HUD Approved Housing Counseling Agencies in NEWJERSEY 10/21/04 (Agencies with a dash (-) have not been individually HUD approved, but are affiliates of one of the HUD funded National Intermediaries.) Seniors seeking Home Equity Conversion Mortgage (HECM) counseling can contact the AARP Foundation Network of Expert HECM Counselors at: 800-209-8085. FAMILY SERVICE/CONSUMER CREDIT COUNSELING SERVICE 312 E White Horse Pike Absecon, NJ 08201 Phone: 800-473-2227 Toll-Free: 800-473-2227 TTY/TDD: Fax: 609-569-1752 E-mail: fsa.cccs@att.net Website: www.aclink.crg.fsa.htm Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling Affiliate of: Money Management International (MMI)/Consumer Credit Counseling Service of South Jersey (CCCS) 312 E. White Horse Pike Absecon, NJ 08201 Phone: 1-888-845-5669 Toll-Free: 1-888-845-5669 TTY/TDD: Fax: E-mail: Website: Type of Counseling:HECM Counseling, Loss Mitigation/Foreclosure Counseling, First-time homebuyer Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 1 Municipal Plaza Asbury Park, NJ 07712 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: 732-714-5357 E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: CHECK MATE INCORPORATED 550 Cookman Ave Asbury Park, NJ 07712-7120 Phone: 732-774-3100 Toll-Free: TTY/TDD: Fax: 732-774-3220 E-mail: KEVIN@BEONLINE.COM Website: Type of Counseling: Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: ATLANTIC HUMAN RESOURCES, INCORPORATED 1 S New York Ave Ste 303 Atlantic City, NJ 08401-8012 Phone: 609-348-4131 Toll-Free: TTY/TDD: Fax: 609-345-5750 E-mail: gjones@atlhmres.com Website: Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: JERSEY COUNSELING AND HOUSING DEVELOPMENT, INCORPORATED 29 S Black Horse Pike Blackwood, NJ 08012-2952 Phone: 856-227-3683 Toll-Free: TTY/TDD: Fax: 856-228-0662 E-mail: Website: Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: TRI-COUNTY COMMUNITY ACTION AGENCY 110 Cohansey St. Bridgeton, NJ 08302 Phone: 856-453-0803 Toll-Free: TTY/TDD: Fax: 856-455-7288 E-mail: Website: Type of Counseling: HECM Counseling, Prepurchase Counseling, Default/Foreclosure Counseling, Rental Counseling Affiliate of: JERSEY COUNSELING AND HOUSING DEVELOPMENT, INCORPORATED 1840 S Broadway Camden, NJ 08104-1334 Phone: 856-541-1000 Toll-Free: TTY/TDD: Fax: 856-541-8836 E-mail: Website: Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: NEIGHBORHOOD HOUSING SERVICES OF CAMDEN, INCORPORATED 601 Clinton St Camden, NJ 08103-1415 Phone: 856-541-0720 Toll-Free: TTY/TDD: Fax: 856-541-8440 E-mail: Website: Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, HECM Counseling, Rental Counseling Affiliate of: -CENTER FOR FAMILY SERVICES 584 Benson Street Camden, NJ 08103 Phone: 856-964-9508 Toll-Free: TTY/TDD: Fax: 856-964-0242 E-mail: rstagliano@centerrffs.org Website: www.centerffs.org Type of Counseling: Prepurchase Counseling, Default/Delinquency Counseling, Renters Assistance Counseling Affiliate of: HOUSING OPPORTUNITIES, INCORPORATED NEW JERSEY CITIZEN ACTION 433 Market Street, Suite 201 Camden, NJ 08102-1210 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: CONSUMER CREDIT COUNSELING SERVICE OF NEW JERSEY 185 Ridgedale Avenue Cedar Knolls , NJ 07927 Phone: 973-267-4324 Toll-Free: (888) 726-3260 TTY/TDD: Fax: E-mail: Website: www.nfcc.org Type of Counseling: HECM Counseling, Rental Counseling, Pre Purchase Counseling, Default/Delinquency Counseling Affiliate of: National Foundation for Credit Counseling CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY, Cherry Hill Branch One Cherry Hill Suite 215 Cherry Hill, NJ 08002- Phone: 267-765-2760 Toll-Free: 800-989-2227 TTY/TDD: Fax: E-mail: customerservice@cccsdv.org Website: www.cccsdv.org Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, HECM Counseling, Rental Counseling Affiliate of: NATIONAL FOUNDATION FOR CONSUMER CREDIT, INCORPORATED NEW JERSEY CITIZEN ACTON 556 Haddon Ave Collingswood, NJ 08108-1444 