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Direct Loan Consolidation
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| Services for borrowers, schools, and loan holders participating in direct consolidation loans. This program simplifies loan repayment, lowers interest rates and monthly payments, extends the time permitted for repayment, increases manageability of debt, and makes borrowers less prone to default.
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Direct Loan Repayment Book
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| If you are participating in the Direct Loan program, this booklet explains the repayment plans and helps you choose the one that is best for you. Includes suggestions on when and how to switch repayment plans and answers to frequently asked questions.
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Direct Loan Repayment Calculators
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| Descriptions of four possible repayment plans for students repaying Direct Loans: standard, extended, graduated, and income contingent.
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Direct Loan Servicing Online
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| Allows borrowers to manage their accounts, download their 1098-E Tax information, make online payments, and receive bills electronically.
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Directory of State Guaranty Agencies
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| Find guaranty agencies in your state.
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Facts About Discharging Your Student Loan
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| If your school closed, owes you a refund, forged your signature, or certified your loan even though you didn't have the ability to benefit from the coursework, then you may qualify to have your student loan debt reduced or discharged.
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FSA Ombudsman: Help for Student Loan Borrowers
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| Helps resolve disputes and solve other problems with federal student loans.
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Guide to Defaulted Student Loans
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| If you are in default on your student loan, find out about options that can help you repay your student loans.
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Loan Consolidation
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| Combine your federal education loans into a single loan with one monthly payment, which can be significantly lower than the payment under the standard 10-year repayment option.
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Loan Rehabilitation
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| If you have defaulted student loans, you may be interested in the loan rehabilitation program. Make 12 consecutive monthly payments that are reasonable and affordable, and your loan will be reinsured.
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National Student Loan Data System (NSLDS) Student Access
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| ED's central database for student aid. NSLDS receives data from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other ED programs. It provides an integrated view of Title IV loans and Pell grants.
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Options for Postponing Repayment
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| Learn how to postpone repayments of student loans through deferments and forbearances.
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Repaying Student Loans
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| What you need to know about repaying your student loan.
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Teaching Service Cancellation/Deferment Options
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| If you're a teacher serving in a low-income or subject-matter shortage area, you may be eligible to cancel or defer your student loans.
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