The Federal Employees Health Benefits (FEHB)
The Federal Employees Health Benefits
(FEHB) Program can help you to meet your health care needs. Federal
employees, retirees and their survivors enjoy the widest selection
of health plans in the country. You can choose from among Fee-for-Service
(FFS) plans, regardless of where you live, or Plans offering a
Point-of-Service (POS) Product and Health Maintenance Organizations
(HMO) if you live (or sometimes if you work) within the area serviced
by the plan. Some FFS plans are open to all enrollees, but some
require that you join the organization that sponsors the plan.
Some plans limit enrollment to certain employee groups. Membership
requirements and/or limitations also apply to any POS product
the FFS plan may be offering.
Managed care is an important part of the FEHB Program. Common
features of managed care are pre-approval of hospital stays, the
use of primary care providers as "gatekeepers" to coordinate
your medical care, and networks of physicians and other providers.
Federal employees are fortunate to be able to choose from many
different health plans competing for your business.
The Office of Personnel Management's website at www.opm.gov/insure
allows you to compare the costs, benefits, and features of different
plans. Starting in October 2000, Federal employees can use pre-tax
dollars to pay health insurance premiums to the Federal Employees
Health Benefits Program under a new "Premium Conversion"
program. Premium conversion uses Federal tax rules which allows
employees to deduct their share of health insurance premiums from
their taxable income, thereby reducing their taxes. This plan
is similar to the private sector, which has allowed employees
to deduct health insurance premiums from their taxable incomes
for many years.
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Long Term Care Insurance (LTC)
The Office of Personnel Management
(OPM) will sponsor a high-quality long term care insurance program
effective in October 2002. It's insurance to help pay for long
term care services you may need if you can't take care of yourself
because of an extended illness or injury, or an age-related disease.
Long term care insurance can provide broad, flexible benefits
for nursing home care, care in an assisted living facility, care
in your home, adult day care, hospice care and more. LTC insurance
can supplement care provided by family members, reducing the burden
you place on them. For more information on the program, you can
visit the Office of Personnel Management's website at www.opm.gov/insure/ltc.
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Retirement
Library staff are covered under
one of two retirement plans: FERS or CSRS. The Federal Employees
Retirement System (FERS) covers almost all new Federal civilian
employees hired after 1983. It was designed in response to changing
times and Federal workforce needs. Many of its features are "portable"
so that employees who leave Federal employment may still qualify
for the benefits. The new retirement system is flexible. Covered
employees are able to choose what is best for their individual
situation. The retirement system is a three tiered retirement
plan. The three components are Social Security Benefits, Basic
Benefit Plan, and Thrift Saving Plan Benefits. Retirement benefits
under the Civil Service Retirement System (CSRS) are financed
by both the employee and Government contributions to the retirement
fund, and provide benefits based on length of service and the
average salary over the highest three years of pay. This retirement
system covers most Federal civilian employees hired before 1983.
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Thrift Savings Plan (TSP)
The Thrift Savings Plan (TSP) is
a retirement savings and investment plan for Federal employees.
The purpose of the TSP is to provide retirement income. It offers
Federal civilian employees the same type of savings and tax benefits
that many private corporations offer their employees under so-called
"401(k)" plans. Employees covered by the Federal Employee's
Retirement System (FERS) and the Civil Service Retirement System
(CSRS) can contribute to the TSP. The rules are different for
FERS and CSRS employees.
FERS Participants - can contribute
up to thirteen percent (13%) of basic pay each pay period their
TSP accounts. They receive the following important benefits: Agency
Automatic (1%) Contributions; Agency Matching Contributions; and
immediate vesting in Agency Matching Contributions and vesting
generally in 3 years in Agency Automatic (1%) Contributions.
CSRS Participants - can contribute
up to eight percent (8%) of basic pay each pay period to their
TSP account. CSRS participants do not receive any agency contributions.
All Participants - The TSP offers
the following features: before tax savings and tax-deferred investment
earnings; low administrative and investment expenses; choice of
investments in five funds: Government Securities Investment (G)
Fund; Common Stock Index Investment (C) Fund; and Fixed Income
Index Investment (F) Fund; Small Capitalization Stock Index (S)
Fund; and the International Stock Index (I) Fund; Interfund transfers;
loans from your own contributions and earnings while you are in
Federal Service; limited in-service withdrawals for financial
hardship or after you reach age 59 ½; portable benefits
and a choice of withdrawal options after you separate from Federal
Service; spouses' rights protection for loans and withdrawals;
automated telephone service (the Thriftline) for up-to-date account
information and other services; and a web site with TSP information
and materials, including calculators for personal account projections
and on-line account transactions.