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling Affiliate of: -CATHOLIC CHARITIES, TRENTON, NJ 801 BUrlington Ave. Delanco, NJ 08075 Phone: 856-764-6940 Toll-Free: TTY/TDD: Fax:856-764-1686 E-mail: j.campbell@cctrenton.org Website: mx.cctrenton.org Type of Counseling: Prepurchase Counseling, Default/Delinquency Counseling, Renters Assistance Counseling, Homebuyer Education, Post Purchase Counseling, Marketing and Outreach Initiatives, Home improvement and Rehabiliation Counseling, Displacement and Relocation Counseling Affiliate of: Catholic Charities USA HOUSING PARTNERSHIP FOR MORRIS COUNTY 2 E. Blackwell St. Ste 12 Dover, NJ 07801 Phone: 973-659-9222 Toll-Free: TTY/TDD: Fax: 973-659-9220 E-mail: hpmc@bellatlantic.net Website: www.housingpartnershipmorris.org Type of Counseling: Prepurchase Counseling, Rental Counseling Affiliate of: -New Dimensions Community Development Corporation 10South Oraton Parkway East Orange, NJ 07017 Phone: 973-399-0416 Toll-Free: TTY/TDD: Fax: E-mail: willie@cleanweb.net Website: Type of Counseling: Homebuyer Education, Prepurchase Counseling, Post Purchase Counseling Affiliate of: Mission of Peace Housing Counseling Agency MONMOUTH HOUSING ALLIANCE 59 Broad Street Eatontown, NJ 07724- Phone: 732-389-2958 Toll-Free: TTY/TDD: Fax: 732-389-3163 E-mail: housingall@juno.com Website: www.housingall.com Type of Counseling: Prepurchase Counseling, Rental Counseling, HECM Counseling Affiliate of: Money Management International (MMI)/Consumer Credit Counseling Service of South Jersey (CCCS) 3073 English Creek Ave., Ste #3 Egg Harbor Township, NJ 08234 Phone: 1-888-845-5669 Toll-Free: 1-888-845-5669 TTY/TDD: Fax: E-mail: Website: Type of Counseling:HECM Counseling, Loss Mitigation/Foreclosure Counseling, First-time homebuyer Counseling Affiliate of: URBAN LEAGUE OF UNION COUNTY 288 N Broad St Elizabeth, NJ 07208-3789 Phone: 908-351-7200 Toll-Free: TTY/TDD: Fax: 908-527-9881 E-mail: Website: Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: URBAN LEAGUE FOR BERGEN COUNTY 106 W Palisade Ave Englewood, NJ 07631-2619 Phone: 201-568-4988 Toll-Free: TTY/TDD: Fax: 201-568-3192 E-mail: urbanleague.bc@verizon.net Website: www.urbanleaguebc.org Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Prepurchase Counseling, Rental Counseling Affiliate of: Garden State Consumer Credit Counseling, Inc. 225 Willowbrook Road Freehold, NJ 07728 Phone: 732-409-6281 Toll-Free: 800-772-4557 TTY/TDD: Fax: 732-409-6284 E-mail: Website: Type of Counseling: Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: MONMOUTH COUNTY DIVISION OF SOCIAL SERVICES Kozloski Road PO Box 3000 Freehold, NJ 07728 Phone: 732-845-2071 Toll-Free: TTY/TDD: Fax: 732-577-6605 E-mail: cgrael@ael.state.nj.us Website: www.vistmonmouth.com Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 400 Main St Hackensack, NJ 07601-5903 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: Bergen County Department of Human Services Division of Senior Services One Bergen County Plaza 2nd Floor Hackensack, NJ 07601 Phone Number: 201-336-7474 Fax Number: 201-336-7450 Website: www.co.bergen.nj.us Type of Counseling: HECM Counseling Affiliate of: FAIR HOUSING COUNCIL OF NORTHERN NEW JERSEY 131 Main St, Suite 140 Hackensack, NJ 07601-7140 Phone: 201-489-3552 Toll-Free: TTY/TDD: Fax: 201-489-8472 E-mail: fhcnnj@bellatlantic.net Website: www.fairhousing.com/fhcnnj Type of Counseling: Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 85 Raritan Ave Ste 100 Highland Park, NJ 08904 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: -ACORN HOUSING CORPORATION 574 Newark Ave., Ste. 205 Jersey City, NJ 07306-4307 Phone: 201-222-7741 Toll-Free: TTY/TDD: Fax: 201-222-1199 E-mail: ahcnjcjc@acorn.org Website: Type of Counseling: Default/Delinquency Counseling, Prepurchase Counseling Affiliate of: ACORN HOUSING CORPORATION NEW JERSEY CITIZEN ACTION 583 Newark Ave. 2nd Floor Jersey City, NJ 07306-4551 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 