Manufactured Homes:
Special State Requirements

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Chapter 1
Appraisal and Property Requirements
Page 1-09b

Some states require a state agency to approve all modifications to manufactured (mobile) homes once they leave the factory. The appraiser and underwriter are held responsible for knowing the local regulations on this. If the area where the manufactured home is located has such requirements, then the property must meet these requirements or it shall be deemed ineligible for FHA insurance.

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