Utilities Not On

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Chapter 1
Appraisal & Property Requirements
Page 1-19

When utilities (water, gas, electric) are NOT on at the time of appraisal, the appraiser is to condition on the Valuation Condition (VC) sheet for a certification stating that all utilities have been tested and that they appear to be in good working order. The certification must be done by an FHA roster appraiser, a home inspector, an inspector from the local building department, an FHA compliance inspector, a professional in the specific field (e.g. electrician, plumber), or another person determined to be qualified by the Direct Endorser.

Note: The appraiser will also annotate on the VC sheet, that additional repair requirement may apply once all the utilities are on and fully functional.