213 Broadway Long Branch, NJ 07740-7005 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: CONSUMER CREDIT AND BUDGET COUNSELING 299 S. Shore Road, Route 9 South Marmora, NJ 082230866 Phone: 888-738-8233 Toll-Free: 888-738-8233 TTY/TDD: Fax: E-mail: Website: Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, Rental Counseling Affiliate of: AFFORDABLE HOMES OF MILLVILLE ECUMENICAL 518 N. High Street Millville, NJ 08332 Phone: 856-293-0100 Toll-Free: TTY/TDD: Fax: 856-293-0101 E-mail: ahomeinc@juno.com Website: Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, Rental Counseling Affiliate of: SENIOR CITIZENS UNITED COMMUNITY SERVICES OF CAMDEN COUNTY, INCORPORATED 146 Black Horse Pike Mount Ephraim, NJ 08059-2007 Phone: 856-456-1121 Toll-Free: TTY/TDD: Fax: 856-456-1076 E-mail: rmonou@scucs.org Website: www.scucs@scucs.org Type of Counseling: HECM Counseling Affiliate of: CONSUMER CREDIT COUNSELING SERVICES OF CENTRAL NEW JERSEY 16 Mill Street Mount Holly, NJ 08060- Phone: 888-379-0605 Toll-Free: 888-379-0605 TTY/TDD: Fax: 609-625-1659 E-mail: Website: Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling Affiliate of: HOUSING COALITION OF CENTRAL JERSEY 100 Bayard Street, Third Floor New Brunswick, NJ 08901-2502 Phone: 732-249-9700 Toll-Free: TTY/TDD: Fax: 732-249-4121 E-mail: housingcoalitioncnj1@verizon.net Website: Type of Counseling: HECM Counseling, Rental Counseling, Prepurchase Counseling, Default/Foreclosure Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 24 Commerce Street, Suite 504 Newark, NJ 07104-2106 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: ST. JAMES COMMUNITY DEVELOPMENT CORPORATION 402 Broad Street Newark, NJ 07104 Phone: 973-482-5700 Toll-Free: TTY/TDD: Fax: 973-482-0176 E-mail: Website: Type of Counseling: Prepurchase Counseling, HECM Counseling, Default/Foreclosure Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 432 Lafayette St Newark, NJ 07105-2704 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 336 Oakwood Ave Orange, NJ 07050-3223 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 128 Market St. Passaic, NJ 07055 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: PATERSON HOUSING AUTHORITY 60 Van Houten Street Paterson, NJ 07505- Phone: 973-345-5085 Toll-Free: TTY/TDD: Fax: 973-977-9085 E-mail: cagladis@aol.com Website: Type of Counseling: Prepurchase Counseling Affiliate of: PATERSON TASK FORCE FOR COMMUNITY ACTION, INCORPORATED 155 Ellison St Paterson, NJ 07505-1304 Phone: 973-279-2333 Toll-Free: TTY/TDD: Fax: 973-279-2334 E-mail: Website: Type of Counseling: HECM Counseling, Default/Foreclosure Counseling, Rental Counseling, Prepurchase Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 90 Martin St Paterson, NJ 07501-3622 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: PATERSON COALITION FOR HOUSING, INCORPORATED 2 Broadway, Basement Paterson, NJ 07505-1704 Phone: 973-742-8005 Toll-Free: TTY/TDD: Fax: 973-523-1145 E-mail: Website: Type of Counseling: Rental Counseling, Prepurchase Counseling Affiliate of: -CATHOLIC CHARITIES, PATERSON, NJ 24 Degrasse Street Paterson, NJ 07505- Phone: 973-279-7100 Toll-Free: TTY/TDD: Fax: 973-523-1150 E-mail: aalonso@catholiccharities.org Website: Type of Counseling: Default/Delinquency Counseling, Renters Assistance Counseling, HECM Counseling, Post Purchase Counseling, Marketing and Outreach Initiatives, Home improvement and Rehabiliation Counseling, Displacement and Relocation Counseling Affiliate of: Catholic Charities USA NEW JERSEY CITIZEN ACTION 280 McClellan St Perth Amboy, NJ 08861-4320 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: NORTH WEST NEW JERSEY COMMUNITY ACTION PROGRAM 350 Marshall St. Phillipsburg, NJ 08865 Phone: 908-454-7000 Toll-Free: 888-454-4778 TTY/TDD: Fax: 908-454-3768 E-mail: korpj@norwescap.org Website:www.norwescap.org Type of Counseling: HECM Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 1613 Beaver Dam Road, Suite 1 