|
|
 |
Direct Loan Consolidation
|
| Services for borrowers, schools, and loan holders participating in direct consolidation loans. This program simplifies loan repayment, lowers interest rates and monthly payments, extends the time permitted for repayment, increases manageability of debt, and makes borrowers less prone to default.
GO > |
|
|
Direct Loan Repayment Book
|
| If you are participating in the Direct Loan Program, this booklet explains the repayment plans and helps you choose the one that is best for you. Includes suggestions on when and how to switch repayment plans and answers to frequently asked questions.
GO > |
|
|
Direct Loan Repayment Calculators
|
| Descriptions of four possible repayment plans for students repaying Direct Loans: standard, extended, graduated, and income contingent.
GO > |
|
|
Direct Loan Servicing Online
|
| Allows borrowers to manage their accounts, download their 1098-E Tax information, make online payments, and receive bills electronically.
GO > |
|
|
Directory of State Guaranty Agencies
|
| Find guaranty agencies in your state.
GO > |
|
|
Facts About Discharging Your Student Loan
|
| If your school closed, owes you a refund, forged your signature, or certified your loan even though you didn't have the ability to benefit from the coursework, then you may qualify to have your student loan debt reduced or discharged.
GO > |
|
|
FSA - Loan Consolidation
|
| Combine your federal education loans into a single loan with one monthly payment, which can be significantly lower than the payment under the standard 10-year repayment option.
GO > |
|
|
FSA Ombudsman: Help for Student Loan Borrowers
|
| Helps resolve disputes and solve other problems with federal student loans.
GO > |
|
|
FSA Portal - Parent Loans
|
| If you are parent with an acceptable credit history and pay the education expenses of a child who is a dependent student enrolled at least half-time in an eligible program at an eligible school, then you can borrow a PLUS Loan.
GO > |
|
|
Guide to Defaulted Student Loans
|
| Information for students on how to repay defaulted student loans, including Federal Family Education Loans (FFEL), Direct Loans, Federal Stafford Loans, Federal PLUS Loans, Federal Perkins Loans, Federal Pell Grants, and Federal Supplemental Educational Opportunity Grants.
GO > |
|
|
Loan Rehabilitation
|
| If you have defaulted student loans, you may be interested in the loan rehabilitation program.
GO > |
|
|
National Student Loan Data System (NSLDS) Student Access
|
| ED's central database for student aid. NSLDS receives data from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other ED programs. It provides an integrated view of Title IV loans and Pell grants, which are tracked through their entire cycle, from aid approval through closure.
GO > |
|
|
Options for Postponing Repayment
|
| Learn how to postpone repayments of student loans through deferments and forbearances.
GO > |
|
|
Repaying Student Loans
|
| What you need to know about repaying your student loan.
GO > |
|
|
Teaching Service Cancellation/Deferment Options
|
| If you're a teacher serving in a low-income or subject-matter shortage area, it might be possible for you to cancel or defer your student loans.
GO > |
|
|
|
