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Servicemembers' Group Life Insurance (SGLI)

What is SGLI?
SGLI is a program of low cost group life insurance for servicemembers on active duty, ready reservists, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the four service academies, and members of the Reserve Officer Training Corps.

How Much Coverage is Available?
SGLI coverage is available in $10,000 increments up to the maximum of $250,000.

How Much Does SGLI Cost?
SGLI premiums are currently $.065 per $1,000 of insurance, regardless of themember's age. Follow this link to view a table of SGLI premium rates at different coverage levels.

How Much Life Insurance do I Really Need?
We can help your figure out how much insurance you need. To assess your life insurance needs, follow this link to our Insurance Needs Calculator.

Conversion Feature
Servicemembers with SGLI coverage have two options available to them upon release from service. They can convert their full-time SGLI coverage to term insurance under the Veterans' Group Life Insurance program or convert to a permanent plan of insurance with one of the participating commercial insurance companies. Follow these links for:

   - More information about converting to VGLI
   - More information about converting to a commercial plan of insurance


If you have questions - Use one of the following links for answers to SGLI Frequently Asked Questions or to view SGLI premium rates. You will also find a comprehensive overview of the SGLI program in the SGLI/VGLI Handbook. Iif you can't find the information that you're looking for on this site, please contact the appropriate office listed below.

Servicemembers should contact their Personnel Office for:

• changes to Basic SGLI or Family SGLI coverage

Servicemembers should contact their Flight, Payroll and/or Finance Office for:

• SGLI and Family SGLI premium payment information
  
• SGLI and Family SGLI premium refunds

Servicemembers and their beneficiaries should call, email or write the Office of Servicemembers' Group Life Insurance (OSGLI) for:

• pending SGLI or Family SGLI claims.

Note: OSGLI does not have information concerning SGLI or Family SGLI premium payments, refunds or changes to coverage.

OSGLI can be reached by:

Toll-free telephone: 1-800-419-1473
Toll-free fax numbers:   Death and accelerated   benefits claims only: 1-877-832-4943   All other fax inquiries: 1-800-236-6142 Overseas:   Phone Number: 973-548-5699   Fax Number: 973-548-5300	General Correspondence: Office of Servicemembers' Group Life Insurance 290 West Mt. Pleasant Avenue Livingston, New Jersey 07039 New VGLI Applications and VGLI Reinstatements: OSGLI PO Box 5000 Millville, New Jersey 08332-9928
E-mail: Death and accelerated   benefits claims only: osgli.claims@prudential.com All other inquiries: osgli.osgli@prudential.com

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