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Direct Loan Consolidation
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| Services for borrowers, schools, and loan holders participating in direct consolidation loans. This program simplifies loan repayment, lowers interest rates and monthly payments, extends the time permitted for repayment, increases manageability of debt, and makes borrowers less prone to default.
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Direct Loan Repayment Book
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| If you are participating in the Direct Loan program, this booklet explains the repayment plans and helps you choose the one that is best for you. Includes suggestions on when and how to switch repayment plans and answers to frequently asked questions.
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Direct Loan Repayment Calculators
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| Descriptions of four possible repayment plans for students repaying Direct Loans: standard, extended, graduated, and income contingent.
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Facts About Discharging Your Student Loan
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| If your school closed, owes you a refund, forged your signature, or certified your loan even though you didn't have the ability to benefit from the coursework, then you may qualify to have your student loan debt reduced or discharged.
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FSA Ombudsman: Help for Student Loan Borrowers
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| Helps resolve disputes and solve other problems with federal student loans.
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Guide to Defaulted Student Loans
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| Information for students on how to repay their defaulted student loans (including Federal Family Education Loans (FFEL), Direct Loans, Federal Stafford Loans, Federal PLUS Loans, Federal Perkins Loans, Federal Pell Grants and Federal Supplemental Educational Opportunity Grants).
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Loan Consolidation
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| Combine your federal education loans into a single loan with one monthly payment, which can be significantly lower than the payment under the standard 10-year repayment option.
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Loan Rehabilitation
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| If you have defaulted student loans, you may be interested in the loan rehabilitation program. Make 12 consecutive monthly payments that are reasonable and affordable, and your loan will be reinsured.
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Options for Postponing Repayment
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| Learn how to postpone repayments of student loans through deferments and forbearances.
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Repaying Student Loans
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| What you need to know about repaying your student loan.
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Teaching Service Cancellation/Deferment Options
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| If you're a teacher serving in a low-income or subject-matter shortage area, it might be possible for you to cancel or defer your student loans.
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