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Open season dates:
April 15 through June 30 and October 15 through December 31 |
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IRS
elective deferral limit for 2004: $13,000 |
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IRS
elective deferral limit for 2005: $14,000 |
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TSP
contribution limit for
FERS employees for 2005: 15% (up to the IRS limit) |
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TSP
contribution limit for
CSRS
employees for 2005: 10% (up to the IRS limit) |
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TSP
contribution limit for members of the uniformed services for 2005:
10% (up to the IRS limit) |
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An updated version of the Fact Sheet,
Annual Limit on Elective Deferrals, is
now available in Forms & Publications on this Web site. |
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Participant statements are on-line in
Account Access on this Web site. Click on
Your TSP Participant
Statement for more information. |
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If you are age 50 or
older and you are already contributing the maximum amount of regular TSP contributions for which you are
eligible, you may elect to make up to $4,000 in catch-up contributions for 2005.
You must make a new election each calendar year. (This
limit changes annually.)
Civilians should use Form TSP-1-C, Catch-Up Contribution Election; members of the
uniformed services should use Form
TSP-U-1-C. For more
information, see the Fact Sheet, "Catch-Up
Contributions." |
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Loan interest
rate for new loans is 4.125%. |
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Annuity interest rate index: 4.250% for
annuities purchased in November 2004 and 4.500% for annuities purchased
in October 2004. Click here for historical annuity
interest rates. |
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Your
account balance is
updated each business day. To access your account, you will need your
Social Security number and Personal Identification Number (PIN).
If you do not know your PIN, you can request a new one from the
Account Access section of this site or
from the ThriftLine. |
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Civilian
TSP participants who are members of the Ready Reserve — If you are a
civilian TSP participant with an outstanding TSP loan and are placed in nonpay
status to perform military service, make sure your agency provides the
TSP with documentation to certify your status and suspend loan payments.
The Internal Revenue Code allows the TSP to suspend loan payments for
all participants placed in nonpay status for up to one
year of nonpay. However, participants placed in nonpay status to perform
military service for more than one year are authorized suspension of
loan payments for the entire period of military service. For more
information, see the Fact Sheet Effect of Nonpay Status on TSP
Participation. |
What's New