Point Pleasant, NJ 08742 Phone: 800-656-9637 Toll-Free: 800-656-9637 TTY/TDD: Fax: 732-714-5386 E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: CONSUMER CREDIT COUNSELING SERVICES OF CENTRAL NEW JERSEY, Division of Family Guidance 253 Nassau Street Princeton, NJ 08540- Phone: 609-924-2896 Toll-Free: 888-379-0604 TTY/TDD: Fax: 609-924-2937 E-mail: cccs@erols.com Website: www.cccscentralnj.com Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, Post Purchase Counseling, Affiliate of: New Jersey Citizen Action 80 Elm St Rahway, NJ 07065 Phone: 732- 714-5357 Toll-Free: 800-656-9637 TTY/TDD: Fax: E-mail: application@njcitizenaction.org Website:www.njcitizenaction.org Type of Counseling: HECM Counseling, Defailt/Foreclosure Counseling, Prepurchase Counseling Affiliate of: SOMERSET COUNTY COALITION ON AFFORDABLE HOUSING 600 First Avenue, Suite 3 Raritan, NJ 08869 Phone: 908-704-8901 Toll-Free: TTY/TDD: Fax: 908-704-9235 E-mail: sccoah@bellatlantic.net Website: sccoah.org Type of Counseling: Prepurchase Counseling, HECM Counseling, Rental Counseling, Default/Foreclosure Counseling Affiliate of: Faith Fellowship Community Development Corp. 2707 Main Street Sayerville, NJ 08872 Phone: 732-727-9500 Toll-Free: TTY/TDD: Fax: 732-727-9649 E-mail: cbullock@ffmwoc.org Website: Type of Counseling: Pre-purchase; Default/Foreclosure Prevention Affiliate of: Money Management International (MMI)/Consumer Credit Counseling Service of South Jersey (CCCS) 203 East Broadway Salem, NJ 08079 Phone: 1-888-845-5669 Toll-Free: 1-888-845-5669 TTY/TDD: Fax: E-mail: Website: Type of Counseling:HECM Counseling, Loss Mitigation/Foreclosure Counseling, First-time homebuyer Counseling OCEAN COMMUNITY ECONOMIC ACTION NOW, INCORPORATED 40 Washington Street Toms River, NJ 08753 Phone: 732-244-2351 Toll-Free: TTY/TDD: Fax: 732-244-3962 E-mail: Website:www.oceaninc.org Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, HECM Counseling, Rental Counseling Affiliate of: NEW JERSEY CITIZEN ACTION 130 Parkway Ave Trenton, NJ 08618-3010 Phone: 732-714-5330 Toll-Free: 800-656-9637 TTY/TDD: Fax: 732-714-5357 E-mail: application@njcitizenaction.org Website: www.njcitizenaction.org Type of Counseling: Default/Foreclosure Counseling, Prepurchase Counseling, HECM Counseling Affiliate of: ISLES, INCORPORATED 10 Wood St Trenton, NJ 08618-3921 Phone: 609-393-5656 Toll-Free: TTY/TDD: Fax: 609-393-9513 E-mail: Website: Type of Counseling: Prepurchase Counseling Affiliate of: Mercer County Hispanic Association 200 E. State Street, Second Floor P.O. Box 1331 Trenton, NJ 08607 Phone: 609-392-2446 Toll-Free: TTY/TDD: Fax: 609-695-7618 E-mail: Website: Type of Counseling: Rental Counseling, Prepurchase Counseling, Post Purchase, Default/foreclosure Counseling Affiliate of: CONSUMER CREDIT COUNSELING SERVICES OF CENTRAL NEW JERSEY 2300 Hamilton Ave. Trenton, NJ 08619- Phone: 888-379-0604 Toll-Free: 888-379-0604 TTY/TDD: Fax: 609-587-6765 E-mail: Website: Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling Affiliate of: NEW JERSEY HOUSING FINANCE AND MORTGAGE FINANCE AGENCY 637 S. Clinton Avenue Trenton, NJ 08650-2085 Phone: 609-278-7400 Toll-Free: TTY/TDD: Fax: 609-278-1720 E-mail: Website: www.nj-hmfa.com Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, Rental Counseling Affiliate of: Money Management International (MMI)/Consumer Credit Counseling Service of South Jersey (CCCS) Plaza Office Center #6, 5581 Route 42 Turnersville, NJ 08012 Phone: 1-888-845-5669 Toll-Free: 1-888-845-5669 TTY/TDD: Fax: E-mail: Website: Type of Counseling:HECM Counseling, Loss Mitigation/Foreclosure Counseling, First-time homebuyer Counseling Affiliate of: BURLINGTON COUNTY COMMUNITY ACTION PROGRAM Dickens Comm. Service Center One Van Sciver Parkway Willingboro, NJ 08046 Phone: 609-835-4329 Toll-Free: TTY/TDD: Fax: 609-835-9647 E-mail: Website: Type of Counseling: Prepurchase Counseling, Default/Foreclosure Counseling, Rental Counseling Affiliate of: