BC - 273
BANKING ISSUANCE
Comptroller of the Currency
Administrator of National Banks
Type:  Banking Circular
Subject:  Civil Money Penalties

To:  The Chief Executive Officers of All National Banks, Deputy
     Comptrollers, Department and Division Heads, and All Examining
     Personnel

This issuance transmits PPM 5000-7 (revised) dated June 16, 1993, "Civil
Money Penalties."

PPM 5000-7 (revised) sets forth the OCC's policy governing assessment of
civil money penalties (CMPs) against national banks and individuals. The
PPM explains the guidelines and procedures to be followed in determining
whether to assess a CMP and an appropriate assessment amount. The purpose
of the revised PPM is to further refine the OCC's policies and procedures
regarding the assessment of CMPs.

Questions regarding this PPM should be directed to Special Supervision at
(202) 874-4450 or the Enforcement & Compliance Division at (202) 874-4800.

Stephen R. Steinbrink
Senior Deputy Comptroller for
Bank Supervision Operations

Attachment

Date:  June 16, 1993