The Rural Housing Service works with
private lenders to guarantee loans to borrowers for the construction of multi-family
housing units; community facilities; and individual homes. Most loan guarantees
issued by the Rural Housing Service are from 80-100% of the amount of the loan. The reasons investors might choose to work with the
Rural Housing Service are many. Since loan guarantees issued by RHS are backed by
the full faith and credit of the U.S. Treasury, many lenders consider RHS programs to be a
relatively risk-free way to expand portfolios.
Also, loans made possible by partnerships
between RHS and private lenders improve the economic health of rural communities.
The continued well-being of rural areas provides more opportunities for lending
institutions which invest in these communities
The following is a list of programs in
which lenders might be interested, and information about lender eligibility.
| 
