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Contact CMS
Contact State Insurance Commissioner

Contact CMS

The information on this group of web pages concerns the Insurance Reform provisions of HIPAA and are separate from the Administrative Simplification (AS) provisions of HIPAA. Administrative Simplification is intended to reduce the costs and administrative burdens of health care by making possible the standardized, electronic transmission of many administrative and financial transactions that are currently carried out manually on paper. This includes health information privacy issues. Information on Administrative Simplification may be found at: http://aspe.os.dhhs.gov/admnsimp.

If you have any questions concerning the health insurance reform provisions of HIPAA or related laws, you may contact us. The health insurance reform provisions include the following:

• Limiting exclusions for preexisting medical conditions;
• Providing credit for prior health coverage and a process for transmitting certificates and other information concerning prior coverage to a new group health plan or issuer;
• Providing new rights that allow individuals to enroll for health coverage when they lose other health coverage or have a new dependent;
• Prohibiting discrimination in enrollment and premiums against employees and their dependents based on health status;
• Guaranteeing availability of health insurance coverage for small employers and renewability of health insurance coverage in both the small and large group markets; and
• Preserving, through narrow preemption provisions, the States' traditional role in regulating health insurance, including State flexibility to provide greater protections.

Prior to emailing a question to us at phig@cms.hhs.gov, check to see if your question can be answered with the interactive question and answer tool -- HIPAA OnLine. This tool provides individually tailored answers to YOUR unique situation.

For inquiries to the email address above, our objective is to reply within 48 hours. In most cases we are able to reply within the same business day.

Contact us at phig@cms.hhs.gov.

Contact State Insurance Commissioner

The State in which you reside may have laws that meet the HIPAA minimum standards. In this case, your State department of insurance can assist you with questions and complaints concerning the protections HIPAA provides. Using the following list of State insurance regulators, you can contact them directly. Or, for your convenience, the National Association of Insurance Commissioners (NAIC) provides a link to your State insurance regulator. Visit this link at http://www.naic.org/state_contacts/sid_websites.htm.

Click on the first letter of the State's name.