Relief Options for FHA Loans

Information by State  Print version  Email this to a friend   Related Information   HUD National Servicing Center has more information on relief options   See also "owning a home" at left, under "single family" for more information to help homeowners.

Homeowners falling behind on an FHA loan should know that:

• if your home was damaged or your income cut because of a hurricane, tornado, flood, wildfire, or other natural or man-made event -- and your home or job is in an area that the President declared a disaster area -- your lender will not start foreclosure for 90 days. Read more about what homeowners and lenders need to know.

• if you or your spouse is on active military duty, you may qualify for a reduction in your interest rate -- and, thereby, reduced payments. Read about how the Soldiers' and Sailors' Civil Relief Act of 1940 affects military homowners, and what lenders need to know.

• if you work with your lender, you may be able to save your home. Read more about How to Avoid Foreclosure.