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Competitive Salaries
Cost-of-Living Allowances (COLA)
- scheduled annual pay increases.
Special Salary Rates - for certain
Information Technology positions.
Locality Pay Adjustment - for
the Washington-Metropolitan area.
Within-Grade Increases (WIG) -
increases in employee's rate of basic pay by advancement from
one step of his/her grade to the next after meeting requirements
for length of service and performance.
Quality Step Increases (QSI) -
an increase in employee's rate of basic pay through an additional
within-grade increase granted for sustained high quality performance.
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Paid Leave
Annual Leave - An employee may
use annual leave for vacations, rest and relaxation, and personal
business or emergencies. An employee has a right to take annual
leave, subject to the right of the supervisor to schedule the
time at which annual leave may be taken. Annual Leave Ceiling
- the maximum amount of annual leave that may be carried over
into the new leave year is 240 hours (30 days).
* Annual leave is prorated for part-time employees and employees
on uncommon tours of duty.
Accrual Rates:
- 3 years or less of service = ½ day (4 hours) for each
pay period
- 3 years but less than 15 years of service = 3/4 day (6 hours)
for each pay period except 1 1/4 day (10 hours) in last pay
period of the leave year
- 15 or more years of service = 1 day (8 hours) for each pay
period
Sick Leave - An employee may use
sick leave for personal medical needs, care of a family member/bereavement
purposes, and/or adoption related purposes. There are no limits
on the amount of sick leave that can be accumulated. Unused sick
leave accumulated by employees covered by the Civil Service Retirement
System will be used in the calculation of their annuities.
Accrual Rates:
- Full-time employees = ½ day (4 hours) for each biweekly
pay period
- Part-time employees = 1 hour for each 20 hours in pay status
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Family Friendly Leave Programs
Family and Medical Leave Program
Leave Transfer Program
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Paid Holidays
Ten (10) paid holidays each year:
New Years Day; Birthday of Martin Luther King, Jr.; Presidents
Day; Memorial Day; Independence Day; Labor Day; Columbus Day;
Veterans Day; Thanksgiving Day; and Christmas Day.
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Flexible Work Schedules
Flexible work schedules are offered
in many Library offices instead of traditional fixed work schedules
to allow employees to choose their arrival and departure times
to help employee's balance work and family or personal responsibilities.
Flextime Schedule - A flexitime
schedule permits a staff member to choose his/her own work hours
on a daily basis within established constraints, but shall work
eight hours each day. During the flexible time a staff member
may vary starting and stopping times within established time limits.
Compflex Schedule - A staff member
may work more or less than 40 hours per workweek provided that
the total work hours for the two-week pay period equals 80 hours.
A workday may consist of eight or nine hours and non workdays
usually include Saturday and Sunday, and Monday or Friday.
Credit Hours - Credit hours are
given for authorized work performed by an employee in excess of
his/her regularly scheduled tour of duty on any workday in order
to vary the length of a subsequent workday. Such work is compensated
by an equal amount of time off.
Compensatory Time Off - employee's
may request compensatory time off in lieu of payment for irregular
or occasional overtime work or regularly scheduled overtime work.
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Incentive Awards
Incentive awards are given to encourage
staff members to participate in improving efficiency and economy
of Government operations and to recognize and reward staff members,
individually or in groups, for their suggestions, inventions,
or special achievements which contribute to efficiency, economy,
or other improvement in Government operations. Library staff can
be considered for Honorary, Cash, On-the-Spot, Job Performance,
and Time Off awards.
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Training
Library employees receive on-the-job
training and are eligible for skill builder classes and full-length
courses offered by Library Services' Technical Processing and
Automation Instruction Office and by the Library's Internal University.
Outside training is granted based on relevancy to position and
funding.
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Transportation Subsidies
Qualified Library Staff members
receive $100.00 per month in the form of a Metrochek. Metrocheks
are distributed quarterly to be used used on the Metrorail system,
Virginia Rail Express, MARC commuter trains, county and commuter
buses and qualified commercial van pools.
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