renewal	720	520	320	220	GI (320=SRI)
220(h)	Improvements	719	519	--	219	GI

234(c)	Condominium	734	534	334	234	GI (334=SRI)
234(c)	Adjustable Rate Mortgage (ARM)	731	531	--	231	GI
234(c)/238(c)/245(a)	Military Impact Area/Grad Pymt Mtg (MIA/GPM)	777	577	--	277	SRI
234(c)/245(a)	Graduated Payment Mortgage (GPM)	771	571	--	271	GI
234(c)/245(a)	Grad Pymt Mtg/Growing Equity Mtg (GPM/GEM)	742	542	342	242	GI (342=SRI)

235(r) REV	Homeownership Assistance/Refinance	765	--	--	165	SRI
235(r) REV	Refinance (Special Allocation No. 1)	755	--	--	155	SRI
235(r) REV	Refinance (Recap/Special Allocation No. 1)	756	--	--	156	SRI
235(r) REV	Refinance (Recap/Other than Spcl Allctn No. 1)	766	--	--	166	SRI
235(r) REV	Refinance of Ten-year Subsidy Mortgage	746	--	--	146	SRI

240	Fee Simple Title	740	540	--	240	GI

255	Home Equity Conversion Mortgage (HECM) Assignment/Fixed	951	--	--	911	GI
255	Home Equity Conv Mtg - Assignment/(ARM)	952	--	--	912	GI
255	Home Equity Conv Mtg - Shared Premium/Fixed	953	--	--	913	GI
255	Home Equity Conv Mtg - Shared Premium/(ARM)	954	--	--	914	GI
255	Home Equity Conv Mtg - Shared Appreciation/Fixed	955	--	--	915	GI
255	Home Equity Conv Mtg - Shared Appreciation/(ARM)	956	--	--	916	GI
255	Home Equity Conv Mtg - Condominium/Fixed	957	--	--	917	GI
255	Home Equity Conv Mtg - Condominium/(ARM)	958	--	--	918	GI

Other Sections - Military Impact Area (MIA)	779	579	379	279	SRI
All MMI Sections - 3% Down Payment Program (3%DPMT)	748	548	348	248	MMI (348=SRI)
All GI Sections - 3% Down Payment Program (3%DPMT)	749	549	349	249	GI (349=SRI)
All MMI Sections - Interest Buy-down (excl Coinsurance and 245(a)) (IBD)	796	596	--	296	MMI
All GI Sections - Interest Buy-down (IBD)	797	597	--	297	GI
All SRI Sections - Interest Buy-down (IBD)	798	598	398	298	SRI

Notes

1. ADP Code for DE: Under the Direct Endorsement Program (DE), the mortgagee assumes responsibility for the obligation of the mortgage loan without prior HUD review.

2. ADP Code for VA CRV: Department of Veterans Affairs Certificate of Reasonable Value.

3. ADP Code if pursuant to 223(e): All mortgages insured pursuant to Section 223(e) are obligations of the Special Risk Insurance Fund.

4. ADP Code for HUD: HUD-processed cases.

5.
FHA Insurance Fund:

MMI = Mutual Mortgage Insurance
GI = General Insurance
SRI = Special Risk Insurance

Top of Page

Revised: May 2, 2002

Back to Ginnie Mae Loan Level Processing Main Page

1.	ADP Code for DE: Under the Direct Endorsement Program (DE), the mortgagee assumes responsibility for the obligation of the mortgage loan without prior HUD review.
2.	ADP Code for VA CRV: Department of Veterans Affairs Certificate of Reasonable Value.
3.	ADP Code if pursuant to 223(e): All mortgages insured pursuant to Section 223(e) are obligations of the Special Risk Insurance Fund.
4.	ADP Code for HUD: HUD-processed cases.
5.	FHA Insurance Fund:
	MMI = Mutual Mortgage Insurance GI = General Insurance SRI = Special Risk Insurance